LendingClub Historical Cash Flow
| LC Stock | USD 8.10 0.08 1.00% |
Analysis of LendingClub Corp cash flow over time is an excellent tool to project LendingClub Corp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Begin Period Cash Flow of 616.3 M or Other Cashflows From Financing Activities of 2.1 B as it is a great indicator of LendingClub Corp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining LendingClub Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether LendingClub Corp is a good buy for the upcoming year.
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About LendingClub Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in LendingClub balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which LendingClub's non-liquid assets can be easily converted into cash.
LendingClub Corp Cash Flow Chart
LendingClub Cash Flow Statement became part of mandatory reporting in 1987. It is now one of three main statements in accounting used to measure how well a company manages its liquidity and overall cash position. The rate of cash utilization and preservation is now part of the leading indicators of a healthy entity, and the LendingClub Corp Cash Flow Statement shows how well the company generates cash to payout debt obligations or to cover ongoing operating expenses.
At present, LendingClub Corp's Stock Based Compensation is projected to increase significantly based on the last few years of reporting. The current year's Other Cashflows From Financing Activities is expected to grow to about 2.1 B, whereas Change To Inventory is forecasted to decline to (208 M). Add Fundamental
Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by LendingClub Corp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of LendingClub Corp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from LendingClub Corp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Stock Based Compensation is projected to increase significantly based on the last few years of reporting. The current year's Other Cashflows From Financing Activities is expected to grow to about 2.1 B, whereas Change To Inventory is forecasted to decline to (208 M).
LendingClub Corp cash flow statement Correlations
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LendingClub Corp Account Relationship Matchups
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LendingClub Corp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | 11.7M | 3.9M | 3.2M | 41.5M | 37.3M | 64.5M | |
| Change In Cash | (156.9M) | 141.4M | 135.1M | 360.9M | 169.7M | 161.2M | |
| Stock Based Compensation | 73.6M | 61.5M | 66.8M | 66.4M | 52.4M | 57.1M | |
| Free Cash Flow | (321.3M) | 386.9M | 205.5M | 306.1M | (1.2B) | (1.3B) | |
| Change In Working Capital | (76.1M) | (99.3M) | 16.6M | (37.6M) | (32.9M) | (31.2M) | |
| Begin Period Cash Flow | 644.1M | 487.1M | 628.5M | 763.6M | 1.1B | 616.3M | |
| Other Cashflows From Financing Activities | 3.6B | 1.7B | 1.4B | 3.2B | 1.6B | 2.1B | |
| Depreciation | 62.2M | 54.0M | 44.3M | 43.8M | 47.2M | 32.8M | |
| Other Non Cash Items | (231.9M) | 620.1M | 66.2M | 156.8M | (1.2B) | (1.1B) | |
| Capital Expenditures | 50.7M | 31.1M | 34.4M | 69.5M | 59.5M | 49.5M | |
| Total Cash From Operating Activities | (270.6M) | 418.0M | 239.9M | 375.6M | (1.1B) | (1.2B) | |
| Change To Account Receivables | (16.3M) | (5.0M) | (9.7M) | (16.8M) | 54.9M | 57.6M | |
| Net Income | (30.7M) | (187.5M) | 18.6M | 289.7M | 38.9M | 40.9M | |
| Total Cash From Financing Activities | (540.1M) | (842.4M) | 349.6M | 2.8B | 789.6M | 750.1M | |
| End Period Cash Flow | 487.1M | 628.5M | 763.6M | 1.1B | 1.3B | 996.0M | |
| Net Borrowings | 70.2M | (500.1M) | (90.5M) | (40.9M) | (36.8M) | (35.0M) | |
| Total Cashflows From Investing Activities | 653.8M | 565.8M | (454.4M) | (2.8B) | (3.2B) | (3.1B) | |
| Cash And Cash Equivalents Changes | (156.9M) | 141.4M | 135.1M | 360.9M | 415.0M | 435.8M | |
| Cash Flows Other Operating | (389.3M) | 493.8M | (11.1M) | 98.8M | 113.6M | 119.3M | |
| Other Cashflows From Investing Activities | 612.4M | (272.6M) | 510.1M | (4.4M) | (5.1M) | (5.3M) | |
| Change To Netincome | 81.1M | 303.8M | 219.1M | 339.9M | 305.9M | 180.5M | |
| Change To Liabilities | (5.4M) | (53.4M) | 26.4M | (20.8M) | (18.8M) | (17.8M) | |
| Change Receivables | 6.7M | (3.8M) | (16.3M) | (5.0M) | (4.5M) | (4.8M) | |
| Investments | 92.0M | 869.5M | (930.1M) | (2.7B) | (1.0B) | (994.5M) | |
| Change To Operating Activities | (53.4M) | (92.4M) | 16.6M | (37.6M) | (33.8M) | (32.1M) |
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Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.60) | Earnings Share 0.36 | Revenue Per Share 10.468 | Quarterly Revenue Growth (0.13) | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.