Enova Historical Income Statement

ENVA Stock

USD 63.23 0.78 1.25%

Historical analysis of Enova International income statement accounts such as Selling General Administrative of 121.5 M or Selling And Marketing Expenses of 435.2 M can show how well Enova International performed in making a profits. Evaluating Enova International income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Enova International's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Enova International latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Enova International is a good buy for the upcoming year.

Net Income Gross Profit

Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.

For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.

About Enova Income Statement Analysis

Enova International Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Enova International shareholders. The income statement also shows Enova investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Enova International Income Statement Chart

Enova International Income Statement is one of the three primary financial statements used for reporting Enova's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Enova International revenue and expense. Enova International Income Statement primarily focuses on the company's revenues and expenses during a particular period.

At present, Enova International's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 204.5 M, whereas Selling General Administrative is forecasted to decline to about 121.5 M.

Interest Expense Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts Enova International generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Enova International minus its cost of goods sold. It is profit before Enova International operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Most accounts from Enova International's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Enova International current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.

For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.At present, Enova International's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 204.5 M, whereas Selling General Administrative is forecasted to decline to about 121.5 M.

	2021	2022	2023	2024 (projected)
Gross Profit	947.8M	1.1B	1.0B	562.2M
Total Revenue	1.2B	1.7B	2.1B	2.2B

Gross Profit Total Revenue

Enova International income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Net Income From Continuing Ops	Non Operating Income Net Other	Tax Provision	Interest Income	Net Interest Income	Discontinued Operations	Reconciled Depreciation	Extraordinary Items	Minority Interest
Depreciation And Amortization		0.33	0.02	0.38	0.46	0.14	0.48	-0.04	-0.05	0.23	0.45	-0.07	-0.11	-0.05	-0.11	0.62	-0.07	0.08	-0.11	0.18	-0.57	-0.01	0.11	-0.1	0.05
Interest Expense	0.33		0.45	0.49	0.4	0.2	0.3	0.52	0.54	0.71	0.54	0.05	-0.62	0.07	-0.06	0.59	0.21	0.01	0.28	0.35	-0.54	-0.01	0.44	-0.35	-0.38
Selling General Administrative	0.02	0.45		0.65	0.69	0.84	0.61	0.77	0.75	0.69	0.58	0.76	-0.07	0.75	0.65	0.46	0.66	0.32	0.78	0.71	-0.66	-0.15	0.81	-0.77	-0.83
Selling And Marketing Expenses	0.38	0.49	0.65		0.91	0.8	0.87	0.75	0.72	0.9	0.92	0.4	-0.49	0.35	0.51	0.74	0.32	-0.13	0.63	0.59	-0.87	-0.04	0.88	-0.64	-0.75
Total Revenue	0.46	0.4	0.69	0.91		0.78	0.99	0.57	0.54	0.76	0.92	0.51	-0.21	0.49	0.47	0.88	0.4	0.07	0.57	0.79	-0.9	-0.24	0.78	-0.74	-0.71
Gross Profit	0.14	0.2	0.84	0.8	0.78		0.73	0.81	0.8	0.72	0.63	0.72	-0.12	0.68	0.76	0.46	0.58	0.12	0.81	0.67	-0.76	-0.14	0.93	-0.77	-0.83
Other Operating Expenses	0.48	0.3	0.61	0.87	0.99	0.73		0.47	0.43	0.65	0.9	0.43	-0.15	0.42	0.39	0.88	0.3	0.01	0.47	0.8	-0.86	-0.26	0.7	-0.67	-0.62
Operating Income	-0.04	0.52	0.77	0.75	0.57	0.81	0.47		0.98	0.87	0.56	0.43	-0.58	0.38	0.58	0.37	0.38	-0.18	0.71	0.48	-0.59	-0.05	0.88	-0.57	-0.72
Ebit	-0.05	0.54	0.75	0.72	0.54	0.8	0.43	0.98		0.88	0.53	0.49	-0.55	0.44	0.61	0.35	0.48	-0.1	0.77	0.45	-0.59	-0.1	0.87	-0.63	-0.73
Ebitda	0.23	0.71	0.69	0.9	0.76	0.72	0.65	0.87	0.88		0.79	0.42	-0.62	0.38	0.53	0.64	0.43	-0.09	0.7	0.5	-0.79	-0.09	0.86	-0.67	-0.76
Total Operating Expenses	0.45	0.54	0.58	0.92	0.92	0.63	0.9	0.56	0.53	0.79		0.33	-0.39	0.31	0.36	0.88	0.28	-0.02	0.5	0.63	-0.81	-0.06	0.73	-0.59	-0.65
Income Before Tax	-0.07	0.05	0.76	0.4	0.51	0.72	0.43	0.43	0.49	0.42	0.33		0.42	0.99	0.84	0.21	0.94	0.7	0.84	0.5	-0.51	-0.21	0.63	-0.82	-0.81
Total Other Income Expense Net	-0.11	-0.62	-0.07	-0.49	-0.21	-0.12	-0.15	-0.58	-0.55	-0.62	-0.39	0.42		0.47	0.14	-0.31	0.36	0.73	-0.03	-0.02	0.23	-0.08	-0.34	-0.05	0.07
Net Income	-0.05	0.07	0.75	0.35	0.49	0.68	0.42	0.38	0.44	0.38	0.31	0.99	0.47		0.76	0.23	0.95	0.75	0.8	0.53	-0.52	-0.21	0.6	-0.81	-0.79
Income Tax Expense	-0.11	-0.06	0.65	0.51	0.47	0.76	0.39	0.58	0.61	0.53	0.36	0.84	0.14	0.76		0.09	0.71	0.35	0.84	0.22	-0.39	-0.18	0.65	-0.68	-0.72
Cost Of Revenue	0.62	0.59	0.46	0.74	0.88	0.46	0.88	0.37	0.35	0.64	0.88	0.21	-0.31	0.23	0.09		0.19	0.0	0.28	0.75	-0.81	-0.3	0.53	-0.56	-0.43
Net Income From Continuing Ops	-0.07	0.21	0.66	0.32	0.4	0.58	0.3	0.38	0.48	0.43	0.28	0.94	0.36	0.95	0.71	0.19		0.78	0.81	0.41	-0.49	-0.14	0.58	-0.78	-0.78
Non Operating Income Net Other	0.08	0.01	0.32	-0.13	0.07	0.12	0.01	-0.18	-0.1	-0.09	-0.02	0.7	0.73	0.75	0.35	0.0	0.78		0.39	0.14	-0.17	-0.02	0.07	-0.42	-0.36
Tax Provision	-0.11	0.28	0.78	0.63	0.57	0.81	0.47	0.71	0.77	0.7	0.5	0.84	-0.03	0.8	0.84	0.28	0.81	0.39		0.45	-0.59	-0.25	0.85	-0.88	-0.91
Interest Income	0.18	0.35	0.71	0.59	0.79	0.67	0.8	0.48	0.45	0.5	0.63	0.5	-0.02	0.53	0.22	0.75	0.41	0.14	0.45		-0.74	-0.36	0.64	-0.71	-0.62
Net Interest Income	-0.57	-0.54	-0.66	-0.87	-0.9	-0.76	-0.86	-0.59	-0.59	-0.79	-0.81	-0.51	0.23	-0.52	-0.39	-0.81	-0.49	-0.17	-0.59	-0.74		0.14	-0.81	0.74	0.74
Discontinued Operations	-0.01	-0.01	-0.15	-0.04	-0.24	-0.14	-0.26	-0.05	-0.1	-0.09	-0.06	-0.21	-0.08	-0.21	-0.18	-0.3	-0.14	-0.02	-0.25	-0.36	0.14		-0.04	0.53	0.02
Reconciled Depreciation	0.11	0.44	0.81	0.88	0.78	0.93	0.7	0.88	0.87	0.86	0.73	0.63	-0.34	0.6	0.65	0.53	0.58	0.07	0.85	0.64	-0.81	-0.04		-0.77	-0.91
Extraordinary Items	-0.1	-0.35	-0.77	-0.64	-0.74	-0.77	-0.67	-0.57	-0.63	-0.67	-0.59	-0.82	-0.05	-0.81	-0.68	-0.56	-0.78	-0.42	-0.88	-0.71	0.74	0.53	-0.77		0.84
Minority Interest	0.05	-0.38	-0.83	-0.75	-0.71	-0.83	-0.62	-0.72	-0.73	-0.76	-0.65	-0.81	0.07	-0.79	-0.72	-0.43	-0.78	-0.36	-0.91	-0.62	0.74	0.02	-0.91	0.84

Click cells to compare fundamentals

Enova International Account Relationship Matchups

Enova International income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	15.1M	19.7M	(38.8M)	43.3M	38.2M	40.1M
Interest Expense	75.6M	86.7M	76.5M	115.9M	194.8M	204.5M
Selling General Administrative	109.2M	140.6M	157.0M	140.5M	160.3M	121.5M
Selling And Marketing Expenses	115.1M	69.8M	271.2M	382.6M	414.5M	435.2M
Total Revenue	1.2B	1.1B	1.2B	1.7B	2.1B	2.2B
Gross Profit	496.3M	597.5M	947.8M	1.1B	1.0B	562.2M
Other Operating Expenses	1.0B	812.6M	871.4M	1.4B	1.7B	1.8B
Operating Income	175.1M	107.4M	413.1M	384.0M	422.1M	233.4M
Ebit	175.1M	107.4M	413.1M	384.0M	422.1M	212.9M
Ebitda	190.2M	127.2M	374.3M	427.3M	460.3M	483.3M
Total Operating Expenses	323.7M	326.4M	611.2M	733.6M	1.7B	1.7B
Income Before Tax	170.1M	435.4M	337.2M	272.6M	227.2M	161.4M
Total Other Income Expense Net	(5.1M)	328M	(75.9M)	(111.4M)	(194.9M)	(185.1M)
Net Income	128.0M	377.8M	256.3M	207.4M	175.1M	121.1M
Income Tax Expense	42.1M	57.2M	80.1M	65.2M	52.1M	40.3M
Cost Of Revenue	678.5M	486.2M	260.2M	618.5M	1.1B	1.1B
Net Income Applicable To Common Shares	36.6M	377.8M	256.3M	207.4M	238.5M	130.5M
Net Income From Continuing Ops	128.0M	378.2M	257.1M	207.4M	191.2M	159.7M
Non Operating Income Net Other	(2.5M)	164.3M	601K	4.5M	5.1M	4.9M
Tax Provision	42.1M	57.2M	80.1M	65.2M	61.3M	45.2M
Net Interest Income	(75.6M)	(86.7M)	(76.5M)	(115.9M)	(104.3M)	(109.5M)
Reconciled Depreciation	15.1M	19.7M	35.4M	36.9M	37.6M	27.4M

Enova International Investors Sentiment

The influence of Enova International's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Enova. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Enova International's public news can be used to forecast risks associated with an investment in Enova. The trend in average sentiment can be used to explain how an investor holding Enova can time the market purely based on public headlines and social activities around Enova International. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Enova International's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Enova International's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Enova International's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Enova International.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Enova International in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Enova International's short interest history, or implied volatility extrapolated from Enova International options trading.

Pair Trading with Enova International

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Enova International position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Enova International will appreciate offsetting losses from the drop in the long position's value.

Moving together with Enova Stock

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Moving against Enova Stock

0.64	FG	FG Annuities Life Financial Report 1st of May 2024	Pair Corr
0.51	HG	Hamilton Insurance Report 21st of October 2024	Pair Corr
0.48	DHIL	Diamond Hill Investment	Pair Corr

The ability to find closely correlated positions to Enova International could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Enova International when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Enova International - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Enova International to buy it.

The correlation of Enova International is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Enova International moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Enova International moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Enova International can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:

How To Invest In Enova

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Is Enova Stock a good investment?

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What is Enova International's Net Worth?

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For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.

You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

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When running Enova International's price analysis, check to measure Enova International's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enova International is operating at the current time. Most of Enova International's value examination focuses on studying past and present price action to predict the probability of Enova International's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enova International's price. Additionally, you may evaluate how the addition of Enova International to your portfolios can decrease your overall portfolio volatility.

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Is Enova International's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.051

Earnings Share

5.57

Revenue Per Share

35.897

Quarterly Revenue Growth

0.155

Return On Assets

0.0407

The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Enova Historical Income Statement

About Enova Income Statement Analysis

Enova International Income Statement Chart

Interest Expense

Total Revenue

Gross Profit

Enova International income statement Correlations

Enova International Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Enova International income statement Accounts

Enova International Investors Sentiment

Pair Trading with Enova International

Moving together with Enova Stock

Moving against Enova Stock

Complementary Tools for Enova Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Other Operating Expenses	+ 0.99	Total Revenue
Net Income	+ 0.99	Income Before Tax
Ebit	+ 0.98	Operating Income
Net Income From Continuing Ops	+ 0.95	Net Income
Net Income From Continuing Ops	+ 0.94	Income Before Tax
Reconciled Depreciation	+ 0.93	Gross Profit

Minority Interest	- 0.91	Reconciled Depreciation
Minority Interest	- 0.91	Tax Provision
Net Interest Income	- 0.9	Total Revenue
Extraordinary Items	- 0.88	Tax Provision
Net Interest Income	- 0.87	Selling And Marketing Expenses
Net Interest Income	- 0.86	Other Operating Expenses