Citizens Financial Statements From 2010 to 2024

CZWI Stock  USD 11.30  0.09  0.79%   
Citizens Community financial statements provide useful quarterly and yearly information to potential Citizens Community Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Citizens Community financial statements helps investors assess Citizens Community's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Citizens Community's valuation are summarized below:
Gross Profit
65.3 M
Profit Margin
0.2247
Market Capitalization
117.6 M
Revenue
60 M
Earnings Share
1.29
We have found one hundred twenty available fundamental signals for Citizens Community Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Citizens Community Bancorp prevailing fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The Citizens Community's current Market Cap is estimated to increase to about 115.8 M. The Citizens Community's current Enterprise Value is estimated to increase to about 170.3 M

Citizens Community Total Revenue

98.51 Million

Check Citizens Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens main balance sheet or income statement drivers, such as Interest Expense of 37.7 M, Total Revenue of 98.5 M or Gross Profit of 98.5 M, as well as many exotic indicators such as Price To Sales Ratio of 1.24, Dividend Yield of 0.026 or PTB Ratio of 1.4. Citizens financial statements analysis is a perfect complement when working with Citizens Community Valuation or Volatility modules.
  
This module can also supplement various Citizens Community Technical models . Check out the analysis of Citizens Community Correlation against competitors.

Citizens Community Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.9 B1.9 B1.1 B
Slightly volatile
Total Stockholder Equity182 M173.3 M104.6 M
Slightly volatile
Non Current Assets Total1.9 B1.8 B390.9 M
Slightly volatile
Other Assets1.7 B1.7 B885.8 M
Slightly volatile
Common Stock Shares Outstanding6.5 M10.5 M7.4 M
Slightly volatile
Liabilities And Stockholders Equity1.9 B1.9 B1.1 B
Slightly volatile
Non Current Liabilities Total248 M300.1 M330.9 M
Slightly volatile
Other Stockholder Equity68.9 M119.4 M80.3 M
Slightly volatile
Total Liabilities1.8 B1.7 B723 M
Slightly volatile
Cash36.2 M37.1 M39 M
Slightly volatile
Cash And Short Term Investments202.5 M192.9 M127.8 M
Slightly volatile
Total Current Assets42.1 M44.3 M326.5 M
Slightly volatile
Short and Long Term Debt Total102.4 M148.7 M104.6 M
Slightly volatile
Property Plant And Equipment Net10 M19.9 M11.2 M
Slightly volatile
Retained Earnings74.7 M71.1 M25.2 M
Slightly volatile
Net Receivables2.7 M5.4 MM
Slightly volatile
Property Plant And Equipment Gross32.5 M31 M14.5 M
Slightly volatile
Other Liabilities5.5 M8.8 M5.7 M
Slightly volatile
Accounts Payable1.7 B1.6 B888.1 M
Slightly volatile
Long Term Debt154.3 M147 M68.1 M
Slightly volatile
Common Stock Total Equity72.7 K119.6 K75.6 K
Slightly volatile
Short Term Debt55.3 M65.1 M51.5 M
Pretty Stable
Intangible Assets5.2 M5.6 M4.6 M
Slightly volatile
Common Stock74.7 K119.6 K75.7 K
Slightly volatile
Property Plant Equipment24.7 M23.6 M12.2 M
Slightly volatile
Short Term Investments90.4 M155.7 M107.1 M
Slightly volatile
Other Current Assets42.1 M44.3 M260.9 M
Slightly volatile
Net Tangible Assets92.6 M153.1 M87.4 M
Slightly volatile
Other Current Liabilities765.6 M1.3 B664.1 M
Slightly volatile
Capital Surpluse95.5 M137.1 M86.4 M
Slightly volatile
Long Term Investments265.6 M253 M101 M
Slightly volatile
Non Current Liabilities Other183.7 M175 M80.9 M
Slightly volatile
Short and Long Term Debt50.9 M36 M53.4 M
Slightly volatile
Long Term Debt Total46.9 M83.3 M33 M
Slightly volatile
Earning Assets174.2 M266.7 M155.1 M
Slightly volatile
Net Invested Capital334.4 M320.3 M254.6 M
Slightly volatile
Capital Stock86.1 K93.6 K106.2 K
Slightly volatile

Citizens Community Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense37.7 M35.9 M12.1 M
Slightly volatile
Total Revenue98.5 M93.8 M41.6 M
Slightly volatile
Gross Profit98.5 M93.8 M41.6 M
Slightly volatile
Other Operating Expenses78.6 M74.9 M26.5 M
Slightly volatile
Operating Income11.9 M21.2 M13.3 M
Slightly volatile
EBITDAM3.1 M12.7 M
Slightly volatile
Income Before Tax19.9 M18.9 M9.7 M
Slightly volatile
Net Income13.7 M13.1 MM
Slightly volatile
Income Tax Expense6.2 M5.9 M2.8 M
Slightly volatile
Depreciation And Amortization3.3 M3.1 M1.3 M
Slightly volatile
Selling General Administrative13.5 M21.9 M15.3 M
Slightly volatile
Net Income Applicable To Common Shares21.4 M20.4 M7.9 M
Slightly volatile
Selling And Marketing Expenses582.5 K734 K606.8 K
Slightly volatile
Tax Provision4.4 M5.9 M2.9 M
Slightly volatile
Net Interest Income44.7 M48.3 M32.7 M
Slightly volatile
Interest Income59.7 M84.2 M43 M
Slightly volatile
Non Operating Income Net Other50.4 K56.7 K61.7 K
Slightly volatile
Reconciled Depreciation3.3 M3.7 M2.1 M
Slightly volatile

Citizens Community Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow33.5 M35.4 M38.4 M
Slightly volatile
DepreciationM3.1 M2.3 M
Slightly volatile
Net Income13.7 M13.1 M6.9 M
Slightly volatile
End Period Cash Flow34.5 M37.1 M35.1 M
Slightly volatile
Change To Netincome13.9 M13.3 M7.1 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.241.30679.5624
Pretty Stable
Dividend Yield0.0260.02480.0126
Slightly volatile
PTB Ratio1.40.70731.063
Slightly volatile
Days Sales Outstanding19.9921.0431104
Very volatile
Book Value Per Share9.0616.556912.2455
Slightly volatile
Invested Capital1.040.85121.2993
Pretty Stable
Stock Based Compensation To Revenue0.00810.00770.0025
Slightly volatile
PB Ratio1.40.70731.063
Slightly volatile
EV To Sales2.372.495514.9047
Very volatile
ROIC0.04320.04550.0701
Slightly volatile
Net Income Per Share1.311.24740.7613
Slightly volatile
Sales General And Administrative To Revenue0.220.23360.7933
Pretty Stable
Cash Per Share11.3518.42418.3327
Slightly volatile
Interest Coverage1.060.58991.435
Very volatile
Payout Ratio0.310.23280.1904
Slightly volatile
ROE0.07910.07530.0569
Slightly volatile
PE Ratio8.929.387529.1461
Slightly volatile
Return On Tangible Assets0.00760.00720.0056
Slightly volatile
Earnings Yield0.110.10650.0657
Slightly volatile
Intangibles To Total Assets0.01090.020.0149
Slightly volatile
Current Ratio0.03060.03220.6901
Slightly volatile
Tangible Book Value Per Share19.9813.017234.6636
Slightly volatile
Receivables Turnover9.7117.345411.0732
Pretty Stable
Graham Number22.6321.556714.1152
Slightly volatile
Shareholders Equity Per Share9.0616.556912.2455
Slightly volatile
Debt To Equity1.040.85121.2993
Pretty Stable
Average Receivables388.5 K485.6 K518.7 K
Pretty Stable
Revenue Per Share9.418.96184.6867
Slightly volatile
Interest Debt Per Share13.1317.522518.1523
Slightly volatile
Debt To Assets0.150.07970.1277
Slightly volatile
Enterprise Value Over EBITDA78.6474.899221.6184
Slightly volatile
Price Earnings Ratio8.929.387529.1461
Slightly volatile
Price Book Value Ratio1.40.70731.063
Slightly volatile
Dividend Payout Ratio0.310.23280.1904
Slightly volatile
Pretax Profit Margin0.230.20180.5284
Very volatile
Ebt Per Ebit0.940.8940.5143
Slightly volatile
Operating Profit Margin0.210.22570.8748
Slightly volatile
Effective Tax Rate0.360.31020.3105
Very volatile
Company Equity Multiplier7.9910.681110.1743
Pretty Stable
Long Term Debt To Capitalization0.560.32240.4897
Slightly volatile
Total Debt To Capitalization0.430.45980.533
Pretty Stable
Return On Capital Employed0.03060.04470.027
Slightly volatile
Debt Equity Ratio1.040.85121.2993
Pretty Stable
Ebit Per Revenue0.210.22570.8748
Slightly volatile
Quick Ratio0.290.14390.2521
Pretty Stable
Net Income Per E B T0.540.68980.6829
Very volatile
Cash Ratio0.02560.0270.0709
Slightly volatile
Days Of Sales Outstanding19.9921.0431104
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.641.04050.8368
Slightly volatile
Price To Book Ratio1.40.70731.063
Slightly volatile
Fixed Asset Turnover2.814.72653.4403
Pretty Stable
Enterprise Value Multiple78.6474.899221.6184
Slightly volatile
Debt Ratio0.150.07970.1277
Slightly volatile
Price Sales Ratio1.241.30679.5624
Pretty Stable
Return On Assets0.00740.00710.0055
Slightly volatile
Asset Turnover0.02620.05070.0314
Pretty Stable
Net Profit Margin0.170.13920.3683
Very volatile
Price Fair Value1.40.70731.063
Slightly volatile
Return On Equity0.07910.07530.0569
Slightly volatile

Citizens Community Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap115.8 M110.3 M88.7 M
Slightly volatile
Enterprise Value170.3 M162.2 M147.9 M
Slightly volatile

Citizens Fundamental Market Drivers

Forward Price Earnings8.8183
Cash And Short Term Investments192.9 M

Citizens Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Citizens Community Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Citizens Community income statement, its balance sheet, and the statement of cash flows. Citizens Community investors use historical funamental indicators, such as Citizens Community's revenue or net income, to determine how well the company is positioned to perform in the future. Although Citizens Community investors may use each financial statement separately, they are all related. The changes in Citizens Community's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Citizens Community's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Citizens Community Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Citizens Community. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue93.8 M98.5 M
Cost Of Revenue 0.00  0.00 
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.22 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.01)(0.02)
Revenue Per Share 8.96  9.41 
Ebit Per Revenue 0.23  0.21 

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When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out the analysis of Citizens Community Correlation against competitors.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.

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When running Citizens Community's price analysis, check to measure Citizens Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Community is operating at the current time. Most of Citizens Community's value examination focuses on studying past and present price action to predict the probability of Citizens Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Community's price. Additionally, you may evaluate how the addition of Citizens Community to your portfolios can decrease your overall portfolio volatility.
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Is Citizens Community's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.115
Dividend Share
0.32
Earnings Share
1.29
Revenue Per Share
5.736
Quarterly Revenue Growth
0.062
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.