OneMain Holdings Valuation
| OMF Stock | USD 47.59 0.81 1.67% |
At this time, the company appears to be undervalued. OneMain Holdings holds a recent Real Value of $49.79 per share. The prevailing price of the company is $47.59. Our model determines the value of OneMain Holdings from analyzing the company fundamentals such as Shares Outstanding of 119.81 M, return on equity of 0.2, and Operating Margin of 0.32 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting OneMain Holdings' valuation include:
Price Book 1.7563 | Enterprise Value 24.4 B | Price Sales 2.1866 | Forward PE 8.0321 | Trailing PE 9.2768 |
Undervalued
Today
Please note that OneMain Holdings' price fluctuation is very steady at this time. Calculation of the real value of OneMain Holdings is based on 3 months time horizon. Increasing OneMain Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the OneMain stock is determined by what a typical buyer is willing to pay for full or partial control of OneMain Holdings. Since OneMain Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OneMain Stock. However, OneMain Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 47.59 | Real 49.79 | Target 51.08 | Hype 47.57 | Naive 48.76 |
The real value of OneMain Stock, also known as its intrinsic value, is the underlying worth of OneMain Holdings Company, which is reflected in its stock price. It is based on OneMain Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of OneMain Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of OneMain Holdings helps investors to forecast how OneMain stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OneMain Holdings more accurately as focusing exclusively on OneMain Holdings' fundamentals will not take into account other important factors: When choosing an evaluation method for OneMain Holdings, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
OneMain Holdings Investments |
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OneMain Valuation Trend
Knowing OneMain Holdings' actual value is paramount for traders to make sound investment determinations. OneMain Holdings' real value is not only important for the investor to make better decisions but also for a more accurate overall view of OneMain Holdings' financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both OneMain Holdings' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
OneMain Market Cap
OneMain Holdings is regarded fourth in market capitalization category among its peers. Market capitalization of Financials industry is now estimated at about 1.04 Trillion. OneMain Holdings maintains roughly 5.7 Billion in market capitalization contributing less than 1% to equities under Financials industry.OneMain Holdings Total Value Analysis
OneMain Holdings is now expected to have company total value of 24.39 B with market capitalization of 5.7 B, debt of 19.81 B, and cash on hands of 498 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the OneMain Holdings fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
| 24.39 B | 5.7 B | 19.81 B | 498 M |
OneMain Holdings Investor Information
About 89.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.76. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OneMain Holdings has Price/Earnings To Growth (PEG) ratio of 0.61. The entity recorded earning per share (EPS) of 5.13. The firm last dividend was issued on the 9th of May 2024. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana. Onemain Holdings operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 8800 people. To find out more about OneMain Holdings contact Douglas Shulman at 812 424 8031 or learn more at https://www.onemainfinancial.com.OneMain Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. OneMain Holdings has an asset utilization ratio of 17.62 percent. This implies that the Company is making $0.18 for each dollar of assets. An increasing asset utilization means that OneMain Holdings is more efficient with each dollar of assets it utilizes for everyday operations.OneMain Holdings Ownership Allocation
OneMain Holdings owns a total of 119.81 Million outstanding shares. The majority of OneMain Holdings outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OneMain Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OneMain Holdings. Please pay attention to any change in the institutional holdings of OneMain Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.OneMain Holdings Profitability Analysis
The company reported the last year's revenue of 4.28 B. Total Income to common stockholders was 641 M with profit before taxes, overhead, and interest of 2.65 B.OneMain Holdings Past Distributions to stockholders
| 17th of May 2024 | ||
| 23rd of February 2024 | ||
| 10th of November 2023 | ||
| 11th of August 2023 | ||
| 12th of May 2023 | ||
| 24th of February 2023 | ||
| 14th of November 2022 | ||
| 12th of August 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates OneMain Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in OneMain Holdings and how it compares across the competition.
About OneMain Holdings Valuation
The stock valuation mechanism determines the current worth of OneMain Holdings on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of OneMain Holdings. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of OneMain Holdings based exclusively on its fundamental and basic technical indicators. By analyzing OneMain Holdings's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of OneMain Holdings's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of OneMain Holdings. We calculate exposure to OneMain Holdings's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to OneMain Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 3.4 B | 2.2 B | |
| Pretax Profit Margin | 0.20 | 0.21 | |
| Operating Profit Margin | 0.20 | 0.19 | |
| Net Profit Margin | 0.15 | 0.16 | |
| Gross Profit Margin | 0.80 | 0.98 |
OneMain Holdings Quarterly Retained Earnings |
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8 Steps to conduct OneMain Holdings' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates OneMain Holdings' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct OneMain Holdings' valuation analysis, follow these 8 steps:- Gather financial information: Obtain OneMain Holdings' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine OneMain Holdings' revenue streams: Identify OneMain Holdings' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research OneMain Holdings' industry and market trends, including the size of the market, growth rate, and competition.
- Establish OneMain Holdings' growth potential: Evaluate OneMain Holdings' management, business model, and growth potential.
- Determine OneMain Holdings' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate OneMain Holdings' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of OneMain Holdings represents a small ownership stake in the entity. As a stockholder of OneMain, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
OneMain Holdings Dividends Analysis For Valuation
The OneMain Holdings' current Dividend Payout Ratio is estimated to increase to 0.80, while Dividends Paid is forecasted to increase to (462.6 M). . At this time, OneMain Holdings' Earnings Yield is most likely to increase slightly in the upcoming years. The OneMain Holdings' current Price Earnings Ratio is estimated to increase to 9.70, while Retained Earnings are projected to decrease to roughly 1.6 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -487 M | -462.6 M | |
| Dividend Yield | 0.08 | 0.08 | |
| Dividend Payout Ratio | 0.76 | 0.80 | |
| Dividend Paid And Capex Coverage Ratio | 5.17 | 4.91 |
There are various types of dividends OneMain Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of OneMain shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from OneMain Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When OneMain pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of OneMain Holdings by the value of the dividends paid out.
OneMain Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as OneMain Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 120.6 M | |
| Quarterly Earnings Growth Y O Y | -0.128 | |
| Forward Price Earnings | 8.0321 |
OneMain Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of OneMain Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value OneMain we look at many different elements of the entity such as OneMain's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. OneMain Holdings' valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final OneMain Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as OneMain Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use OneMain Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes OneMain Holdings' worth.Complementary Tools for OneMain Stock analysis
When running OneMain Holdings' price analysis, check to measure OneMain Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OneMain Holdings is operating at the current time. Most of OneMain Holdings' value examination focuses on studying past and present price action to predict the probability of OneMain Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OneMain Holdings' price. Additionally, you may evaluate how the addition of OneMain Holdings to your portfolios can decrease your overall portfolio volatility.
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