Luz Hurtado - Grupo Aval Chief Risk Management Officer

AVAL Stock  USD 2.52  0.03  1.20%   

Executive

Ms. Luz Karime Vargas Hurtado serves as Director of Internal Audit of Grupo Aval Acciones y Valores S.A. Currently, she is group audit manager collateral actions and values S.A. Previously, she worked as audit manager for the financial sector at Price WaterhouseCoopers, and researcher in the Area of Supervision of the Bolsa de Valores de Colombia and the Colombian from the market of values of Colombia, also as an auditor at KPMG. She also worked in the Bank Coopdesarrollo. She is Certified Public Accountant from Universidad Santo Tomas, specialist in finance and the capital market of the Pontificia Universidad Javeriana and holds a Diploma in stock market operation of the stock market Association of Colombia and IFRS in the Institute of Accountants public of Colombia. since 2019.
Age 51
Tenure 5 years
Address Carrera 13 No. 26A ? 47, Bogotá, Colombia
Phone57 601 743 3222
Webhttps://www.grupoaval.com

Grupo Aval Management Efficiency

The value of Return On Tangible Assets is estimated to slide to 0. Return On Capital Employed is expected to rise to -0.0053 this year. At this time, Grupo Aval's Non Current Assets Total are quite stable compared to the past year. Non Currrent Assets Other is expected to rise to about 222.6 T this year, although the value of Other Assets will most likely fall to about 154.3 T. Grupo Aval's management efficiency ratios could be used to measure how well Grupo Aval manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 66.2 T in liabilities with Debt to Equity (D/E) ratio of 14.32, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Grupo Aval until it has trouble settling it off, either with new capital or with free cash flow. So, Grupo Aval's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Grupo Aval sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Grupo to invest in growth at high rates of return. When we think about Grupo Aval's use of debt, we should always consider it together with cash and equity.

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Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. Grupo Aval Acciones y Valores S.A. was incorporated in 1994 and is headquartered in Bogot, Colombia. Grupo Aval is traded on New York Stock Exchange in the United States. Grupo Aval (AVAL) is traded on New York Stock Exchange in USA. It is located in Carrera 13 No. 26A ? 47, Bogotá, Colombia and employs 23 people. Grupo Aval is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Grupo Aval Leadership Team

Elected by the shareholders, the Grupo Aval's board of directors comprises two types of representatives: Grupo Aval inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Grupo. The board's role is to monitor Grupo Aval's management team and ensure that shareholders' interests are well served. Grupo Aval's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Grupo Aval's outside directors are responsible for providing unbiased perspectives on the board's policies.
Diego Piedrahita, Chief Risk Management Officer
Luis Gutierrez, Principal Executive Officer and Pres
Tatiana Benninghoff, Vice President of Financial Planning and Investor Relations, IR Contact Officer
Maria Florez, Vice President of Accounting
Rodolfo Borda, Vice President of Shared Services
Miguel Martinez, Director
Fabio Ordonez, Independent Director
Juan Mejia, President Villas
Jorge Plata, Chief Legal Counsel
Maria Botero, President
Omar Suarez, Head Strategy
Luis Pabon, Secretary of the Board
Esther Montoya, Independent Director
Rafael Torres, Vice President of Internal Control
Luz Hurtado, Chief Risk Management Officer
Mara Florez, Vice Accounting
Alejandro Jaramillo, Director Bogot
Luis Angulo, Chairman of the Board
Ana Sarmiento, Chief Digital Officer
Diego Saravia, Chief Financial Officer
Carlos Buenaventura, Chief Strategy Officer
Alvaro Cock, Director
Eduardo Suarez, Chief Officer

Grupo Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Grupo Aval a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Grupo Aval using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

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When determining whether Grupo Aval is a strong investment it is important to analyze Grupo Aval's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Grupo Aval's future performance. For an informed investment choice regarding Grupo Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Grupo Aval. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Grupo Stock please use our How to buy in Grupo Stock guide.
Note that the Grupo Aval information on this page should be used as a complementary analysis to other Grupo Aval's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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When running Grupo Aval's price analysis, check to measure Grupo Aval's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Grupo Aval is operating at the current time. Most of Grupo Aval's value examination focuses on studying past and present price action to predict the probability of Grupo Aval's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Grupo Aval's price. Additionally, you may evaluate how the addition of Grupo Aval to your portfolios can decrease your overall portfolio volatility.
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Is Grupo Aval's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Aval. If investors know Grupo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Grupo Aval listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.73)
Earnings Share
0.09
Revenue Per Share
9.1 K
Quarterly Revenue Growth
(0.24)
Return On Assets
0.0053
The market value of Grupo Aval is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Aval's value that differs from its market value or its book value, called intrinsic value, which is Grupo Aval's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Aval's market value can be influenced by many factors that don't directly affect Grupo Aval's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Grupo Aval's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Aval is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Grupo Aval's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.