Affirm Holdings Stock Performance
| AFRM Stock | USD 28.73 0.08 0.28% |
The firm shows a Beta (market volatility) of 1.0, which signifies a somewhat significant risk relative to the market. Affirm Holdings returns are very sensitive to returns on the market. As the market goes up or down, Affirm Holdings is expected to follow. At this point, Affirm Holdings has a negative expected return of -0.3%. Please make sure to confirm Affirm Holdings' information ratio, as well as the relationship between the skewness and day typical price , to decide if Affirm Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Affirm Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of uncertain performance in the last few months, the Stock's basic indicators remain very healthy which may send shares a bit higher in July 2024. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more
Actual Historical Performance (%)
One Day Return (1.57) | Five Day Return (0.17) | Year To Date Return (38.18) | Ten Year Return (70.37) | All Time Return (70.37) |
1 | Behind the Scenes of Affirm Holdingss Latest Options Trends | 04/10/2024 |
2 | Disposition of 1180 shares by Libor Michalek of Affirm Holdings subject to Rule 16b-3 | 04/12/2024 |
3 | Disposition of 2336 shares by Michael Linford of Affirm Holdings subject to Rule 16b-3 | 04/19/2024 |
4 | Affirm holdings director Keith Rabois sells over 297k in company stock | 05/03/2024 |
5 | Affirm Stock Gains 4 percent on Q3 Beat, Upbeat Q4 Outlook | 05/08/2024 |
6 | Affirm stock price forecast buy the post-earnings dip | 05/10/2024 |
7 | Affirm Holdings Recently Broke Out Above the 20-Day Moving Average | 05/15/2024 |
8 | Spotlight on Affirm Holdings Analyzing the Surge in Options Activity | 05/17/2024 |
9 | Affirm Holdings Crossed Above the 200-Day Moving Average What That Means for Investors | 05/20/2024 |
10 | Affirm Buy, Sell, or Hold | 05/21/2024 |
11 | CFPB says buy now, pay later firms must comply with U.S. credit card laws | 05/22/2024 |
12 | FlightHub Announces Canadian Partnership with Affirm to Offer Flexible Payment Options on Air Travel | 05/23/2024 |
13 | Consumers Embrace Buy Now, Pay Later Trend Affirm CEO Optimistic About Economy | 05/29/2024 |
14 | Affirm Holdings Unusual Options Activity For May 30 | 05/30/2024 |
| Begin Period Cash Flow | 1.6 B | |
| Total Cashflows From Investing Activities | -1.7 B |
Affirm |
Affirm Holdings Relative Risk vs. Return Landscape
If you would invest 3,687 in Affirm Holdings on March 6, 2024 and sell it today you would lose (813.83) from holding Affirm Holdings or give up 22.07% of portfolio value over 90 days. Affirm Holdings is currently does not generate positive expected returns and assumes 4.3565% risk (volatility on return distribution) over the 90 days horizon. In different words, 38% of stocks are less volatile than Affirm, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Affirm Holdings Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Affirm Holdings' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Affirm Holdings, and traders can use it to determine the average amount a Affirm Holdings' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0691
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Estimated Market Risk
| 4.36 actual daily | 38 62% of assets are more volatile |
Expected Return
| -0.3 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.07 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Affirm Holdings is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Affirm Holdings by adding Affirm Holdings to a well-diversified portfolio.
Affirm Holdings Fundamentals Growth
Affirm Stock prices reflect investors' perceptions of the future prospects and financial health of Affirm Holdings, and Affirm Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Affirm Stock performance.
| Return On Equity | -0.26 | |||
| Return On Asset | -0.058 | |||
| Profit Margin | (0.32) % | |||
| Operating Margin | (0.27) % | |||
| Current Valuation | 13.61 B | |||
| Shares Outstanding | 263.84 M | |||
| Price To Book | 3.71 X | |||
| Price To Sales | 5.11 X | |||
| Revenue | 1.59 B | |||
| Gross Profit | 1.01 B | |||
| EBITDA | (635.73 M) | |||
| Net Income | (985.35 M) | |||
| Cash And Equivalents | 1.56 B | |||
| Cash Per Share | 5.38 X | |||
| Total Debt | 5.45 B | |||
| Debt To Equity | 1.58 % | |||
| Current Ratio | 19.48 X | |||
| Book Value Per Share | 8.50 X | |||
| Cash Flow From Operations | 12.18 M | |||
| Earnings Per Share | (2.22) X | |||
| Market Capitalization | 9.05 B | |||
| Total Asset | 8.16 B | |||
| Retained Earnings | (2.59 B) | |||
| Working Capital | 6.72 B | |||
About Affirm Holdings Performance
To evaluate Affirm Holdings Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Affirm Holdings generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Affirm Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Affirm Holdings market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Affirm's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00000042 | 0.00 | |
| Return On Tangible Assets | (0.15) | (0.16) | |
| Return On Capital Employed | (0.17) | (0.18) | |
| Return On Assets | (0.14) | (0.15) | |
| Return On Equity | (0.45) | (0.42) |
Things to note about Affirm Holdings performance evaluation
Checking the ongoing alerts about Affirm Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Affirm Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Affirm Holdings generated a negative expected return over the last 90 days | |
| Affirm Holdings has high historical volatility and very poor performance | |
| The company reported the previous year's revenue of 1.59 B. Net Loss for the year was (985.35 M) with profit before overhead, payroll, taxes, and interest of 1.01 B. | |
| Over 83.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from benzinga.com: Affirm Holdings Unusual Options Activity For May 30 |
- Analyzing Affirm Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Affirm Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Affirm Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Affirm Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Affirm Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Affirm Holdings' stock. These opinions can provide insight into Affirm Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Additional Information and Resources on Investing in Affirm Stock
When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (2.22) | Revenue Per Share 6.896 | Quarterly Revenue Growth 0.512 | Return On Assets (0.06) | Return On Equity (0.26) |
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.