Live Net Interest Income from 2010 to 2024

LOB Stock  USD 34.81  1.32  3.94%   
Live Oak's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 190.5 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
89.4 M
Current Value
89.6 M
Quarterly Volatility
21.1 M
 
Covid
Check Live Oak financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Live main balance sheet or income statement drivers, such as Depreciation And Amortization of 12.2 M, Interest Expense of 360.1 M or Selling General Administrative of 101.7 M, as well as many exotic indicators such as Price To Sales Ratio of 7.08, Dividend Yield of 0.0025 or PTB Ratio of 2.12. Live financial statements analysis is a perfect complement when working with Live Oak Valuation or Volatility modules.
  
This module can also supplement Live Oak's financial leverage analysis and stock options assessment as well as various Live Oak Technical models . Check out the analysis of Live Oak Correlation against competitors.

Latest Live Oak's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Live Oak Bancshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Live Oak's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Live Oak's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Live Net Interest Income Regression Statistics

Arithmetic Mean125,144,341
Geometric Mean76,391,576
Coefficient Of Variation94.79
Mean Deviation99,205,210
Median78,034,000
Standard Deviation118,623,427
Sample Variance14071.5T
Range319.7M
R-Value0.87
Mean Square Error3657.7T
R-Squared0.76
Significance0.000024
Slope23,103,082
Total Sum of Squares197001.2T

Live Net Interest Income History

2024190.5 M
2023345.3 M
2022327.5 M
2021296.8 M
2020194.7 M
2019140.1 M
2018108 M

About Live Oak Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Live Oak income statement, its balance sheet, and the statement of cash flows. Live Oak investors use historical funamental indicators, such as Live Oak's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Live Oak investors may use each financial statement separately, they are all related. The changes in Live Oak's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Live Oak's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Live Oak Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Live Oak. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income345.3 M190.5 M

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When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out the analysis of Live Oak Correlation against competitors.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
38.942
Dividend Share
0.12
Earnings Share
1.99
Revenue Per Share
9.176
Quarterly Revenue Growth
0.21
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.