Harford Bank Stock Fundamentals
| HFBK Stock | USD 34.67 0.92 2.73% |
Harford Bank fundamentals help investors to digest information that contributes to Harford Bank's financial success or failures. It also enables traders to predict the movement of Harford Pink Sheet. The fundamental analysis module provides a way to measure Harford Bank's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Harford Bank pink sheet.
Harford |
Harford Bank Company Profit Margin Analysis
Harford Bank's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Harford Bank Profit Margin | 0.23 % |
Most of Harford Bank's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Harford Bank is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Based on the latest financial disclosure, Harford Bank has a Profit Margin of 0.2328%. This is 98.0% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 118.33% lower than that of the firm.
Harford Bank Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Harford Bank's current stock value. Our valuation model uses many indicators to compare Harford Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Harford Bank competition to find correlations between indicators driving Harford Bank's intrinsic value. More Info.Harford Bank is rated # 3 in return on equity category among its peers. It also is rated # 3 in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Harford Bank is roughly 11.82 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Harford Bank's earnings, one of the primary drivers of an investment's value.Harford Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Harford Bank's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Harford Bank could also be used in its relative valuation, which is a method of valuing Harford Bank by comparing valuation metrics of similar companies.Harford Bank is currently under evaluation in profit margin category among its peers.
Harford Fundamentals
| Return On Equity | 0.0922 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 35.49 M | |||
| Shares Outstanding | 1.47 M | |||
| Shares Owned By Insiders | 10.49 % | |||
| Price To Earning | 14.80 X | |||
| Price To Book | 0.92 X | |||
| Price To Sales | 2.39 X | |||
| Revenue | 19.56 M | |||
| Gross Profit | 19.56 M | |||
| EBITDA | 9.26 M | |||
| Net Income | 5.34 M | |||
| Cash And Equivalents | 6.89 M | |||
| Cash Per Share | 4.72 X | |||
| Total Debt | 444.67 K | |||
| Book Value Per Share | 35.81 X | |||
| Cash Flow From Operations | 9.31 M | |||
| Earnings Per Share | 3.19 X | |||
| Number Of Employees | 81 | |||
| Beta | 0.13 | |||
| Market Capitalization | 47.38 M | |||
| Total Asset | 575.18 M | |||
| Retained Earnings | 2.72 M | |||
| Z Score | 63.6 | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.38 % | |||
| Net Asset | 575.18 M | |||
| Last Dividend Paid | 0.76 |
About Harford Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Harford Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Harford Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Harford Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units. Harford Bank was founded in 1964 and is based in Aberdeen, Maryland. Harford Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 81 people.
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Harford Bank financial ratios help investors to determine whether Harford Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Harford with respect to the benefits of owning Harford Bank security.