Horace Common Stock vs Long Term Debt Analysis

HMN Stock

USD 36.59 2.58 6.59%

Horace Mann financial indicator trend analysis is much more than just examining Horace Mann Educators latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Horace Mann Educators is a good investment. Please check the relationship between Horace Mann Common Stock and its Long Term Debt accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

Common Stock vs Long Term Debt

Common Stock vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Horace Mann Educators Common Stock account and Long Term Debt. At this time, the significance of the direction appears to have fragmental relationship.

The correlation between Horace Mann's Common Stock and Long Term Debt is 0.57. Overlapping area represents the amount of variation of Common Stock that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of Horace Mann Educators, assuming nothing else is changed. The correlation between historical values of Horace Mann's Common Stock and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock of Horace Mann Educators are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Common Stock i.e., Horace Mann's Common Stock and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.57

Relationship Direction	Positive
Relationship Strength	Weak

View All Relationships

Common Stock

Long Term Debt

Long-term debt is a debt that Horace Mann Educators has held for over one year. Long-term debt appears on Horace Mann Educators balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Horace Mann Educators balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from Horace Mann's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

At this time, Horace Mann's Tax Provision is very stable compared to the past year. As of the 9th of May 2024, Sales General And Administrative To Revenue is likely to grow to 0.28, while Selling General Administrative is likely to drop about 173.5 M.

	2021	2022	2023	2024 (projected)
Gross Profit	1.3B	1.4B	1.5B	1.0B
Total Revenue	1.3B	1.4B	1.5B	1.0B

Gross Profit Total Revenue

Horace Mann fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Retained Earnings	Non Currrent Assets Other	Other Assets	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Short Term Debt	Intangible Assets	Non Current Assets Total	Net Receivables	Total Current Assets	Cash	Cash And Short Term Investments	Common Stock Total Equity	Common Stock	Short Term Investments	Other Liab	Long Term Debt	Good Will
Total Assets		0.34	-0.12	-0.1	0.87	0.22	0.97	0.04	-0.31	0.75	-0.07	-0.37	1.0	0.32	0.23	0.53	0.44	0.67	0.5	0.56	0.73	0.72	0.54	0.66	0.29	-0.03
Short Long Term Debt Total	0.34		-0.91	-0.91	0.04	0.97	0.3	0.89	-0.91	-0.09	0.65	0.3	0.38	0.2	0.1	0.89	0.43	0.63	0.51	-0.42	0.57	0.59	-0.44	0.66	0.68	0.5
Other Current Liab	-0.12	-0.91		1.0	0.12	-0.9	-0.08	-0.84	0.98	0.3	-0.52	-0.44	-0.16	0.05	0.14	-0.72	-0.52	-0.65	-0.44	0.59	-0.37	-0.39	0.6	-0.38	-0.44	-0.43
Total Current Liabilities	-0.1	-0.91	1.0		0.14	-0.9	-0.06	-0.85	0.97	0.31	-0.54	-0.45	-0.14	0.06	0.14	-0.72	-0.52	-0.62	-0.42	0.61	-0.36	-0.38	0.62	-0.37	-0.45	-0.44
Total Stockholder Equity	0.87	0.04	0.12	0.14		-0.08	0.85	-0.18	-0.07	0.83	-0.2	-0.52	0.83	0.28	0.05	0.33	0.42	0.5	0.38	0.65	0.46	0.46	0.64	0.41	0.17	-0.35
Net Debt	0.22	0.97	-0.9	-0.9	-0.08		0.2	0.92	-0.88	-0.17	0.71	0.33	0.27	0.2	0.12	0.87	0.47	0.52	0.29	-0.5	0.47	0.49	-0.52	0.62	0.72	0.59
Retained Earnings	0.97	0.3	-0.08	-0.06	0.85	0.2		0.07	-0.24	0.83	0.02	-0.51	0.97	0.32	0.16	0.54	0.37	0.55	0.41	0.49	0.8	0.79	0.47	0.63	0.36	0.11
Non Currrent Assets Other	0.04	0.89	-0.84	-0.85	-0.18	0.92	0.07		-0.78	-0.17	0.9	0.22	0.07	0.11	-0.07	0.85	0.28	0.27	0.23	-0.67	0.45	0.48	-0.68	0.51	0.81	0.68
Other Assets	-0.31	-0.91	0.98	0.97	-0.07	-0.88	-0.24	-0.78		0.14	-0.43	-0.36	-0.33	0.03	0.1	-0.77	-0.66	-0.78	-0.49	0.44	-0.43	-0.44	0.45	-0.47	-0.44	-0.33
Common Stock Shares Outstanding	0.75	-0.09	0.3	0.31	0.83	-0.17	0.83	-0.17	0.14		-0.04	-0.86	0.72	0.21	-0.09	0.29	0.14	0.2	0.13	0.54	0.56	0.56	0.53	0.37	0.28	-0.06
Non Current Liabilities Total	-0.07	0.65	-0.52	-0.54	-0.2	0.71	0.02	0.9	-0.43	-0.04		-0.03	-0.05	0.19	-0.07	0.74	0.01	-0.11	0.0	-0.61	0.41	0.43	-0.62	0.45	0.9	0.74
Other Stockholder Equity	-0.37	0.3	-0.44	-0.45	-0.52	0.33	-0.51	0.22	-0.36	-0.86	-0.03		-0.34	-0.13	0.27	-0.07	0.13	0.15	0.13	-0.32	-0.35	-0.36	-0.31	-0.07	-0.21	-0.02
Total Liab	1.0	0.38	-0.16	-0.14	0.83	0.27	0.97	0.07	-0.33	0.72	-0.05	-0.34		0.32	0.25	0.55	0.44	0.69	0.51	0.53	0.75	0.74	0.51	0.68	0.3	0.02
Short Term Debt	0.32	0.2	0.05	0.06	0.28	0.2	0.32	0.11	0.03	0.21	0.19	-0.13	0.32		0.42	0.28	-0.06	0.02	0.07	0.2	0.27	0.27	0.19	0.47	0.36	0.14
Intangible Assets	0.23	0.1	0.14	0.14	0.05	0.12	0.16	-0.07	0.1	-0.09	-0.07	0.27	0.25	0.42		0.05	0.03	0.02	-0.04	0.32	-0.01	-0.01	0.32	0.49	0.13	0.02
Non Current Assets Total	0.53	0.89	-0.72	-0.72	0.33	0.87	0.54	0.85	-0.77	0.29	0.74	-0.07	0.55	0.28	0.05		0.46	0.54	0.41	-0.24	0.7	0.72	-0.27	0.78	0.87	0.5
Net Receivables	0.44	0.43	-0.52	-0.52	0.42	0.47	0.37	0.28	-0.66	0.14	0.01	0.13	0.44	-0.06	0.03	0.46		0.73	0.04	0.05	0.07	0.07	0.05	0.35	0.21	-0.06
Total Current Assets	0.67	0.63	-0.65	-0.62	0.5	0.52	0.55	0.27	-0.78	0.2	-0.11	0.15	0.69	0.02	0.02	0.54	0.73		0.63	0.14	0.43	0.43	0.13	0.47	0.09	-0.12
Cash	0.5	0.51	-0.44	-0.42	0.38	0.29	0.41	0.23	-0.49	0.13	0.0	0.13	0.51	0.07	-0.04	0.41	0.04	0.63		0.08	0.57	0.57	0.07	0.37	0.06	-0.14
Cash And Short Term Investments	0.56	-0.42	0.59	0.61	0.65	-0.5	0.49	-0.67	0.44	0.54	-0.61	-0.32	0.53	0.2	0.32	-0.24	0.05	0.14	0.08		0.01	0.0	1.0	0.15	-0.31	-0.54
Common Stock Total Equity	0.73	0.57	-0.37	-0.36	0.46	0.47	0.8	0.45	-0.43	0.56	0.41	-0.35	0.75	0.27	-0.01	0.7	0.07	0.43	0.57	0.01		1.0	-0.01	0.61	0.54	0.52
Common Stock	0.72	0.59	-0.39	-0.38	0.46	0.49	0.79	0.48	-0.44	0.56	0.43	-0.36	0.74	0.27	-0.01	0.72	0.07	0.43	0.57	0.0	1.0		-0.02	0.62	0.57	0.53
Short Term Investments	0.54	-0.44	0.6	0.62	0.64	-0.52	0.47	-0.68	0.45	0.53	-0.62	-0.31	0.51	0.19	0.32	-0.27	0.05	0.13	0.07	1.0	-0.01	-0.02		0.13	-0.33	-0.55
Other Liab	0.66	0.66	-0.38	-0.37	0.41	0.62	0.63	0.51	-0.47	0.37	0.45	-0.07	0.68	0.47	0.49	0.78	0.35	0.47	0.37	0.15	0.61	0.62	0.13		0.7	0.29
Long Term Debt	0.29	0.68	-0.44	-0.45	0.17	0.72	0.36	0.81	-0.44	0.28	0.9	-0.21	0.3	0.36	0.13	0.87	0.21	0.09	0.06	-0.31	0.54	0.57	-0.33	0.7		0.62
Good Will	-0.03	0.5	-0.43	-0.44	-0.35	0.59	0.11	0.68	-0.33	-0.06	0.74	-0.02	0.02	0.14	0.02	0.5	-0.06	-0.12	-0.14	-0.54	0.52	0.53	-0.55	0.29	0.62

Click cells to compare fundamentals

Horace Mann Account Relationship Matchups

Horace Mann fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	12.5B	13.5B	14.4B	13.3B	11.7B	7.7B
Short Long Term Debt Total	433.0M	437.3M	502.6M	498M	546M	573.3M
Other Current Liab	9.4B	9.4B	(135M)	(249M)	(1.9B)	(1.8B)
Total Current Liabilities	9.4B	9.4B	135M	249M	(1.9B)	(1.8B)
Total Stockholder Equity	1.6B	1.8B	1.8B	1.1B	1.2B	905.6M
Net Debt	407.5M	415M	369.6M	455.2M	516.3M	542.1M
Retained Earnings	1.4B	1.4B	1.5B	1.5B	1.5B	789.2M
Non Currrent Assets Other	(38.5M)	(28.9M)	(29.2M)	(135.3M)	9.3B	9.7B
Other Assets	(626.1M)	(771.0M)	(43M)	361.4M	1.0	0.95
Liabilities And Stockholders Equity	12.5B	13.5B	14.4B	13.3B	11.7B	7.7B
Non Current Liabilities Total	298.0M	302.3M	253.6M	249M	12.4B	13.0B
Other Stockholder Equity	(5.0M)	259K	1.9M	(14.8M)	(13M)	(12.4M)
Total Liab	10.9B	11.7B	12.6B	12.2B	10.5B	6.8B
Short Term Debt	872.5M	0.0	135M	249M	286.4M	300.7M
Intangible Assets	177.2M	158.5M	145.4M	185.2M	156.9M	134.9M
Non Current Assets Total	6.9B	7.5B	7.7B	6.9B	10.8B	11.4B
Net Receivables	2.3B	2.4B	153.2M	506.2M	480.5M	386.4M
Total Current Assets	6.2B	6.7B	6.7B	6.1B	830.2M	1.3B
Cash	25.5M	22.3M	133M	42.8M	29.7M	23.2M
Cash And Short Term Investments	6.2B	6.7B	6.7B	5.5B	551.9M	524.3M
Accumulated Other Comprehensive Income	219.7M	355.1M	280.5M	(399.4M)	(314M)	(298.3M)
Short Term Investments	6.2B	6.7B	6.6B	5.5B	294.1M	279.4M
Other Liab	9.1B	9.8B	10.5B	10.0B	11.5B	12.1B
Long Term Debt	298.0M	302.3M	253.6M	249M	546M	573.3M
Good Will	49.1M	43.5M	43.5M	54.3M	62.4M	52.6M
Property Plant Equipment	76.6M	77.3M	75M	80.9M	93.0M	97.7M
Accounts Payable	442.9M	438.8M	425.9M	585.1M	672.9M	343.8M
Other Current Assets	249.1M	296.3M	394M	794.5M	830.2M	871.7M
Net Tangible Assets	1.3B	1.6B	1.7B	1.0B	1.2B	1.4B
Retained Earnings Total Equity	1.2B	1.4B	1.4B	1.5B	1.8B	1.3B
Long Term Debt Total	298.0M	302.3M	253.6M	498M	572.7M	297.3M
Capital Surpluse	481.0M	488.4M	495.3M	502.6M	578.0M	493.9M
Long Term Investments	6.6B	7.3B	7.4B	6.6B	6.7B	7.9B
Non Current Liabilities Other	5.7B	10.5B	11.2B	12.1B	13.9B	9.1B
Property Plant And Equipment Net	60.1M	64.7M	66M	69.3M	68.6M	52.2M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:

How To Invest In Horace

Details

Is Horace Stock a good investment?

Details

What is Horace Mann's Net Worth?

Details

Largest Insurance - Property & Casualty Companies

View

Largest Financial Services Companies

View

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.

Complementary Tools for Horace Stock analysis

When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.

	Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk
	Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated
	Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital
	Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
	Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors.
	Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
	Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
	Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
	AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities
	Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios
	USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA

Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.43)

Dividend Share

1.32

Earnings Share

1.09

Revenue Per Share

36.123

Quarterly Revenue Growth

0.163

The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Horace Common Stock vs Long Term Debt Analysis

Common Stock vs Long Term Debt

Common Stock vs Long Term Debt Correlation Analysis

Correlation Coefficient

Common Stock

Long Term Debt

Horace Mann fundamental ratios Correlations

Horace Mann Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Horace Mann fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for Horace Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Short Term Investments	+ 1.0	Cash And Short Term Investments
Common Stock	+ 1.0	Common Stock Total Equity
Other Assets	+ 0.98	Other Current Liab
Retained Earnings	+ 0.97	Total Assets

Other Assets	- 0.91	Short Long Term Debt Total
Total Current Liabilities	- 0.91	Short Long Term Debt Total
Other Current Liab	- 0.91	Short Long Term Debt Total
Net Debt	- 0.9	Total Current Liabilities
Net Debt	- 0.9	Other Current Liab
Other Assets	- 0.88	Net Debt