Nbt Bancorp Stock Performance
NBTB Stock | USD 35.97 0.23 0.64% |
The firm secures a Beta (Market Risk) of 1.6, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, NBT Bancorp will likely underperform. NBT Bancorp has an expected return of -0.0501%. Please make sure to verify NBT Bancorp kurtosis, as well as the relationship between the day median price and period momentum indicator , to decide if NBT Bancorp performance from the past will be repeated at future time.
Risk-Adjusted Performance
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Over the last 90 days NBT Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong basic indicators, NBT Bancorp is not utilizing all of its potentials. The current stock price disturbance, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return 0.64 | Five Day Return 3.99 | Year To Date Return (14.76) | Ten Year Return 57.62 | All Time Return 490.64 |
Forward Dividend Yield 0.0356 | Payout Ratio 0.3214 | Last Split Factor 105:100 | Forward Dividend Rate 1.28 | Dividend Date 2024-03-15 |
1 | Disposition of 361 shares by Amy Wiles of NBT Bancorp at 35.63 subject to Rule 16b-3 | 02/15/2024 |
2 | Payment of 361 shares by Amy Wiles of NBT Bancorp subject to Rule 16b-3 | 02/16/2024 |
3 | NBT Bancorp Inc. Announces Third Quarter Net Income of 37.4 Million Approves ... - The Globe and Mail | 03/04/2024 |
4 | Disposition of 259 shares by Martin Sparks of NBT Bancorp at .74 subject to Rule 16b-3 | 03/08/2024 |
NBT Bancorp dividend paid on 15th of March 2024 | 03/15/2024 |
5 | Disposition of 168 shares by Amy Wiles of NBT Bancorp at .74 subject to Rule 16b-3 | 04/05/2024 |
6 | Disposition of 200 shares by Shaunastar Hyle of NBT Bancorp at .74 subject to Rule 16b-3 | 04/10/2024 |
7 | NBT Bancorp Inc. Given Consensus Recommendation of Moderate Buy by Analysts - Defense World | 04/15/2024 |
8 | Stay Ahead of the Game With NBT Q1 Earnings Wall Streets Insights on Key Metrics | 04/17/2024 |
9 | Disposition of 308 shares by Kingsley Scott Allen of NBT Bancorp at .74 subject to Rule 16b-3 | 04/19/2024 |
10 | NBT Q1 Earnings Snapshot | 04/22/2024 |
11 | NBT Bancorp First Quarter 2024 Earnings Beats Expectations | 04/24/2024 |
Begin Period Cash Flow | 197.3 M |
NBT |
NBT Bancorp Relative Risk vs. Return Landscape
If you would invest 3,760 in NBT Bancorp on January 29, 2024 and sell it today you would lose (163.00) from holding NBT Bancorp or give up 4.34% of portfolio value over 90 days. NBT Bancorp is currently does not generate positive expected returns and assumes 1.9688% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than NBT, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
Risk |
NBT Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for NBT Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as NBT Bancorp, and traders can use it to determine the average amount a NBT Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0255
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Negative Returns | NBTB |
Estimated Market Risk
1.97 actual daily | 17 83% of assets are more volatile |
Expected Return
-0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
-0.03 actual daily | 0 Most of other assets perform better |
Based on monthly moving average NBT Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of NBT Bancorp by adding NBT Bancorp to a well-diversified portfolio.
NBT Bancorp Fundamentals Growth
NBT Stock prices reflect investors' perceptions of the future prospects and financial health of NBT Bancorp, and NBT Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on NBT Stock performance.
Return On Equity | 0.0897 | ||||
Return On Asset | 0.0094 | ||||
Profit Margin | 0.24 % | ||||
Operating Margin | 0.34 % | ||||
Current Valuation | 1.89 B | ||||
Shares Outstanding | 47.16 M | ||||
Price To Earning | 15.56 X | ||||
Price To Book | 1.12 X | ||||
Price To Sales | 3.26 X | ||||
Revenue | 665.04 M | ||||
Gross Profit | 500.62 M | ||||
EBITDA | 4.73 M | ||||
Net Income | 118.78 M | ||||
Cash And Equivalents | 321.06 M | ||||
Cash Per Share | 7.50 X | ||||
Total Debt | 665.61 M | ||||
Debt To Equity | 0.26 % | ||||
Book Value Per Share | 30.68 X | ||||
Cash Flow From Operations | 159.45 M | ||||
Earnings Per Share | 2.58 X | ||||
Market Capitalization | 1.7 B | ||||
Total Asset | 13.31 B | ||||
Retained Earnings | 1.02 B | ||||
About NBT Bancorp Performance
To evaluate NBT Bancorp Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when NBT Bancorp generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare NBT Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand NBT Bancorp market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents NBT's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.Last Reported | Projected for Next Year | ||
Days Of Inventory On Hand | 0.00 | 0.00 | |
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | (0) | (0) | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.08 | 0.09 |
Things to note about NBT Bancorp performance evaluation
Checking the ongoing alerts about NBT Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for NBT Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.NBT Bancorp generated a negative expected return over the last 90 days | |
About 59.0% of the company shares are owned by institutional investors | |
On 15th of March 2024 NBT Bancorp paid $ 0.32 per share dividend to its current shareholders | |
Latest headline from finance.yahoo.com: NBT Bancorp First Quarter 2024 Earnings Beats Expectations |
- Analyzing NBT Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether NBT Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining NBT Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating NBT Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of NBT Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of NBT Bancorp's stock. These opinions can provide insight into NBT Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Complementary Tools for NBT Stock analysis
When running NBT Bancorp's price analysis, check to measure NBT Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NBT Bancorp is operating at the current time. Most of NBT Bancorp's value examination focuses on studying past and present price action to predict the probability of NBT Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NBT Bancorp's price. Additionally, you may evaluate how the addition of NBT Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 1.26 | Earnings Share 2.58 | Revenue Per Share 11.054 | Quarterly Revenue Growth 0.101 |
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.