Citizens Net Worth
Citizens Net Worth Breakdown | CIA |
Citizens Net Worth Analysis
Citizens' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Citizens' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Citizens' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Citizens' net worth analysis. One common approach is to calculate Citizens' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Citizens' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Citizens' net worth. This approach calculates the present value of Citizens' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Citizens' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Citizens' net worth. This involves comparing Citizens' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Citizens' net worth relative to its peers.
Enterprise Value |
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To determine if Citizens is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Citizens' net worth research are outlined below:
| Citizens generated a negative expected return over the last 90 days | |
| The company has 9.07 M in debt with debt to equity (D/E) ratio of 0.03, which may show that the company is not taking advantage of profits from borrowing. Citizens has a current ratio of 0.58, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Citizens until it has trouble settling it off, either with new capital or with free cash flow. So, Citizens' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Citizens sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Citizens to invest in growth at high rates of return. When we think about Citizens' use of debt, we should always consider it together with cash and equity. | |
| Latest headline from patch.com: SMC Hosts Gun Buyback Event This Weekend In South San Francisco |
Citizens Quarterly Good Will |
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Citizens uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Citizens. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Citizens' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 11th of March 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Citizens' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Citizens is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Citizens backward and forwards among themselves. Citizens' institutional investor refers to the entity that pools money to purchase Citizens' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Qube Research & Technologies | 2023-12-31 | 139.5 K | Empowered Funds, Llc | 2023-12-31 | 112.8 K | Northern Trust Corp | 2023-12-31 | 95.2 K | Balyasny Asset Management Llc | 2023-12-31 | 85.5 K | Goldman Sachs Group Inc | 2023-12-31 | 65.4 K | 683 Capital Management Llc | 2023-12-31 | 64.7 K | Jane Street Group, Llc | 2023-12-31 | 60.4 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 58.5 K | Citigroup Inc | 2023-12-31 | 57.6 K | Vanguard Group Inc | 2023-12-31 | 2.1 M | Blackrock Inc | 2023-12-31 | 885.5 K |
Follow Citizens' market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 106.08 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Citizens's market, we take the total number of its shares issued and multiply it by Citizens's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Market Cap |
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Project Citizens' profitablity
Citizens' profitability indicators refer to fundamental financial ratios that showcase Citizens' ability to generate income relative to its revenue or operating costs. If, let's say, Citizens is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Citizens' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Citizens' profitability requires more research than a typical breakdown of Citizens' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.07 | 0.07 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.14 | 0.15 |
When accessing Citizens' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Citizens' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Citizens' profitability and make more informed investment decisions.
The data published in Citizens' official financial statements usually reflect Citizens' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Citizens. For example, before you start analyzing numbers published by Citizens accountants, it's critical to develop an understanding of what Citizens' liquidity, profitability, and earnings quality are in the context of the Insurance space in which it operates.
Please note, the presentation of Citizens' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Citizens' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Citizens' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Citizens. Please utilize our Beneish M Score to check the likelihood of Citizens' management manipulating its earnings.
Evaluate Citizens' management efficiency
At present, Citizens' Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.15, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Citizens' Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 221.5 M, whereas Total Assets are forecasted to decline to about 847.4 M. Citizens' management efficiency ratios could be used to measure how well Citizens manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 3.46 | 2.46 | |
| Net Current Asset Value | 0.00 | 0.00 | |
| Tangible Asset Value | 0.00 | 0.00 | |
| Tangible Book Value Per Share | (22.52) | (21.40) | |
| Enterprise Value Over EBITDA | 103.45 | 159.74 | |
| Price Book Value Ratio | 0.78 | 0.74 | |
| Enterprise Value Multiple | 103.45 | 159.74 | |
| Price Fair Value | 0.78 | 0.74 | |
| Enterprise Value | 223.3 M | 142.7 M |
The analysis of Citizens' management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Citizens' future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Citizens Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Enterprise Value Revenue 0.2833 | Revenue 240.7 M | Quarterly Revenue Growth (0.01) | Revenue Per Share 4.843 | Return On Equity 0.163 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Citizens insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Terry Maness over two weeks ago Acquisition by Terry Maness of 317 shares of Citizens at 2.13 subject to Rule 16b-3 | ||
Frank Keating over a month ago Acquisition by Frank Keating of 18182 shares of Citizens subject to Rule 16b-3 | ||
Harvey Waite over six months ago Small acquisition by Harvey Waite of 348 shares of Citizens subject to Section 16 | ||
Harvey Waite over a year ago Small acquisition by Harvey Waite of 515 shares of Citizens subject to Section 16 | ||
Harvey Waite over a year ago Exercise or conversion by Harvey Waite of 2698 shares of Citizens subject to Rule 16b-3 |
Citizens Corporate Filings
| 29th of April 2024 Other Reports | ViewVerify | |
F4 | 8th of April 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 19th of March 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
8K | 18th of March 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Citizens Earnings per Share Projection vs Actual
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Our tools can tell you how much better you can do entering a position in Citizens without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Citizens Corporate Directors
Citizens corporate directors refer to members of a Citizens board of directors. The board of directors generally takes responsibility for the Citizens' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Citizens' board members must vote for the resolution. The Citizens board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Grant Teaff | Independent Director | Profile | |
| Francis Keating | Independent Director | Profile | |
| Timothy Timmerman | Independent Director | Profile | |
| Frank Keating | Director | Profile |
How to buy Citizens Stock?
The net worth of Citizens is the difference between its total assets and liabilities. Citizens' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Citizens' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Citizens' net worth can be used as a measure of its financial health and stability which can help investors to decide if Citizens is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Citizens stock.Already Invested in Citizens?
The danger of trading Citizens is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Citizens is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Citizens. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Citizens is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Citizens offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product. For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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Is Citizens' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Earnings Share 0.48 | Revenue Per Share 4.843 | Quarterly Revenue Growth (0.01) | Return On Assets 0.01 |
The market value of Citizens is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens' value that differs from its market value or its book value, called intrinsic value, which is Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens' market value can be influenced by many factors that don't directly affect Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.