Bancolombia Financials

CIB Stock  USD 32.22  0.57  1.74%   
Based on the key measurements obtained from Bancolombia's financial statements, Bancolombia SA ADR may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Bancolombia's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 40 T, whereas Short and Long Term Debt Total is forecasted to decline to about 19.6 T. Key indicators impacting Bancolombia's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.210.8394
Way Up
Slightly volatile
Operating Income14.3 B15.1 B
Notably Down
Very volatile
Current Ratio70.8267.4512
Sufficiently Up
Slightly volatile
Investors should never underestimate Bancolombia's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bancolombia's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bancolombia SA ADR.

Net Income

6.42 Trillion

  
Understanding current and past Bancolombia Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bancolombia's financial statements are interrelated, with each one affecting the others. For example, an increase in Bancolombia's assets may result in an increase in income on the income statement.
Please note, the presentation of Bancolombia's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bancolombia's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bancolombia's management manipulating its earnings.

Bancolombia Stock Summary

Bancolombia competes with Banco De, Banco Bradesco, Banco Santander, Intercorp Financial, and Credicorp. Bancolombia S.A. provides banking products and services in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica, and Guatemala. Bancolombia S.A. was incorporated in 1945 and is headquartered in Medelln, Colombia. Bancolombia is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS05968L1026
CUSIP05968L102
LocationColombia
Business AddressCarrera 48 26-85,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.grupobancolombia.com
Phone57 6 014 885950
CurrencyUSD - US Dollar

Bancolombia Key Financial Ratios

Bancolombia Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets236.1T255.6T289.9T352.8T342.9T360.1T
Net Debt17.5T12.0T8.3T16.4T1.8T1.7T
Retained Earnings7.8T4.2T7.4T10.1T8.6T5.9T
Accounts Payable3.5T3.2T4.0T6.0T6.5T6.8T
Cash18.3T20.2T23.1T24.7T32.0T33.6T
Other Assets185.1T188.6T217.6T277.2T318.8T334.7T
Net Receivables802.1B1.2T1.6T1.1T28.4T29.9T
Total Liab207.3T227.5T255.9T312.8T303.9T319.1T
Total Current Assets19.1T21.4T24.8T25.8T42.8T44.9T
Short Term Debt1.6T2.4T8.6T1.9T470.3B446.8B
Other Liab6.1T8.2T9.6T13.3T15.3T16.0T
Long Term Debt24.6T30.3T29.6T39.3T30.3T31.8T
Good Will6.7T7.0T8.1T9.8T7.8T8.2T
Inventory(26.9T)(25.8T)(29.5T)608.4B(474.0B)(497.7B)
Intangible Assets539.0B495.6B485.6B602.5B671.6B705.2B
Other Current Liab(1.6T)(2.4T)(8.7T)(252.9T)164.3B172.6B
Other Current Assets26.9T25.8T29.5T(608.4B)42.8T30.2T
Net Tangible Assets19.7T19.0T23.6T28.6T32.9T19.0T
Long Term Debt Total26.4T27.5T24.2T30.5T35.1T28.4T

Bancolombia Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense6.2T5.9T4.4T8.4T16.7T17.5T
Total Revenue15.8T15.7T17.4T24.2T47.1T49.4T
Gross Profit15.8T15.7T17.4T19.3T47.1T49.4T
Operating Income4.4T269.4B5.9T17.0T15.1B14.3B
Ebit4.4T269.4B5.9T17.0T61.6B58.5B
Ebitda5.2T1.0T6.7T18.0T1.1T1.1T
Income Before Tax4.5T308.8B6.0T9.7T8.0T8.4T
Net Income3.1T276.0B4.1T6.8T6.1T6.4T
Income Tax Expense1.3T(6.6B)1.8T2.7T1.9T2.0T
Cost Of Revenue(214.0B)16.3B0.04.9T5.6T5.9T
Minority Interest1.9T1.6T(121.0B)(212.9B)(117.6B)(111.7B)
Tax Provision1.3T(6.6B)1.8T2.7T1.8T1.4T
Net Interest Income11.4T10.6T11.3T17.0T20.0T13.2T
Interest Income16.9T16.5T15.7T25.4T35.6T20.6T

Bancolombia Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash5.0T(36.9B)1.6T6.3T8.2T8.6T
Free Cash Flow10.8T9.7T3.9T3.0T16.7T17.6T
Depreciation677.3B736.4B855.2B949.4B1.1T1.1T
Other Non Cash Items(9.4T)(9.5T)(9.7T)1.2T5.1T5.4T
Dividends Paid1.0T1.6T467.2B2.3T3.3T3.5T
Capital Expenditures1.6T1.5T2.2T3.5T2.4T2.5T
Net Income3.2T315.4B4.2T7.0T6.2T6.5T
End Period Cash Flow23.7T23.7T25.3T31.6T39.8T41.8T
Change To Inventory(13.1T)(7.5T)(24.6T)(11.5T)(10.4T)(10.9T)
Investments(2.2T)(6.2T)(650.5B)(4.7T)(159.7B)(167.7B)
Net Borrowings(357.1B)(4.2T)(3.3T)(4.9T)(4.4T)(4.2T)
Change To Netincome5.0T5.6T5.2T3.6T4.2T4.0T

Bancolombia Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bancolombia's current stock value. Our valuation model uses many indicators to compare Bancolombia value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bancolombia competition to find correlations between indicators driving Bancolombia's intrinsic value. More Info.
Bancolombia SA ADR is rated fifth in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bancolombia SA ADR is roughly  8.60 . At present, Bancolombia's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bancolombia's earnings, one of the primary drivers of an investment's value.

Bancolombia SA ADR Systematic Risk

Bancolombia's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bancolombia volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Bancolombia SA ADR correlated with the market. If Beta is less than 0 Bancolombia generally moves in the opposite direction as compared to the market. If Bancolombia Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bancolombia SA ADR is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bancolombia is generally in the same direction as the market. If Beta > 1 Bancolombia moves generally in the same direction as, but more than the movement of the benchmark.

Bancolombia Thematic Clasifications

Bancolombia SA ADR is part of Millennials Best investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Firms that are involved in making products or providing services to millennials. Companies or funds that provide products or services that appeal to the generation of millennials and that are expected to experience growth in the next 5 years. The millennial generation usually refers to the demographic population that were born between 1980 to 2000
Millennials BestView
This theme covers Firms that are involved in making products or providing services to millennials. Companies or funds that provide products or services that appeal to the generation of millennials and that are expected to experience growth in the next 5 years. The millennial generation usually refers to the demographic population that were born between 1980 to 2000. Get More Thematic Ideas
Today, most investors in Bancolombia Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bancolombia's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bancolombia growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.29

At present, Bancolombia's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Bancolombia November 10, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bancolombia help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bancolombia SA ADR. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bancolombia SA ADR based on widely used predictive technical indicators. In general, we focus on analyzing Bancolombia Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bancolombia's daily price indicators and compare them against related drivers.

Complementary Tools for Bancolombia Stock analysis

When running Bancolombia's price analysis, check to measure Bancolombia's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bancolombia is operating at the current time. Most of Bancolombia's value examination focuses on studying past and present price action to predict the probability of Bancolombia's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bancolombia's price. Additionally, you may evaluate how the addition of Bancolombia to your portfolios can decrease your overall portfolio volatility.
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