Penns Woods Financials

PWOD Stock  USD 32.23  0.05  0.15%   
Based on the key indicators related to Penns Woods' liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Penns Woods Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.
  
Please note, the presentation of Penns Woods' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Penns Woods' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Penns Woods' management manipulating its earnings.

Penns Woods Stock Summary

Penns Woods competes with 1st Source, Great Southern, Waterstone Financial, First Community, and Oak Valley. Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania. Penns Woods operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 322 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS7084301032
CUSIP708430103
LocationPennsylvania; U.S.A
Business Address300 Market Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.pwod.com
Phone570 322 1111
CurrencyUSD - US Dollar

Penns Woods Key Financial Ratios

Penns Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Penns Woods's current stock value. Our valuation model uses many indicators to compare Penns Woods value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Penns Woods competition to find correlations between indicators driving Penns Woods's intrinsic value. More Info.
Penns Woods Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Penns Woods Bancorp is roughly  11.75 . Comparative valuation analysis is a catch-all technique that is used if you cannot value Penns Woods by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Penns Woods Bancorp Systematic Risk

Penns Woods' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Penns Woods volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-eight with a total number of output elements of thirty-three. The Beta measures systematic risk based on how returns on Penns Woods Bancorp correlated with the market. If Beta is less than 0 Penns Woods generally moves in the opposite direction as compared to the market. If Penns Woods Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Penns Woods Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Penns Woods is generally in the same direction as the market. If Beta > 1 Penns Woods moves generally in the same direction as, but more than the movement of the benchmark.

About Penns Woods Financials

What exactly are Penns Woods Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Penns Woods' income statement, its balance sheet, and the statement of cash flows. Potential Penns Woods investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Penns Woods investors may use each financial statement separately, they are all related. The changes in Penns Woods's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Penns Woods's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Penns Woods December 3, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Penns Woods help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Penns Woods Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Penns Woods Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Penns Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Penns Woods's daily price indicators and compare them against related drivers.

Complementary Tools for Penns Stock analysis

When running Penns Woods' price analysis, check to measure Penns Woods' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Penns Woods is operating at the current time. Most of Penns Woods' value examination focuses on studying past and present price action to predict the probability of Penns Woods' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Penns Woods' price. Additionally, you may evaluate how the addition of Penns Woods to your portfolios can decrease your overall portfolio volatility.
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