Michael Linford - Affirm Holdings Chief Officer

AFRM Stock  USD 30.61  1.67  5.17%   

Insider

Michael Linford is Chief Officer of Affirm Holdings
Age 41
Phone415 960 1518
Webhttps://www.affirm.com

Michael Linford Latest Insider Activity

Tracking and analyzing the buying and selling activities of Michael Linford against Affirm Holdings stock is an integral part of due diligence when investing in Affirm Holdings. Michael Linford insider activity provides valuable insight into whether Affirm Holdings is net buyers or sellers over its current business cycle. Note, Affirm Holdings insiders must abide by specific rules, including filing SEC forms every time they buy or sell Affirm Holdings'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Affirm Holdings Management Efficiency

The company has return on total asset (ROA) of (0.058) % which means that it has lost $0.058 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.2643) %, meaning that it created substantial loss on money invested by shareholders. Affirm Holdings' management efficiency ratios could be used to measure how well Affirm Holdings manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 5.45 B in liabilities with Debt to Equity (D/E) ratio of 1.58, which is about average as compared to similar companies. Affirm Holdings has a current ratio of 19.09, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist Affirm Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Affirm Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Affirm Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Affirm to invest in growth at high rates of return. When we think about Affirm Holdings' use of debt, we should always consider it together with cash and equity.

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Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. Affirm Holdings operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 2552 people. Affirm Holdings (AFRM) is traded on NASDAQ Exchange in USA. It is located in 650 California Street, San Francisco, CA, United States, 94108 and employs 2,171 people. Affirm Holdings is listed under Business Services category by Fama And French industry classification.

Management Performance

Affirm Holdings Leadership Team

Elected by the shareholders, the Affirm Holdings' board of directors comprises two types of representatives: Affirm Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Affirm. The board's role is to monitor Affirm Holdings' management team and ensure that shareholders' interests are well served. Affirm Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Affirm Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Ronald Clark, VP Relations
Robert OHare, Senior Finance
Geoff Kott, Chief Officer
Pat Suh, Senior Revenue
Michael Linford, Chief Officer
Eduardo Vilar, VP Solutions
Libor Michalek, President Director
Katrina Holt, Senior Operations
Wayne Pommen, Head International
Brooke MajorReid, Chief Officer
Sandeep Bhandari, Chief Officer
Max Levchin, CEO Founder
Katherine Esq, Chief Secretary
Silvija Martincevic, Consultant

Affirm Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Affirm Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.

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When running Affirm Holdings' price analysis, check to measure Affirm Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Affirm Holdings is operating at the current time. Most of Affirm Holdings' value examination focuses on studying past and present price action to predict the probability of Affirm Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Affirm Holdings' price. Additionally, you may evaluate how the addition of Affirm Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Affirm Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.