Darryl Faye - Farmers Merchants Director

FMAO Stock  USD 21.17  0.67  3.27%   

Director

Mr. Darryl Faye is Director of Farmers Merchants Bancorp, Inc. Recently retired from Cameron Memorial Hospital in Angola, Indiana, where he served as Chief Financial Officer since 2006, Mr. Faye had responsibilities for all financial reporting, budgets, strategic planning, audits, accounting, bond issuance, credit and collections, and Business Office functions. He also served on the Board of the Cameron Hospital Foundation. He has worked in healthcare for over 40 years, including serving as Corporationrationrate Controller for the twentyone hospitals of the Shriners Hospitals for Crippled Children system, which included asset management of donated and willed properties involving farms and related mineral rights, as well as other real estate. His healthcare financial experience also included positions at Northwestern Memorial and Michael Reese Hospitals and several other forprofit and nonprofit hospitals in the Chicago area. Relocating from Chicago to central Illinois, he was the Vice President of Finance at Iroquois Memorial Hospital in Watseka, Illinois for 14 years. While in that capacity, he also served on the Boards of the Iroquois Development Association and the Iroquois County Historical Society and was the Finance Officer of the local American Legion Post. Due to his involvement in the healthcare industry, Mr. Faye can offer guidance on healthcarerelated matters and brings financial and accounting expertise to the Board. He serves as a member of the Audit Committee since 2012.
Age 69
Tenure 12 years
Professional MarksMBA
Address 307 North Defiance Street, Archbold, OH, United States, 43502
Phone419 446 2501
Webhttps://www.fm.bank
Faye proudly served in the US Army, spending time in Vietnam where he earned a Bronze Star as a combat infantryman in the First Infantry Division. After completing parttime studies at Northwestern and Loyola Universities in Chicago, he completed his Bachelor of Arts degree in Business Administration at Lewis University, a Catholic liberal arts college in Romeoville, Illinois. He was a Board Member for Junior Achievement serving primarily in a fundraising capacity for Steuben County, Indiana. While living in Chicago, he was a volunteer he

Farmers Merchants Management Efficiency

As of the 2nd of May 2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.04. At this time, Farmers Merchants' Fixed Asset Turnover is very stable compared to the past year. As of the 2nd of May 2024, Return On Assets is likely to grow to 0.01, while Non Currrent Assets Other are likely to drop about 41.7 M. Farmers Merchants' management efficiency ratios could be used to measure how well Farmers Merchants manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 334.59 M in liabilities with Debt to Equity (D/E) ratio of 7.24, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Farmers Merchants until it has trouble settling it off, either with new capital or with free cash flow. So, Farmers Merchants' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Farmers Merchants Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Farmers to invest in growth at high rates of return. When we think about Farmers Merchants' use of debt, we should always consider it together with cash and equity.

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Farmers Merchants Bancorp, Inc. operates as the bank holding company for The Farmers Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. Farmers Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio. Farmers Merch operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2 people. Farmers Merchants Bancorp (FMAO) is traded on NASDAQ Exchange in USA. It is located in 307 North Defiance Street, Archbold, OH, United States, 43502 and employs 456 people. Farmers Merchants is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Farmers Merchants Bancorp Leadership Team

Elected by the shareholders, the Farmers Merchants' board of directors comprises two types of representatives: Farmers Merchants inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Farmers. The board's role is to monitor Farmers Merchants' management team and ensure that shareholders' interests are well served. Farmers Merchants' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Farmers Merchants' outside directors are responsible for providing unbiased perspectives on the board's policies.
Eugene Burkholder, Independent Director
David Gerken, Senior Manager
Darryl Faye, Director
Andrew Briggs, Director
Edward Leininger, COO, Executive VP, Member of Risk Committee, COO of The Farmers and Merchants State Bank and Executive VP of The Farmers and Merchants State Bank
Benet Rupp, Executive Officer
Barbara Britenriker, CFO, Principal Accounting Officer, Executive VP, Comptroller, Member of Risk Committee, CFO of the Farmers and Merchants State Bank, Executive VP of the Farmers and Merchants State Bank and Comptroller of the Farmers and Merchants State Bank
Diann MeyerGrieser, VP Mang
Paul Siebenmorgen, CEO and President Treasurer, Director, Chairman of Director Loan Committee, Member of Executive Committee, Member of Risk Committee, Member of Bank Bulding Committee, CEO of The Farmers and Merchants State Bank and President of The Farmers and Merchants State Bank and Director of The Farmers and Merchants State Bank
Shalini Singhal, Senior Officer
Rex Rice, Executive VP, Sr. Commercial Banking Director, Executive VP of The Farmers and Merchants State Bank and Sr. Commercial Banking Director of The Farmers and Merchants State Bank
Katrina DeGroff, Senior Officer
Steven Wyse, Independent Director
Marcia Latta, Independent Director
Phil Lucas, Senior Vice President
K Stamm, Director
Brad Stamm, Director
Lars Eller, President CEO, Director
Alexis Smith, Senior Officer
Anthony Rupp, Independent Director
Kevin Sauder, Independent Director
Tim Carsey, Senior Officer
Jack Johnson, Independent Chairman of the Board
Allen Lantz, Executive Vice President Retail Banking
Steven Everhart, Independent Director
Jo Hornish, Director
Steven Planson, Independent Director
Todd Graham, Chief Lending Officer, Executive VP, Member of Risk Committee, Chief Lending Officer of The Farmers and Merchants State Bank and Executive VP of The Farmers and Merchants State Bank
Amy Cover, Senior Officer
Deborah Shinabery, VP Manager
Marilyn Johnson, VP Manager
Phillip Lucas, Senior President

Farmers Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Farmers Merchants a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Farmers Merchants Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Farmers Merchants' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Farmers Merchants Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Farmers Merchants Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the Farmers Merchants Bancorp information on this page should be used as a complementary analysis to other Farmers Merchants' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.

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When running Farmers Merchants' price analysis, check to measure Farmers Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Farmers Merchants is operating at the current time. Most of Farmers Merchants' value examination focuses on studying past and present price action to predict the probability of Farmers Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Farmers Merchants' price. Additionally, you may evaluate how the addition of Farmers Merchants to your portfolios can decrease your overall portfolio volatility.
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Is Farmers Merchants' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Farmers Merchants. If investors know Farmers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Farmers Merchants listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.85
Earnings Share
1.67
Revenue Per Share
7.092
Quarterly Revenue Growth
(0.1)
The market value of Farmers Merchants Bancorp is measured differently than its book value, which is the value of Farmers that is recorded on the company's balance sheet. Investors also form their own opinion of Farmers Merchants' value that differs from its market value or its book value, called intrinsic value, which is Farmers Merchants' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Farmers Merchants' market value can be influenced by many factors that don't directly affect Farmers Merchants' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Farmers Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if Farmers Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Farmers Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.