First Historical Income Statement

FBIZ Stock  USD 34.24  0.35  1.03%   
Historical analysis of First Business income statement accounts such as Gross Profit of 59.4 M or Other Operating Expenses of 36.8 M can show how well First Business Financial performed in making a profits. Evaluating First Business income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of First Business's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining First Business Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether First Business Financial is a good buy for the upcoming year.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Business Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.

About First Income Statement Analysis

First Business Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to First Business shareholders. The income statement also shows First investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

First Business Income Statement Chart

First Business Financial Income Statement is one of the three primary financial statements used for reporting First's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of First Business Financial revenue and expense. First Business Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, First Business' Other Operating Expenses is fairly stable compared to the past year. Operating Income is likely to rise to about 34.6 M in 2024, whereas Interest Expense is likely to drop slightly above 22.6 M in 2024.

Total Revenue

Total revenue comprises all receipts First Business Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of First Business Financial minus its cost of goods sold. It is profit before First Business operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from First Business Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of First Business Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Interest Income

Income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments.
Most accounts from First Business' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into First Business Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Business Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
At this time, First Business' Other Operating Expenses is fairly stable compared to the past year. Operating Income is likely to rise to about 34.6 M in 2024, whereas Interest Expense is likely to drop slightly above 22.6 M in 2024.
 2021 2022 2023 2024 (projected)
Total Revenue112.8M127.9M89.2M59.4M
Interest Expense11.3M22.9M34.8M22.6M

First Business income statement Correlations

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First Business Account Relationship Matchups

First Business income statement Accounts

201920202021202220232024 (projected)
Interest Expense32.2M17.1M11.3M22.9M34.8M22.6M
Total Revenue89.2M101.6M112.8M127.9M89.2M59.4M
Gross Profit89.2M101.6M112.8M127.9M89.2M59.4M
Other Operating Expenses(64.7M)(83.3M)(65.7M)65.0M35.0M36.8M
Operating Income24.5M18.3M47.0M75.2M22.6M34.6M
Ebit24.5M18.3M47.0M75.2M22.6M34.6M
Ebitda27.5M21.8M50.6M79.3M22.6M36.3M
Total Operating Expenses(64.7M)(83.3M)(65.7M)65.0M35.0M36.8M
Net Income23.3M17.0M35.8M40.9M17.3M12.7M
Income Tax Expense1.2M1.3M11.3M11.4M5.3M3.8M
Income Before Tax24.5M18.3M47.0M52.2M22.6M17.2M
Total Other Income Expense Net(32.2M)(17.1M)(11.3M)(22.9M)(26.4M)(27.7M)
Depreciation And Amortization3.0M3.5M3.6M4.1M4.7M4.9M
Selling General Administrative48.6M53.7M60.2M58.8M33.6M30.3M
Selling And Marketing Expenses2.2M1.6M2.0M2.4M1.4M1.6M
Net Income Applicable To Common Shares23.3M17.0M35.8M40.2M46.2M48.5M
Net Income From Continuing Ops23.3M17.0M35.8M40.9M37.4M21.9M
Tax Provision1.2M1.3M11.3M11.4M9.8M6.0M
Net Interest Income69.9M77.1M84.7M98.4M110.5M84.4M
Interest Income102.0M94.2M96.0M121.4M178.5M111.2M
Reconciled Depreciation3.0M3.5M3.6M4.1M3.8M3.3M

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When determining whether First Business Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Business' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Business Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Business Financial Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Business Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.

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When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.
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Is First Business' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Business. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Business listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
0.932
Earnings Share
4.33
Revenue Per Share
16.75
Quarterly Revenue Growth
0.012
The market value of First Business Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Business' value that differs from its market value or its book value, called intrinsic value, which is First Business' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Business' market value can be influenced by many factors that don't directly affect First Business' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Business' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Business is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Business' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.