Citizens Community Company Top Insiders
| CZWI Stock | USD 11.15 0.26 2.28% |
Citizens Community's insiders are aggressively buying. The analysis of insiders' sentiment of trading Citizens Community Bancorp stock suggests that almost all insiders are extremely bullish at this time. Citizens Community employs about 214 people. The company is managed by 3 executives with a total tenure of roughly 14 years, averaging almost 4.0 years of service per executive, having 71.33 employees per reported executive.
| Stephen Bianchi President President Board |
Citizens Community's Insider Buying Vs Selling
100
Selling | Buying |
Latest Trades
| 2024-05-15 | Stephen M Bianchi | Acquired 400 @ 11.6 | View | ||
| 2024-05-06 | Timothy L Olson | Acquired 2000 @ 10.94 | View | ||
| 2023-11-30 | Stephen M Bianchi | Acquired 300 @ 10.69 | View | ||
| 2023-10-31 | Stephen M Bianchi | Acquired 400 @ 8.83 | View | ||
| 2023-07-28 | Kristina M Bourget | Acquired 306 @ 10.3 | View | ||
| 2023-06-12 | Kathleen Skarvan | Acquired 300 @ 8.8 | View | ||
| 2023-06-09 | Stephen M Bianchi | Acquired 350 @ 8.89 | View | ||
| 2023-06-07 | James S Broucek | Acquired 600 @ 8.77 | View | ||
| 2023-06-02 | Stephen M Bianchi | Acquired 200 @ 8.73 | View |
Monitoring Citizens Community's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Citizens |
Citizens Community's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens Community's future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of under 210 employees by June 2024.Citizens Community Management Team Effectiveness
As of now, Citizens Community's Return On Tangible Assets are increasing as compared to previous years. The Citizens Community's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.03. As of now, Citizens Community's Other Assets are increasing as compared to previous years. The Citizens Community's current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to under 42.1 M. Citizens Community's management efficiency ratios could be used to measure how well Citizens Community manages its routine affairs as well as how well it operates its assets and liabilities.The Citizens Community's current Net Income Applicable To Common Shares is estimated to increase to about 21.4 M, while Common Stock Shares Outstanding is projected to decrease to under 6.5 M.
Citizens Community Workforce Comparison
Citizens Community Bancorp is number one stock in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 41,732. Citizens Community maintains roughly 214 in number of employees contributing less than 1% to equities under Financials industry.
Citizens Community Profit Margins
The company has Profit Margin (PM) of 0.22 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.17 | 0.1392 |
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| Operating Profit Margin | 0.21 | 0.2257 |
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| Pretax Profit Margin | 0.23 | 0.2018 |
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| Return On Assets | 0.0074 | 0.0071 |
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| Return On Equity | 0.0791 | 0.0753 |
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Citizens Community Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens Community insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 2.5 | 15 | 6 | 21,546 | 3,132 |
| 2023-03-01 | 3.0 | 18 | 6 | 34,684 | 4,179 |
| 2022-03-01 | 2.4444 | 22 | 9 | 29,588 | 6,188 |
| 2021-12-01 | 3.0 | 6 | 2 | 1,763 | 0.00 |
| 2021-06-01 | 14.0 | 14 | 1 | 5,236 | 739.00 |
| 2021-03-01 | 33.0 | 33 | 1 | 31,572 | 488.00 |
| 2020-03-01 | 9.0 | 36 | 4 | 30,488 | 1,584 |
| 2019-12-01 | 5.0 | 10 | 2 | 2,302 | 370.00 |
| 2019-03-01 | 1.0 | 3 | 3 | 19,477 | 15,038 |
| 2018-12-01 | 10.5 | 21 | 2 | 22,918 | 415.00 |
| 2018-09-01 | 1.25 | 10 | 8 | 82,500 | 5,558 |
| 2018-06-01 | 6.5 | 13 | 2 | 12,967 | 1,436 |
| 2018-03-01 | 12.5 | 25 | 2 | 23,671 | 2,000 |
| 2017-12-01 | 4.6667 | 14 | 3 | 22,682 | 3,250 |
| 2017-09-01 | 7.3333 | 22 | 3 | 22,491 | 1,171 |
| 2017-03-01 | 0.75 | 3 | 4 | 6,000 | 7,375 |
| 2016-09-01 | 1.3846 | 18 | 13 | 23,000 | 58,296 |
| 2016-06-01 | 1.0 | 7 | 7 | 46,377 | 37,050 |
| 2016-03-01 | 1.4444 | 13 | 9 | 25,048 | 29,477 |
| 2015-09-01 | 1.0 | 1 | 1 | 2,000 | 141.00 |
| 2015-03-01 | 0.75 | 9 | 12 | 74,488 | 33,007 |
| 2014-12-01 | 0.5 | 3 | 6 | 18,678 | 30,858 |
| 2014-09-01 | 4.0 | 4 | 1 | 7,300 | 137.00 |
| 2014-06-01 | 4.0 | 4 | 1 | 10,800 | 639.00 |
| 2014-03-01 | 2.0 | 4 | 2 | 45,000 | 740.00 |
| 2011-09-01 | 5.0 | 5 | 1 | 35,375 | 0.00 |
| 2011-06-01 | 3.0 | 3 | 1 | 35,075 | 0.00 |
| 2010-06-01 | 2.0 | 2 | 1 | 1,750 | 0.00 |
| 2008-06-01 | 13.0 | 13 | 1 | 10,233 | 456.00 |
| 2008-03-01 | 0.2 | 1 | 5 | 720.00 | 4,471 |
| 2007-12-01 | 1.0 | 1 | 1 | 606.00 | 456.00 |
| 2007-03-01 | 0.25 | 1 | 4 | 81.00 | 3,826 |
| 2006-12-01 | 16.5 | 33 | 2 | 748,004 | 6,604 |
| 2006-09-01 | 0.0833 | 1 | 12 | 5,000 | 5,000 |
| 2004-12-01 | 7.0 | 7 | 1 | 2,995 | 400.00 |
Citizens Community Notable Stakeholders
A Citizens Community stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens Community often face trade-offs trying to please all of them. Citizens Community's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens Community's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Stephen Bianchi | President Board | Profile | |
| James Broucek | CFO of Corporation abd Bank | Profile | |
| Mike Dietsch | Community Faribault | Profile |
About Citizens Community Management Performance
The success or failure of an entity such as Citizens Community often depends on how effective the management is. Citizens Community management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
The data published in Citizens Community's official financial statements usually reflect Citizens Community's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Citizens Community. For example, before you start analyzing numbers published by Citizens accountants, it's critical to develop an understanding of what Citizens Community's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Citizens Community's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Citizens Community's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Citizens Community's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Citizens Community Bancorp. Please utilize our Beneish M Score to check the likelihood of Citizens Community's management manipulating its earnings.
Citizens Community Workforce Analysis
Traditionally, organizations such as Citizens Community use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens Community within its industry.Citizens Community Manpower Efficiency
Return on Citizens Community Manpower
| Revenue Per Employee | 438.4K | |
| Revenue Per Executive | 31.3M | |
| Net Income Per Employee | 61K | |
| Net Income Per Executive | 4.4M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing. You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Complementary Tools for Citizens Stock analysis
When running Citizens Community's price analysis, check to measure Citizens Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Community is operating at the current time. Most of Citizens Community's value examination focuses on studying past and present price action to predict the probability of Citizens Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Community's price. Additionally, you may evaluate how the addition of Citizens Community to your portfolios can decrease your overall portfolio volatility.
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Is Citizens Community's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.115 | Dividend Share 0.32 | Earnings Share 1.26 | Revenue Per Share 5.736 | Quarterly Revenue Growth 0.062 |
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.