First Financial Valuation
| THFF Stock | USD 36.14 0.26 0.71% |
At this time, the firm appears to be fairly valued. First Financial shows a prevailing Real Value of $36.61 per share. The current price of the firm is $36.14. Our model computes the value of First Financial from reviewing the firm fundamentals such as Current Valuation of 510.86 M, profit margin of 0.28 %, and Shares Outstanding of 11.81 M as well as analyzing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that First Financial's price fluctuation is very steady at this time. Calculation of the real value of First Financial is based on 3 months time horizon. Increasing First Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Financial. Since First Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.14 | Real 36.61 | Hype 36.14 | Naive 36.21 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Financial Company, which is reflected in its stock price. It is based on First Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Financial more accurately as focusing exclusively on First Financial's fundamentals will not take into account other important factors: First Financial Total Value Analysis
First Financial is at this time forecasted to have valuation of 510.86 M with market capitalization of 426.96 M, debt of 175.8 M, and cash on hands of 336.44 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
| 510.86 M | 426.96 M | 175.8 M | 336.44 M |
First Financial Investor Information
About 76.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.8. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. First Financial last dividend was issued on the 28th of March 2024. The entity had 2:1 split on the 16th of October 2003. First Financial Corporation, through its subsidiaries, provides various financial services. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 883 people. To find out more about First Financial contact the company at 812 238 6000 or learn more at https://www.first-online.bank.First Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Financial has an asset utilization ratio of 5.59 percent. This implies that the Company is making $0.0559 for each dollar of assets. An increasing asset utilization means that First Financial is more efficient with each dollar of assets it utilizes for everyday operations.First Financial Ownership Allocation
The majority of First Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial as this could imply that something significant has changed or is about to change at the company.First Financial Profitability Analysis
The company reported the previous year's revenue of 271.1 M. Net Income was 60.67 M with profit before overhead, payroll, taxes, and interest of 217.78 M.First Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Financial and how it compares across the competition.
About First Financial Valuation
The stock valuation mechanism determines the current worth of First Financial on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of First Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Financial based exclusively on its fundamental and basic technical indicators. By analyzing First Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of First Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Financial. We calculate exposure to First Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to First Financial's related companies.First Financial Corporation, through its subsidiaries, provides various financial services. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 883 people.
8 Steps to conduct First Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Financial's revenue streams: Identify First Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Financial's growth potential: Evaluate First Financial's management, business model, and growth potential.
- Determine First Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of First Financial represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Financial Dividends Analysis For Valuation
There are various types of dividends First Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Financial by the value of the dividends paid out.
First Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 11.9 M | |
| Quarterly Earnings Growth Y O Y | -0.302 | |
| Forward Price Earnings | 7.0872 |
Complementary Tools for First Stock analysis
When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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