LendingClub Historical Cash Flow
| LC Stock | USD 8.59 0.33 3.70% |
Analysis of LendingClub Corp cash flow over time is an excellent tool to project LendingClub Corp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Begin Period Cash Flow of 616.3 M or Other Cashflows From Financing Activities of 2.1 B as it is a great indicator of LendingClub Corp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining LendingClub Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether LendingClub Corp is a good buy for the upcoming year.
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About LendingClub Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in LendingClub balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which LendingClub's non-liquid assets can be easily converted into cash.
LendingClub Corp Cash Flow Chart
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Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by LendingClub Corp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of LendingClub Corp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from LendingClub Corp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Stock Based Compensation is projected to increase significantly based on the last few years of reporting. The current year's Other Cashflows From Financing Activities is expected to grow to about 2.1 B, whereas Change To Inventory is forecasted to decline to (208 M).
LendingClub Corp cash flow statement Correlations
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LendingClub Corp Account Relationship Matchups
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LendingClub Corp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | 11.7M | 3.9M | 3.2M | 41.5M | 37.3M | 64.5M | |
| Change In Cash | (156.9M) | 141.4M | 135.1M | 360.9M | 169.7M | 161.2M | |
| Stock Based Compensation | 73.6M | 61.5M | 66.8M | 66.4M | 52.4M | 57.1M | |
| Free Cash Flow | (321.3M) | 386.9M | 205.5M | 306.1M | (1.2B) | (1.3B) | |
| Change In Working Capital | (76.1M) | (99.3M) | 16.6M | (37.6M) | (32.9M) | (31.2M) | |
| Begin Period Cash Flow | 644.1M | 487.1M | 628.5M | 763.6M | 1.1B | 616.3M | |
| Other Cashflows From Financing Activities | 3.6B | 1.7B | 1.4B | 3.2B | 1.6B | 2.1B | |
| Depreciation | 62.2M | 54.0M | 44.3M | 43.8M | 47.2M | 32.8M | |
| Other Non Cash Items | (231.9M) | 620.1M | 66.2M | 156.8M | (1.2B) | (1.1B) | |
| Capital Expenditures | 50.7M | 31.1M | 34.4M | 69.5M | 59.5M | 49.5M | |
| Total Cash From Operating Activities | (270.6M) | 418.0M | 239.9M | 375.6M | (1.1B) | (1.2B) | |
| Change To Account Receivables | (16.3M) | (5.0M) | (9.7M) | (16.8M) | 54.9M | 57.6M | |
| Net Income | (30.7M) | (187.5M) | 18.6M | 289.7M | 38.9M | 40.9M | |
| Total Cash From Financing Activities | (540.1M) | (842.4M) | 349.6M | 2.8B | 789.6M | 750.1M | |
| End Period Cash Flow | 487.1M | 628.5M | 763.6M | 1.1B | 1.3B | 996.0M | |
| Net Borrowings | 70.2M | (500.1M) | (90.5M) | (40.9M) | (36.8M) | (35.0M) | |
| Total Cashflows From Investing Activities | 653.8M | 565.8M | (454.4M) | (2.8B) | (3.2B) | (3.1B) | |
| Cash And Cash Equivalents Changes | (156.9M) | 141.4M | 135.1M | 360.9M | 415.0M | 435.8M | |
| Cash Flows Other Operating | (389.3M) | 493.8M | (11.1M) | 98.8M | 113.6M | 119.3M | |
| Other Cashflows From Investing Activities | 612.4M | (272.6M) | 510.1M | (4.4M) | (5.1M) | (5.3M) | |
| Change To Netincome | 81.1M | 303.8M | 219.1M | 339.9M | 305.9M | 180.5M | |
| Change To Liabilities | (5.4M) | (53.4M) | 26.4M | (20.8M) | (18.8M) | (17.8M) | |
| Change Receivables | 6.7M | (3.8M) | (16.3M) | (5.0M) | (4.5M) | (4.8M) | |
| Investments | 92.0M | 869.5M | (930.1M) | (2.7B) | (1.0B) | (994.5M) | |
| Change To Operating Activities | (53.4M) | (92.4M) | 16.6M | (37.6M) | (33.8M) | (32.1M) |
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Additional Information and Resources on Investing in LendingClub Stock
When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Earnings Share 0.34 | Revenue Per Share 10.046 | Quarterly Revenue Growth (0.12) | Return On Assets 0.0039 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.