Finward Bancorp Stock Today

FNWD Stock  USD 24.49  0.01  0.04%   

Performance

2 of 100

 
Weak
 
Strong
Weak

Odds Of Distress

Less than 6

 
High
 
Low
Low
Finward Bancorp is trading at 24.49 as of the 1st of May 2024, a -0.04 percent decrease since the beginning of the trading day. The stock's lowest day price was 24.49. Finward Bancorp has only a 6 % chance of going through financial distress over the next few years but had a somewhat weak performance during the last 90 days. Equity ratings for Finward Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 1st of April 2024 and ending today, the 1st of May 2024. Click here to learn more.
Business Domain
Banks
IPO Date
17th of March 1998
Category
Financial Services
Classification
Financials
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana. Finward Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 4.31 M outstanding shares of which 6.22 K shares are currently shorted by private and institutional investors with about 0.47 trading days to cover. More on Finward Bancorp

Moving together with Finward Stock

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Moving against Finward Stock

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  0.45TFC-PI Truist FinancialPairCorr

Finward Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Finward Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Finward Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Executive CEOBenjamin Bochnowski
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Finward Bancorp report their recommendations after researching Finward Bancorp's financial statements, talking to executives and customers, or listening in on Finward Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Finward Bancorp. The Finward consensus assessment is calculated by taking the average forecast from all of the analysts covering Finward Bancorp.
Financial Strength
Based on the analysis of Finward Bancorp's profitability, liquidity, and operating efficiency, Finward Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Finward Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00380.004
Notably Down
Slightly volatile
Asset Turnover0.030.0455
Way Down
Pretty Stable
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Total Current Liabilities1.4 B1.3 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total684.6 M652 M
Sufficiently Up
Slightly volatile
Total Assets2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total Current Assets89.4 M94.1 M
Notably Down
Slightly volatile
Total Cash From Operating Activities23 M21.9 M
Sufficiently Up
Slightly volatile
Finward Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Finward Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Finward Bancorp's financial leverage. It provides some insight into what part of Finward Bancorp's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Finward Bancorp's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Finward Bancorp deploys its capital and how much of that capital is borrowed.
Liquidity
Finward Bancorp cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 118.12 M in liabilities. Debt can assist Finward Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Finward Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Finward Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Finward to invest in growth at high rates of return. When we think about Finward Bancorp's use of debt, we should always consider it together with cash and equity.

Free Cash Flow

21.82 Million
Finward Bancorp (FNWD) is traded on NASDAQ Exchange in USA. It is located in 9204 Columbia Avenue, Munster, IN, United States, 46321 and employs 276 people. Finward Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 105.6 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Finward Bancorp's market, we take the total number of its shares issued and multiply it by Finward Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Finward Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 4.31 M outstanding shares of which 6.22 K shares are currently shorted by private and institutional investors with about 0.47 trading days to cover. Finward Bancorp currently holds about 40.51 M in cash with 21.93 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.43.
Check Finward Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Finward Bancorp is currently $105.6 Million. 30% of Finward Bancorp outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how profitable the entity is or how many assets it hold, if the real value is less than what market suggests, you will most likely generate negative returns and should consider selling it at some point.
Check Finward Ownership Details

Finward Stock Price Odds Analysis

What are Finward Bancorp's target price odds to finish over the current price? Based on a normal probability distribution, the odds of Finward Bancorp jumping above the current price in 90 days from now is about 19.77%. The Finward Bancorp probability density function shows the probability of Finward Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Finward Bancorp has a beta of -0.2037. This usually indicates as returns on the benchmark increase, returns on holding Finward Bancorp are expected to decrease at a much lower rate. During a bear market, however, Finward Bancorp is likely to outperform the market. Additionally, finward Bancorp has an alpha of 0.0558, implying that it can generate a 0.0558 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 24.49HorizonTargetOdds Above 24.49
79.92%90 days
 24.49 
19.77%
Based on a normal probability distribution, the odds of Finward Bancorp to move above the current price in 90 days from now is about 19.77 (This Finward Bancorp probability density function shows the probability of Finward Stock to fall within a particular range of prices over 90 days) .

Finward Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Finward Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Finward Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Finward Bancorp's value.
InstituionRecorded OnShares
Renaissance Technologies Corp2023-12-31
11.8 K
Mesirow Fin Investmt Mgmt Intl Equity2023-12-31
10.7 K
Front Barnett Associates Llc2023-09-30
10.7 K
Ubs Group Ag2023-12-31
4.1 K
Morgan Stanley - Brokerage Accounts2023-12-31
1.1 K
U.s. Bancorp2023-12-31
1000
Fifth Third Bancorp2023-12-31
1000
Jpmorgan Chase & Co2023-12-31
980
Tower Research Capital Llc2023-12-31
708
Fourthstone Llc2023-09-30
429.5 K
Alliancebernstein L.p.2023-12-31
201 K
View Finward Bancorp Diagnostics

Finward Bancorp Historical Income Statement

Finward Bancorp Income Statement is one of the three primary financial statements used for reporting Finward's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Finward Bancorp revenue and expense. Finward Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Finward Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 31.1 M, whereas Net Income is forecasted to decline to about 7.9 M. View More Fundamentals

Finward Stock Against Markets

Picking the right benchmark for Finward Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Finward Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Finward Bancorp is critical whether you are bullish or bearish towards Finward Bancorp at a given time. Please also check how Finward Bancorp's historical prices are related to one of the top price index indicators.

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Our tools can tell you how much better you can do entering a position in Finward Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Finward Bancorp Corporate Management

Elected by the shareholders, the Finward Bancorp's board of directors comprises two types of representatives: Finward Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Finward. The board's role is to monitor Finward Bancorp's management team and ensure that shareholders' interests are well served. Finward Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Finward Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.

How to buy Finward Stock?

Before investing in Finward Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Finward Bancorp. To buy Finward Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Finward Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Finward Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Finward Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Finward Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Finward Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Finward Stock please use our How to Invest in Finward Bancorp guide.

Already Invested in Finward Bancorp?

The danger of trading Finward Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Finward Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Finward Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Finward Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Finward Bancorp is a strong investment it is important to analyze Finward Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Finward Bancorp's future performance. For an informed investment choice regarding Finward Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.

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When running Finward Bancorp's price analysis, check to measure Finward Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finward Bancorp is operating at the current time. Most of Finward Bancorp's value examination focuses on studying past and present price action to predict the probability of Finward Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finward Bancorp's price. Additionally, you may evaluate how the addition of Finward Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Finward Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.62)
Dividend Share
1.05
Earnings Share
1.96
Revenue Per Share
14.87
Quarterly Revenue Growth
(0.19)
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.