Consumer Finance Companies By Working Capital

Working Capital
Working CapitalEfficiencyMarket RiskExp Return
1BFH Bread Financial Holdings
0.0
 0.03 
 2.52 
 0.07 
2FINV FinVolution Group
14.54 B
 0.07 
 1.75 
 0.13 
3QD Qudian Inc
10.47 B
 0.13 
 2.20 
 0.30 
4AXP American Express
9.57 B
 0.20 
 1.29 
 0.26 
5CACC Credit Acceptance
7.04 B
(0.04)
 1.75 
(0.07)
6YRD Yirendai
6.71 B
 0.04 
 4.79 
 0.18 
7LX Lexinfintech Holdings
5.3 B
(0.01)
 3.18 
(0.03)
8ENVA Enova International
3.86 B
 0.07 
 1.94 
 0.13 
9OMF OneMain Holdings
3.25 B
 0.07 
 1.69 
 0.11 
10PRAA PRA Group
2.09 B
 0.02 
 3.50 
 0.05 
11CPSS Consumer Portfolio Services
2.04 B
(0.03)
 2.89 
(0.10)
12LU Lufax Holding
1.91 B
 0.18 
 6.92 
 1.24 
13JFIN Jiayin Group
1.06 B
 0.09 
 3.28 
 0.30 
14FCFS FirstCash
971.01 M
 0.01 
 2.13 
 0.02 
15RM Regional Management Corp
585.99 M
 0.03 
 2.44 
 0.08 
16EZPW EZCORP Inc
527.75 M
 0.19 
 2.32 
 0.43 
17NRDS Nerdwallet
161.1 M
(0.13)
 2.59 
(0.33)
18MOGO Mogo Inc
32.92 M
 0.08 
 5.14 
 0.41 
19JNVR Janover Common Stock
4.62 M
(0.02)
 4.17 
(0.08)
20FRNV Frontera Investment
1.72 M
 0.00 
 0.00 
 0.00 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.