Principal Lifetime 2040 Fund Manager Performance Evaluation
| PTDPX Fund | USD 15.71 0.05 0.32% |
The fund holds a Beta of 0.0181, which implies not very significant fluctuations relative to the market. As returns on the market increase, Principal Lifetime's returns are expected to increase less than the market. However, during the bear market, the loss of holding Principal Lifetime is expected to be smaller as well.
Risk-Adjusted Performance
6 of 100
Weak | Strong |
Modest
Compared to the overall equity markets, risk-adjusted returns on investments in Principal Lifetime 2040 are ranked lower than 6 (%) of all funds and portfolios of funds over the last 90 days. In spite of fairly strong basic indicators, Principal Lifetime is not utilizing all of its potentials. The current stock price disturbance, may contribute to short-term losses for the investors.
...more1 | Retired Investors Can Benefit From Actively Managed Funds. Its All in the Timing. - Barrons | 03/08/2024 |
| Expense Ratio | 0.8800 |
Principal |
Principal Lifetime Relative Risk vs. Return Landscape
If you would invest 1,528 in Principal Lifetime 2040 on February 1, 2024 and sell it today you would earn a total of 43.00 from holding Principal Lifetime 2040 or generate 2.81% return on investment over 90 days. Principal Lifetime 2040 is currently producing 0.0463% returns and takes up 0.5655% volatility of returns over 90 trading days. Put another way, 5% of traded mutual funds are less volatile than Principal, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Principal Lifetime Current Valuation
Fairly Valued
Today
Please note that Principal Lifetime's price fluctuation is very steady at this time. At this time, the fund appears to be fairly valued. Principal Lifetime 2040 holds a recent Real Value of $15.69 per share. The prevailing price of the fund is $15.71. We determine the value of Principal Lifetime 2040 from analyzing fund fundamentals and technical indicators as well as its Probability Of Bankruptcy. In general, we support acquiring undervalued mutual funds and dropping overvalued mutual funds since, at some point, mutual fund prices and their ongoing real values will merge together.
Our valuation method for Principal Lifetime 2040 is useful when determining the fair value of the Principal mutual fund, which is usually determined by what a typical buyer is willing to pay for full or partial control of Principal Lifetime. Since Principal Lifetime is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Principal Mutual Fund. However, Principal Lifetime's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 15.71 | Real 15.69 | Hype 15.71 | Naive 15.91 |
The real value of Principal Mutual Fund, also known as its intrinsic value, is the underlying worth of Principal Lifetime 2040 Mutual Fund, which is reflected in its stock price. It is based on Principal Lifetime's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Principal Lifetime's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Principal Lifetime's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Principal Lifetime 2040 helps investors to forecast how Principal mutual fund's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Principal Lifetime more accurately as focusing exclusively on Principal Lifetime's fundamentals will not take into account other important factors: Principal Lifetime Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Principal Lifetime's investment risk. Standard deviation is the most common way to measure market volatility of mutual funds, such as Principal Lifetime 2040, and traders can use it to determine the average amount a Principal Lifetime's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.082
| Best Portfolio | Best Equity | |||
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | PTDPX |
Estimated Market Risk
| 0.57 actual daily | 5 95% of assets are more volatile |
Expected Return
| 0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.08 actual daily | 6 94% of assets perform better |
Based on monthly moving average Principal Lifetime is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Principal Lifetime by adding it to a well-diversified portfolio.
Principal Lifetime Fundamentals Growth
Principal Mutual Fund prices reflect investors' perceptions of the future prospects and financial health of Principal Lifetime, and Principal Lifetime fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Principal Mutual Fund performance.
| Price To Earning | 17.89 X | ||||
| Price To Book | 2.05 X | ||||
| Price To Sales | 1.41 X | ||||
| Total Asset | 4.22 B | ||||
About Principal Lifetime Performance
To evaluate Principal Lifetime 2040 Mutual Fund as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Principal Lifetime generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Principal Mutual Fund's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Principal Lifetime 2040 market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Principal's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.The fund operates as a target date fund that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2040. It is a fund of funds and invests in underlying funds of Principal Funds, Inc. . Its underlying funds consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities.Things to note about Principal Lifetime 2040 performance evaluation
Checking the ongoing alerts about Principal Lifetime for important developments is a great way to find new opportunities for your next move. Mutual Fund alerts and notifications screener for Principal Lifetime 2040 help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating Principal Lifetime's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Principal Lifetime's mutual fund performance include:- Analyzing Principal Lifetime's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Principal Lifetime's stock is overvalued or undervalued compared to its peers.
- Examining Principal Lifetime's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Principal Lifetime's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Principal Lifetime's management team can help you assess the Mutual Fund's leadership.
- Pay attention to analyst opinions and ratings of Principal Lifetime's mutual fund. These opinions can provide insight into Principal Lifetime's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Lifetime 2040. Also, note that the market value of any mutual fund could be tightly coupled with the direction of predictive economic indicators such as signals in american community survey. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.