Is Nicolet Bankshares Stock a Good Investment?
Nicolet Bankshares Investment Advice | NIC |
- Examine Nicolet Bankshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Nicolet Bankshares' leadership team and their track record. Good management can help Nicolet Bankshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Nicolet Bankshares' business and its evolving consumer preferences.
- Compare Nicolet Bankshares' performance and market position to its competitors. Analyze how Nicolet Bankshares is positioned in terms of product offerings, innovation, and market share.
- Check if Nicolet Bankshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Nicolet Bankshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Nicolet Bankshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Nicolet Bankshares is a good investment.
Sell | Buy |
Strong Sell
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Nicolet Bankshares Stock
Researching Nicolet Bankshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 47.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Nicolet Bankshares has Price/Earnings To Growth (PEG) ratio of 1.47. The entity recorded earning per share (EPS) of 7.87. The firm last dividend was issued on the 2nd of December 2024.
To determine if Nicolet Bankshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Nicolet Bankshares' research are outlined below:
| Latest headline from investing.com: Nicolet Bankshares director Robert Atwell sells 1.01 million in stock |
Nicolet Bankshares Quarterly Long Term Debt |
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Nicolet Bankshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Nicolet Bankshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Nicolet Bankshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 16th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 21st of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Nicolet Bankshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Nicolet Bankshares' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-03-07 | 2015-12-31 | 0.57 | 0.64 | 0.07 | 12 | ||
2017-07-18 | 2017-06-30 | 0.74 | 0.83 | 0.09 | 12 | ||
2017-10-17 | 2017-09-30 | 0.81 | 0.91 | 0.1 | 12 | ||
2018-07-17 | 2018-06-30 | 0.87 | 0.98 | 0.11 | 12 | ||
2019-01-15 | 2018-12-31 | 0.98 | 1.11 | 0.13 | 13 | ||
2018-10-16 | 2018-09-30 | 0.96 | 1.09 | 0.13 | 13 | ||
2016-10-18 | 2016-09-30 | 0.56 | 0.69 | 0.13 | 23 | ||
2018-04-17 | 2018-03-31 | 0.8 | 0.94 | 0.14 | 17 |
Know Nicolet Bankshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Nicolet Bankshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nicolet Bankshares backward and forwards among themselves. Nicolet Bankshares' institutional investor refers to the entity that pools money to purchase Nicolet Bankshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Charles Schwab Investment Management Inc | 2024-09-30 | 116.4 K | Goldman Sachs Group Inc | 2024-09-30 | 79.6 K | Bank Of New York Mellon Corp | 2024-09-30 | 57.3 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 53.8 K | Oberweis Asset Management Inc | 2024-09-30 | 46.4 K | Northstar Asset Management, Inc. | 2024-09-30 | 45.5 K | Advisory Research Inc | 2024-09-30 | 44.6 K | Wealth Enhancement Advisory Services, Llc | 2024-09-30 | 43.2 K | N.e.w. Advisory Services Llc | 2024-09-30 | 41 K | Blackrock Inc | 2024-06-30 | 1 M | Nicolet Bankshares Inc | 2024-09-30 | 869.8 K |
Nicolet Bankshares' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.68 B.Market Cap |
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Nicolet Bankshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.10 |
Determining Nicolet Bankshares' profitability involves analyzing its financial statements and using various financial metrics to determine if Nicolet Bankshares is a good buy. For example, gross profit margin measures Nicolet Bankshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Nicolet Bankshares' profitability and make more informed investment decisions.
Please note, the presentation of Nicolet Bankshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Nicolet Bankshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Nicolet Bankshares' management manipulating its earnings.
Evaluate Nicolet Bankshares' management efficiency
Nicolet Bankshares has Return on Asset of 0.0141 % which means that on every $100 spent on assets, it made $0.0141 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1132 %, implying that it generated $0.1132 on every 100 dollars invested. Nicolet Bankshares' management efficiency ratios could be used to measure how well Nicolet Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. At present, Nicolet Bankshares' Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.10, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Nicolet Bankshares' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 7.4 B, whereas Other Assets are projected to grow to (1.3 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 70.48 | 36.38 | |
| Tangible Book Value Per Share | 43.73 | 25.39 | |
| Enterprise Value Over EBITDA | 8.21 | 8.62 | |
| Price Book Value Ratio | 1.14 | 0.90 | |
| Enterprise Value Multiple | 8.21 | 8.62 | |
| Price Fair Value | 1.14 | 0.90 | |
| Enterprise Value | 1.3 B | 1.4 B |
The operational strategies employed by Nicolet Bankshares management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield 0.01 | Forward Dividend Yield 0.01 | Forward Dividend Rate 1.12 | Beta 0.748 |
Basic technical analysis of Nicolet Stock
As of the 11th of December 2024, Nicolet Bankshares secures the Mean Deviation of 1.49, downside deviation of 1.77, and Risk Adjusted Performance of 0.0981. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Nicolet Bankshares, as well as the relationship between them.Nicolet Bankshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nicolet Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nicolet Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Nicolet Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Nicolet Bankshares' Outstanding Corporate Bonds
Nicolet Bankshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Nicolet Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Nicolet bonds can be classified according to their maturity, which is the date when Nicolet Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Nicolet Bankshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Nicolet Bankshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0981 | |||
| Market Risk Adjusted Performance | 0.1393 | |||
| Mean Deviation | 1.49 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 791.29 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.17 | |||
| Information Ratio | 0.0717 | |||
| Jensen Alpha | 0.0319 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.092 | |||
| Treynor Ratio | 0.1293 | |||
| Maximum Drawdown | 16.87 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 3.14 | |||
| Downside Variance | 3.14 | |||
| Semi Variance | 2.12 | |||
| Expected Short fall | (1.69) | |||
| Skewness | 1.7 | |||
| Kurtosis | 8.49 |
| Risk Adjusted Performance | 0.0981 | |||
| Market Risk Adjusted Performance | 0.1393 | |||
| Mean Deviation | 1.49 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 791.29 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.17 | |||
| Information Ratio | 0.0717 | |||
| Jensen Alpha | 0.0319 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.092 | |||
| Treynor Ratio | 0.1293 | |||
| Maximum Drawdown | 16.87 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 3.14 | |||
| Downside Variance | 3.14 | |||
| Semi Variance | 2.12 | |||
| Expected Short fall | (1.69) | |||
| Skewness | 1.7 | |||
| Kurtosis | 8.49 |
Consider Nicolet Bankshares' intraday indicators
Nicolet Bankshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Nicolet Bankshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Nicolet Bankshares Corporate Filings
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 19th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 12th of November 2024 Other Reports | ViewVerify | |
10Q | 1st of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Nicolet Stock media impact
Far too much social signal, news, headlines, and media speculation about Nicolet Bankshares that are available to investors today. That information is available publicly through Nicolet media outlets and privately through word of mouth or via Nicolet internal channels. However, regardless of the origin, that massive amount of Nicolet data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Nicolet Bankshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Nicolet Bankshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Nicolet Bankshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Nicolet Bankshares alpha.
Nicolet Bankshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Nicolet Bankshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Nicolet Bankshares Corporate Management
| Eric Radzak | Corporate Relations | Profile | |
| Patrick CFP | SVP Bank | Profile | |
| Jeff Gahnz | Vice Relations | Profile | |
| Eric Witczak | Executive Secretary | Profile | |
| Phillip Moore | Chief Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nicolet Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. For information on how to trade Nicolet Stock refer to our How to Trade Nicolet Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nicolet Bankshares. If investors know Nicolet will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nicolet Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Dividend Share 1.06 | Earnings Share 7.87 | Revenue Per Share 22.959 | Quarterly Revenue Growth 0.16 |
The market value of Nicolet Bankshares is measured differently than its book value, which is the value of Nicolet that is recorded on the company's balance sheet. Investors also form their own opinion of Nicolet Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Nicolet Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nicolet Bankshares' market value can be influenced by many factors that don't directly affect Nicolet Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Nicolet Bankshares' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Nicolet Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nicolet Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.