Live Historical Income Statement

LOB Stock  USD 34.81  1.32  3.94%   
Historical analysis of Live Oak income statement accounts such as Selling And Marketing Expenses of 13.2 M can show how well Live Oak Bancshares performed in making a profits. Evaluating Live Oak income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Live Oak's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Live Oak Bancshares latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Live Oak Bancshares is a good buy for the upcoming year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.

About Live Income Statement Analysis

Live Oak Bancshares Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Live Oak shareholders. The income statement also shows Live investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Live Oak Income Statement Chart

Live Oak Bancshares Income Statement is one of the three primary financial statements used for reporting Live's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Live Oak Bancshares revenue and expense. Live Oak Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Live Oak's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 13.2 M, whereas Depreciation And Amortization is forecasted to decline to about 12.2 M.

Total Revenue

Total revenue comprises all receipts Live Oak Bancshares generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Live Oak Bancshares minus its cost of goods sold. It is profit before Live Oak operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from Live Oak's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Live Oak Bancshares current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
At present, Live Oak's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 13.2 M, whereas Depreciation And Amortization is forecasted to decline to about 12.2 M.
 2021 2022 2023 2024 (projected)
Interest Expense64.4M117.0M343.0M360.1M
Depreciation And Amortization21.4M20.8M21.3M12.2M

Live Oak income statement Correlations

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0.370.170.490.350.60.410.210.750.750.74-0.210.82-0.080.73-0.480.730.890.590.38-0.050.4-0.28
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0.70.360.790.560.840.620.350.950.940.95-0.330.98-0.420.990.73-0.590.510.810.6-0.150.64-0.53
0.03-0.010.140.10.30.170.050.570.570.54-0.060.640.180.530.89-0.290.510.350.170.030.14-0.01
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Click cells to compare fundamentals

Live Oak Account Relationship Matchups

Live Oak income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization20.0M21.7M21.4M20.8M21.3M12.2M
Interest Expense87.9M93.7M64.4M117.0M343.0M360.1M
Selling General Administrative110.3M135.8M156.0M180.6M191.7M101.7M
Selling And Marketing Expenses5.9M3.5M5.0M10.5M12.6M13.2M
Total Revenue206.0M284.6M442.0M391.9M433.6M219.9M
Gross Profit206.0M284.6M442.0M391.9M688.3M722.7M
Other Operating Expenses182.5M237.2M231.2M64.6M12.6M11.9M
Operating Income23.5M47.4M210.8M327.3M82.8M91.7M
Ebit23.5M47.4M210.8M327.3M61.6M89.9M
Ebitda43.4M69.1M232.2M348.1M82.8M102.1M
Total Operating Expenses(182.5M)(237.2M)(231.2M)(64.6M)12.6M13.2M
Income Before Tax23.5M47.4M210.8M210.3M82.8M71.5M
Total Other Income Expense Net(87.9M)(93.7M)464K(117.0M)(105.3M)(100.0M)
Net Income18.0M59.5M167.0M176.2M73.9M63.4M
Income Tax Expense5.4M(12.2M)43.8M34.1M8.9M8.8M
Net Income Applicable To Common Shares18.0M59.5M167.0M176.2M202.6M212.8M
Net Income From Continuing Ops18.0M59.5M167.0M176.2M73.9M76.0M
Tax Provision5.4M(12.2M)43.8M34.1M8.9M11.0M
Net Interest Income140.1M194.7M296.8M327.5M345.3M190.5M
Interest Income228.0M288.4M361.2M444.5M688.3M722.7M
Reconciled Depreciation20.0M21.7M21.4M20.8M21.3M20.7M

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When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.

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When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
38.942
Dividend Share
0.12
Earnings Share
1.99
Revenue Per Share
9.176
Quarterly Revenue Growth
0.21
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.