Ponce Financial Valuation
| PDLB Stock | USD 9.08 0.08 0.87% |
At this time, the company appears to be undervalued. Ponce Financial Group holds a recent Real Value of $9.96 per share. The prevailing price of the company is $9.08. Our model determines the value of Ponce Financial Group from analyzing the company fundamentals such as Operating Margin of 0.18 %, shares outstanding of 22.41 M, and Return On Equity of 0.011 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Ponce Financial's valuation include:
Price Book 0.7598 | Enterprise Value 1 B | Price Sales 2.6498 | Forward PE 113.6364 | Trailing PE 36.64 |
Undervalued
Today
Please note that Ponce Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Ponce Financial Group is based on 3 months time horizon. Increasing Ponce Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Ponce Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Ponce Stock. However, Ponce Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.08 | Real 9.96 | Target 11.0 | Hype 9.16 | Naive 9.17 |
The real value of Ponce Stock, also known as its intrinsic value, is the underlying worth of Ponce Financial Group Company, which is reflected in its stock price. It is based on Ponce Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Ponce Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Ponce Financial Group helps investors to forecast how Ponce stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Ponce Financial more accurately as focusing exclusively on Ponce Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Ponce Financial's intrinsic value based on its ongoing forecasts of Ponce Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Ponce Financial's closest peers. If more than one evaluation category is relevant for Ponce Financial we suggest using both methods to arrive at a better estimate.
Ponce Financial Investments |
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Ponce Valuation Trend
Knowing Ponce Financial's actual value is paramount for traders to make sound investment determinations. Ponce Financial's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Ponce Financial's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Ponce Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Ponce Market Cap
Ponce Financial Group is rated below average in market capitalization category among its peers. Market capitalization of Financials industry is at this time estimated at about 1.76 Trillion. Ponce Financial adds roughly 205.27 Million in market capitalization claiming only tiny portion of equities under Financials industry.Ponce Financial Total Value Analysis
Ponce Financial Group is at this time expected to have valuation of 1.01 B with market capitalization of 205.27 M, debt of 717.11 M, and cash on hands of 277.43 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Ponce Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
| 1.01 B | 205.27 M | 717.11 M | 277.43 M |
Ponce Financial Investor Information
About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.76. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Ponce Financial Group last dividend was issued on the 31st of May 2018. The entity had 1395:1000 split on the 28th of January 2022. Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York. PDL Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 253 people. To find out more about Ponce Financial Group contact Carlos Naudon at 718 931 9000 or learn more at https://www.poncebank.com.Ponce Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Ponce suggests not a very effective usage of assets in June.Ponce Financial Ownership Allocation
Ponce Financial owns a total of 22.41 Million outstanding shares. 30% of Ponce Financial Group outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Ponce Financial Profitability Analysis
The company reported the previous year's revenue of 133.41 M. Net Income was 3.35 M with profit before overhead, payroll, taxes, and interest of 48.98 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Ponce Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Ponce Financial and how it compares across the competition.
About Ponce Financial Valuation
The stock valuation mechanism determines the current worth of Ponce Financial Group on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Ponce Financial Group. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Ponce Financial Group based exclusively on its fundamental and basic technical indicators. By analyzing Ponce Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Ponce Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Ponce Financial. We calculate exposure to Ponce Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Ponce Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 128.6 M | 135.1 M | |
| Pretax Profit Margin | 0.04 | 0.02 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.03 | 0.03 | |
| Gross Profit Margin | 0.96 | 0.75 |
Ponce Financial Quarterly Retained Earnings |
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8 Steps to conduct Ponce Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Ponce Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Ponce Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Ponce Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Ponce Financial's revenue streams: Identify Ponce Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Ponce Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Ponce Financial's growth potential: Evaluate Ponce Financial's management, business model, and growth potential.
- Determine Ponce Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Ponce Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Ponce Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 22.8 M | |
| Quarterly Earnings Growth Y O Y | 9.8 | |
| Forward Price Earnings | 113.6364 |
Ponce Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Ponce Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Ponce we look at many different elements of the entity such as Ponce's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Ponce Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Ponce Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Ponce Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Ponce Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Ponce Financial's worth.Complementary Tools for Ponce Stock analysis
When running Ponce Financial's price analysis, check to measure Ponce Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ponce Financial is operating at the current time. Most of Ponce Financial's value examination focuses on studying past and present price action to predict the probability of Ponce Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ponce Financial's price. Additionally, you may evaluate how the addition of Ponce Financial to your portfolios can decrease your overall portfolio volatility.
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