Upstart Holdingsinc Stock Operating Margin
| UPST Stock | USD 23.51 0.64 2.80% |
Upstart HoldingsInc fundamentals help investors to digest information that contributes to Upstart HoldingsInc's financial success or failures. It also enables traders to predict the movement of Upstart Stock. The fundamental analysis module provides a way to measure Upstart HoldingsInc's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Upstart HoldingsInc stock.
| Last Reported | Projected for Next Year | ||
| Operating Profit Margin | (0.50) | (0.47) |
Upstart | Operating Margin |
Upstart HoldingsInc Company Operating Margin Analysis
Upstart HoldingsInc's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Upstart HoldingsInc Operating Margin | (0.33) % |
Most of Upstart HoldingsInc's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Upstart HoldingsInc is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Upstart Operating Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Upstart HoldingsInc is extremely important. It helps to project a fair market value of Upstart Stock properly, considering its historical fundamentals such as Operating Margin. Since Upstart HoldingsInc's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Upstart HoldingsInc's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Upstart HoldingsInc's interrelated accounts and indicators.
Click cells to compare fundamentals
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
Upstart Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, Upstart HoldingsInc has an Operating Margin of -0.3341%. This is 101.81% lower than that of the Consumer Finance sector and 101.47% lower than that of the Financials industry. The operating margin for all United States stocks is 93.94% lower than that of the firm.
Upstart Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Upstart HoldingsInc's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Upstart HoldingsInc could also be used in its relative valuation, which is a method of valuing Upstart HoldingsInc by comparing valuation metrics of similar companies.Upstart HoldingsInc is currently under evaluation in operating margin category among related companies.
Upstart HoldingsInc Current Valuation Drivers
We derive many important indicators used in calculating different scores of Upstart HoldingsInc from analyzing Upstart HoldingsInc's financial statements. These drivers represent accounts that assess Upstart HoldingsInc's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Upstart HoldingsInc's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 2.2B | 3.0B | 11.8B | 1.1B | 3.4B | 2.5B | |
| Enterprise Value | 2.2B | 2.8B | 11.6B | 2.1B | 4.2B | 3.1B |
Upstart Fundamentals
| Return On Equity | -0.37 | ||||
| Return On Asset | -0.0701 | ||||
| Profit Margin | (0.44) % | ||||
| Operating Margin | (0.33) % | ||||
| Current Valuation | 2.85 B | ||||
| Shares Outstanding | 87.81 M | ||||
| Shares Owned By Insiders | 13.11 % | ||||
| Shares Owned By Institutions | 49.63 % | ||||
| Number Of Shares Shorted | 26.02 M | ||||
| Price To Earning | 17.98 X | ||||
| Price To Book | 3.29 X | ||||
| Price To Sales | 3.81 X | ||||
| Revenue | 513.56 M | ||||
| Gross Profit | 665.29 M | ||||
| EBITDA | (231.62 M) | ||||
| Net Income | (240.13 M) | ||||
| Cash And Equivalents | 683.97 M | ||||
| Cash Per Share | 8.35 X | ||||
| Total Debt | 1.24 B | ||||
| Debt To Equity | 1.42 % | ||||
| Current Ratio | 21.37 X | ||||
| Book Value Per Share | 7.36 X | ||||
| Cash Flow From Operations | (160.49 M) | ||||
| Short Ratio | 6.02 X | ||||
| Earnings Per Share | (2.87) X | ||||
| Price To Earnings To Growth | (20.31) X | ||||
| Target Price | 19.82 | ||||
| Number Of Employees | 1.39 K | ||||
| Beta | 1.94 | ||||
| Market Capitalization | 2.01 B | ||||
| Total Asset | 2.02 B | ||||
| Retained Earnings | (282.58 M) | ||||
| Net Asset | 2.02 B |
About Upstart HoldingsInc Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Upstart HoldingsInc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Upstart HoldingsInc using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Upstart HoldingsInc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.| MSFT | Microsoft | |
| CRM | Salesforce | |
| GOOG | Alphabet Inc Class C |
Check out Upstart HoldingsInc Piotroski F Score and Upstart HoldingsInc Altman Z Score analysis. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Complementary Tools for Upstart Stock analysis
When running Upstart HoldingsInc's price analysis, check to measure Upstart HoldingsInc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart HoldingsInc is operating at the current time. Most of Upstart HoldingsInc's value examination focuses on studying past and present price action to predict the probability of Upstart HoldingsInc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart HoldingsInc's price. Additionally, you may evaluate how the addition of Upstart HoldingsInc to your portfolios can decrease your overall portfolio volatility.
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Stocks Directory Find actively traded stocks across global markets | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Crypto Correlations Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules |
Is Upstart HoldingsInc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart HoldingsInc. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart HoldingsInc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.091 | Earnings Share (2.87) | Revenue Per Share 6.547 | Quarterly Revenue Growth 0.019 | Return On Assets (0.07) |
The market value of Upstart HoldingsInc is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart HoldingsInc's value that differs from its market value or its book value, called intrinsic value, which is Upstart HoldingsInc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart HoldingsInc's market value can be influenced by many factors that don't directly affect Upstart HoldingsInc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart HoldingsInc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart HoldingsInc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart HoldingsInc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.