Citizens Community Net Worth
Citizens Community Net Worth Breakdown | CZWI |
Citizens Community Net Worth Analysis
Citizens Community's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Citizens Community's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Citizens Community's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Citizens Community's net worth analysis. One common approach is to calculate Citizens Community's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Citizens Community's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Citizens Community's net worth. This approach calculates the present value of Citizens Community's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Citizens Community's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Citizens Community's net worth. This involves comparing Citizens Community's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Citizens Community's net worth relative to its peers.
Enterprise Value |
|
To determine if Citizens Community is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Citizens Community's net worth research are outlined below:
| Citizens Community generated a negative expected return over the last 90 days | |
| Citizens Community Bancorp currently holds about 29.78 M in cash with (33.78 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.84. | |
| Citizens Community has a frail financial position based on the latest SEC disclosures | |
| Roughly 56.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Citizens CEO You have to walk before you can run with AI |
Citizens Community uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Citizens Community Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Citizens Community's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 23rd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Citizens Community Target Price Consensus
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Citizens target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Citizens Community's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Strong Buy |
Most Citizens analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Citizens stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Citizens Community, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationCitizens Community Target Price Projection
Citizens Community's current and average target prices are 11.07 and 11.50, respectively. The current price of Citizens Community is the price at which Citizens Community Bancorp is currently trading. On the other hand, Citizens Community's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Citizens Community Market Quote on 6th of June 2024
Target Price
Analyst Consensus On Citizens Community Target Price
Know Citizens Community's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Citizens Community is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Citizens Community Bancorp backward and forwards among themselves. Citizens Community's institutional investor refers to the entity that pools money to purchase Citizens Community's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Pinnacle Holdings, Llc | 2024-03-31 | 91.7 K | Blackrock Inc | 2024-03-31 | 68.9 K | First Manhattan Co. Llc | 2024-03-31 | 52.6 K | Empowered Funds, Llc | 2023-12-31 | 47.5 K | Arrowstreet Capital Limited Partnership | 2024-03-31 | 41.7 K | Raymond James Finl Svs Advisors, Inc. | 2024-03-31 | 39 K | Acadian Asset Management Llc | 2024-03-31 | 38.5 K | Northern Trust Corp | 2024-03-31 | 29.2 K | State Street Corporation | 2024-03-31 | 21.3 K | Alliancebernstein L.p. | 2024-03-31 | 1 M | Fj Capital Management Llc | 2024-03-31 | 951.6 K |
Follow Citizens Community's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 115.2 M.Market Cap |
|
Project Citizens Community's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
When accessing Citizens Community's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Citizens Community's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Citizens Community's profitability and make more informed investment decisions.
The data published in Citizens Community's official financial statements typically reflect Citizens Community's business processes, product offerings, services, and other fundamental events. However, there are additional fundamental indicators that are easier to understand and visualize along the underlying realities that are driving Citizens Community's quantitative information. For example, before you start analyzing numbers published by Citizens accountants, it’s essential to understand Citizens Community's liquidity, profitability, and earnings quality within the context of the Banks space in which it operates.
Evaluate Citizens Community's management efficiency
As of now, Citizens Community's Return On Tangible Assets are increasing as compared to previous years. The Citizens Community's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.03. As of now, Citizens Community's Other Assets are increasing as compared to previous years. The Citizens Community's current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to under 42.1 M. Citizens Community's management efficiency ratios could be used to measure how well Citizens Community manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 16.56 | 9.06 | |
| Tangible Book Value Per Share | 13.02 | 19.98 | |
| Enterprise Value Over EBITDA | 74.90 | 78.64 | |
| Price Book Value Ratio | 0.71 | 1.40 | |
| Enterprise Value Multiple | 74.90 | 78.64 | |
| Price Fair Value | 0.71 | 1.40 | |
| Enterprise Value | 162.2 M | 170.3 M |
The analysis of Citizens Community's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Citizens Community's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Citizens Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Revenue 60 M | Quarterly Revenue Growth 0.062 | Revenue Per Share 5.736 | Return On Equity 0.0799 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Citizens Community insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
James Broucek few days ago Acquisition by James Broucek of tradable shares of Citizens Community at 11.64 subject to Rule 16b-3 | ||
Olson Timothy L over a month ago Acquisition by Olson Timothy L of 2000 shares of Citizens Community at 10.935 subject to Rule 16b-3 | ||
David Westrate over six months ago Purchase by David Westrate of 1038 shares of Citizens Community |
Citizens Community Corporate Filings
F4 | 3rd of June 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 8th of May 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 29th of April 2024 Other Reports | ViewVerify | |
10K | 5th of March 2024 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Citizens Community Earnings Estimation Breakdown
The calculation of Citizens Community's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Citizens Community is estimated to be 0.27 with the future projection ranging from a low of 0.27 to a high of 0.27. Please be aware that this consensus of annual earnings estimates for Citizens Community Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.27 Lowest | Expected EPS | 0.27 Highest |
Citizens Community Earnings Projection Consensus
Suppose the current estimates of Citizens Community's value are higher than the current market price of the Citizens Community stock. In this case, investors may conclude that Citizens Community is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Citizens Community's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2024 | Current EPS (TTM) | |
| 1 | 80.47% | 0.39 | 0.27 | 1.29 |
Citizens Community Earnings History
Earnings estimate consensus by Citizens Community analysts from Wall Street is used by the market to judge Citizens Community's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Citizens Community's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Citizens Community Quarterly Gross Profit |
|
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Citizens Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Citizens Community Earnings per Share Projection vs Actual
Actual Earning per Share of Citizens Community refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Citizens Community Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Citizens Community, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Citizens Community Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Citizens Community, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Citizens Community should always be considered in relation to other companies to make a more educated investment decision.Citizens Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Citizens Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-06-18 | 2024-03-31 | 0.26 | 0.39 | 0.13 | 50 | ||
2024-01-29 | 2023-12-31 | 0.26 | 0.35 | 0.09 | 34 | ||
2023-10-24 | 2023-09-30 | 0.26 | 0.36 | 0.1 | 38 | ||
2023-07-24 | 2023-06-30 | 0.27 | 0.31 | 0.04 | 14 | ||
2023-04-25 | 2023-03-31 | 0.38 | 0.35 | -0.03 | 7 | ||
2023-01-23 | 2022-12-31 | 0.41 | 0.45 | 0.04 | 9 | ||
2022-10-24 | 2022-09-30 | 0.36 | 0.38 | 0.02 | 5 | ||
2022-07-25 | 2022-06-30 | 0.33 | 0.41 | 0.08 | 24 | ||
2022-04-25 | 2022-03-31 | 0.36 | 0.45 | 0.09 | 25 | ||
2022-01-31 | 2021-12-31 | 0.4 | 0.58 | 0.18 | 45 | ||
2021-10-25 | 2021-09-30 | 0.41 | 0.47 | 0.06 | 14 | ||
2021-07-26 | 2021-06-30 | 0.34 | 0.44 | 0.1 | 29 | ||
2021-04-26 | 2021-03-31 | 0.4 | 0.51 | 0.11 | 27 | ||
2021-01-28 | 2020-12-31 | 0.28 | 0.33 | 0.05 | 17 | ||
2020-10-27 | 2020-09-30 | 0.24 | 0.3 | 0.06 | 25 | ||
2020-07-30 | 2020-06-30 | 0.18 | 0.25 | 0.07 | 38 | ||
2020-04-28 | 2020-03-31 | 0.2 | 0.23 | 0.03 | 15 | ||
2020-01-27 | 2019-12-31 | 0.28 | 0.26 | -0.02 | 7 | ||
2019-10-28 | 2019-09-30 | 0.28 | 0.3 | 0.02 | 7 | ||
2019-07-29 | 2019-06-30 | 0.28 | 0.23 | -0.05 | 17 | ||
2019-04-26 | 2019-03-31 | 0.25 | 0.17 | -0.08 | 32 | ||
2019-01-28 | 2018-12-31 | 0.25 | 0.13 | -0.12 | 48 | ||
2018-10-26 | 2018-09-30 | 0.18 | 0.1 | -0.08 | 44 | ||
2018-07-27 | 2018-06-30 | 0.27 | 0.15 | -0.12 | 44 | ||
2018-04-27 | 2018-03-31 | 0.26 | 0.22 | -0.04 | 15 | ||
2018-01-26 | 2017-12-31 | 0.24 | 0.3 | 0.06 | 25 |
Citizens Community Corporate Executives
Elected by the shareholders, the Citizens Community's board of directors comprises two types of representatives: Citizens Community inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Citizens. The board's role is to monitor Citizens Community's management team and ensure that shareholders' interests are well served. Citizens Community's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Citizens Community's outside directors are responsible for providing unbiased perspectives on the board's policies.
| James Broucek | CFO of Corporation abd Bank | Profile |
Additional Information and Resources on Investing in Citizens Stock
When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.115 | Dividend Share 0.32 | Earnings Share 1.29 | Revenue Per Share 5.736 | Quarterly Revenue Growth 0.062 |
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.