Is UMB Financial Stock a Good Investment?
UMB Financial Investment Advice | UMBF |
- Examine UMB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research UMB Financial's leadership team and their track record. Good management can help UMB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact UMB Financial's business and its evolving consumer preferences.
- Compare UMB Financial's performance and market position to its competitors. Analyze how UMB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if UMB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about UMB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in UMB Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if UMB Financial is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine UMB Financial Stock
Researching UMB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 89.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.26. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. UMB Financial has Price/Earnings To Growth (PEG) ratio of 1.73. The entity recorded earning per share (EPS) of 7.18. The firm last dividend was issued on the 8th of March 2024. UMB Financial had 2:1 split on the 31st of May 2006.
To determine if UMB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding UMB Financial's research are outlined below:
| Over 89.0% of the company outstanding shares are owned by institutional investors | |
| On 1st of April 2024 UMB Financial paid $ 0.39 per share dividend to its current shareholders | |
| Latest headline from bizjournals.com: Heartland Financial stock jumps on report of potential UMB takeover |
UMB Financial Quarterly Liabilities And Stockholders Equity |
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UMB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in UMB Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to UMB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 23rd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 30th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact UMB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises UMB Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2004-10-28 | 2004-09-30 | 0.24 | 0.28 | 0.04 | 16 | ||
2004-01-29 | 2003-12-31 | 0.32 | 0.28 | -0.04 | 12 | ||
2005-07-26 | 2005-06-30 | 0.27 | 0.32 | 0.05 | 18 | ||
2002-01-17 | 2001-12-31 | 0.37 | 0.32 | -0.05 | 13 | ||
2001-04-19 | 2001-03-31 | 0.35 | 0.4 | 0.05 | 14 | ||
1999-01-21 | 1998-12-31 | 0.32 | 0.37 | 0.05 | 15 | ||
2010-10-27 | 2010-09-30 | 0.51 | 0.57 | 0.06 | 11 | ||
2007-07-24 | 2007-06-30 | 0.42 | 0.48 | 0.06 | 14 |
UMB Financial Target Price Consensus
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. UMB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. UMB Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Buy |
Most UMB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand UMB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of UMB Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationUMB Financial Target Price Projection
UMB Financial's current and average target prices are 83.17 and 74.80, respectively. The current price of UMB Financial is the price at which UMB Financial is currently trading. On the other hand, UMB Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
UMB Financial Market Quote on 28th of April 2024
Target Price
Analyst Consensus On UMB Financial Target Price
UMB Financial Analyst Ratings
UMB Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about UMB Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of UMB Financial's financials, market performance, and future outlook by experienced professionals. UMB Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Know UMB Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as UMB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading UMB Financial backward and forwards among themselves. UMB Financial's institutional investor refers to the entity that pools money to purchase UMB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2023-12-31 | 776.8 K | Btim Corp | 2023-12-31 | 688.7 K | Global Alpha Capital Management Ltd. | 2023-12-31 | 662.8 K | Ameriprise Financial Inc | 2023-12-31 | 649.9 K | Northern Trust Corp | 2023-12-31 | 620.2 K | Charles Schwab Investment Management Inc | 2023-12-31 | 526.7 K | Proshare Advisors Llc | 2023-12-31 | 487.7 K | Fisher Asset Management, Llc | 2023-12-31 | 479.7 K | Norges Bank | 2023-12-31 | 471.3 K | Blackrock Inc | 2023-12-31 | 6 M | Umb Bank Na | 2023-12-31 | 5.3 M |
UMB Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.05 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate UMB Financial's market, we take the total number of its shares issued and multiply it by UMB Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Market Cap |
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UMB Financial's profitablity analysis
UMB Financial's profitability indicators refer to fundamental financial ratios that showcase UMB Financial's ability to generate income relative to its revenue or operating costs. If, let's say, UMB Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, UMB Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of UMB Financial's profitability requires more research than a typical breakdown of UMB Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.07 |
Determining UMB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if UMB Financial is a good buy. For example, gross profit margin measures UMB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of UMB Financial's profitability and make more informed investment decisions.
The data published in UMB Financial's official financial statements usually reflect UMB Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of UMB Financial. For example, before you start analyzing numbers published by UMB accountants, it's critical to develop an understanding of what UMB Financial's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of UMB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, UMB Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in UMB Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of UMB Financial. Please utilize our Beneish M Score to check the likelihood of UMB Financial's management manipulating its earnings.
Evaluate UMB Financial's management efficiency
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. At this time, UMB Financial's Non Currrent Assets Other are most likely to decrease significantly in the upcoming years. The UMB Financial's current Other Assets is estimated to increase to about 45.8 B, while Net Tangible Assets are projected to decrease to roughly 2 B. UMB Financial's management efficiency ratios could be used to measure how well UMB Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 63.92 | 67.12 | |
| Net Current Asset Value | 0.00 | 0.00 | |
| Tangible Asset Value | 0.00 | 0.00 | |
| Tangible Book Value Per Share | 57.55 | 80.00 | |
| Enterprise Value Over EBITDA | 320.06 | 336.06 | |
| Price Book Value Ratio | 1.31 | 1.18 | |
| Enterprise Value Multiple | 320.06 | 336.06 | |
| Price Fair Value | 1.31 | 1.18 | |
| Enterprise Value | 2.7 B | 2.9 B |
The analysis of UMB Financial's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze UMB Financial's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of UMB Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield 0.0188 | Forward Dividend Yield 0.0188 | Forward Dividend Rate 1.56 | Beta 0.831 |
Basic technical analysis of UMB Stock
As of the 28th of April, UMB Financial owns the downside deviation of 1.72, and Risk Adjusted Performance of 0.0234. In relation to fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of UMB Financial, as well as the relationship between them. Strictly speaking, you can use this information to find out if the company will indeed mirror its model of historical prices and volume patterns, or the prices will eventually revert. We have analyzed nineteen technical drivers for UMB Financial, which can be compared to its peers in the sector. Please validate UMB Financial coefficient of variation, maximum drawdown, skewness, as well as the relationship between the information ratio and downside variance to decide if UMB Financial is priced more or less accurately, providing market reflects its prevailing price of 83.17 per share. Given that UMB Financial has jensen alpha of (0.08), we advise you to double-check UMB Financial's latest market performance to make sure the company can sustain itself at some point in the future.UMB Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific UMB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on UMB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases UMB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kemper J Mariner over a month ago Disposition of 100 shares by Kemper J Mariner of UMB Financial at 80.4 subject to Rule 16b-3 | ||
Kemper J Mariner over a month ago Disposition of tradable shares by Kemper J Mariner of UMB Financial at 82.55 subject to Rule 16b-3 | ||
James Rine over a month ago Disposition of 2500 shares by James Rine of UMB Financial at 83.8301 subject to Rule 16b-3 | ||
Zader John P over six months ago Exercise or conversion by Zader John P of 4022 shares of UMB Financial subject to Rule 16b-3 |
Understand UMB Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing UMB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0234 | |||
| Market Risk Adjusted Performance | 0.0344 | |||
| Mean Deviation | 1.27 | |||
| Semi Deviation | 1.68 | |||
| Downside Deviation | 1.72 | |||
| Coefficient Of Variation | 3644.78 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.84 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0244 | |||
| Maximum Drawdown | 8.63 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.6 | |||
| Downside Variance | 2.95 | |||
| Semi Variance | 2.81 | |||
| Expected Short fall | (1.31) | |||
| Skewness | (0.19) | |||
| Kurtosis | 1.05 |
| Risk Adjusted Performance | 0.0234 | |||
| Market Risk Adjusted Performance | 0.0344 | |||
| Mean Deviation | 1.27 | |||
| Semi Deviation | 1.68 | |||
| Downside Deviation | 1.72 | |||
| Coefficient Of Variation | 3644.78 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.84 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0244 | |||
| Maximum Drawdown | 8.63 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.6 | |||
| Downside Variance | 2.95 | |||
| Semi Variance | 2.81 | |||
| Expected Short fall | (1.31) | |||
| Skewness | (0.19) | |||
| Kurtosis | 1.05 |
Consider UMB Financial's intraday indicators
UMB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of UMB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
UMB Financial Corporate Filings
F4 | 3rd of April 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 13th of March 2024 Other Reports | ViewVerify | |
10K | 22nd of February 2024 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 5th of February 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
UMB Stock media impact
Far too much social signal, news, headlines, and media speculation about UMB Financial that are available to investors today. That information is available publicly through UMB media outlets and privately through word of mouth or via UMB internal channels. However, regardless of the origin, that massive amount of UMB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of UMB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of UMB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to UMB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive UMB Financial alpha.
UMB Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards UMB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
UMB Financial Historical Investor Sentiment
Investor biases related to UMB Financial's public news can be used to forecast risks associated with an investment in UMB. The trend in average sentiment can be used to explain how an investor holding UMB can time the market purely based on public headlines and social activities around UMB Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
UMB Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for UMB Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average UMB Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on UMB Financial.
UMB Financial Maximum Pain Price across 2024-05-17 Option Contracts
UMB Financial's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of UMB Financial close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of UMB Financial's options.
Be your own money manager
Our tools can tell you how much better you can do entering a position in UMB Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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UMB Financial Corporate Directors
UMB Financial corporate directors refer to members of an UMB Financial board of directors. The board of directors generally takes responsibility for the UMB Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of UMB Financial's board members must vote for the resolution. The UMB Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Thomas Sanders | Independent Director | Profile | |
| Kevin Gallagher | Independent Director | Profile | |
| Terrence Dunn | Independent Director | Profile | |
| Robin Beery | Director | Profile |
How to buy UMB Stock?
To provide specific investment advice or recommendations on UMB Financial stock, we recommend investors consider the following general factors when evaluating UMB Financial. This will help you to make an informed decision on whether to include UMB Financial in one of your diversified portfolios:- Examine UMB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research UMB Financial's leadership team and their track record. Good management can help UMB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact UMB Financial's business and its evolving consumer preferences.
- Compare UMB Financial's performance and market position to its competitors. Analyze how UMB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if UMB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about UMB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in UMB Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if UMB Financial is a good investment.
Already Invested in UMB Financial?
The danger of trading UMB Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of UMB Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than UMB Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile UMB Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.Note that the UMB Financial information on this page should be used as a complementary analysis to other UMB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Complementary Tools for UMB Stock analysis
When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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Is UMB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 1.53 | Earnings Share 7.18 | Revenue Per Share 29.291 | Quarterly Revenue Growth 0.025 |
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between UMB Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.