Lake Shore Bancorp Stock Net Income
| LSBK Stock | USD 12.33 0.33 2.75% |
Lake Shore Bancorp fundamentals help investors to digest information that contributes to Lake Shore's financial success or failures. It also enables traders to predict the movement of Lake Stock. The fundamental analysis module provides a way to measure Lake Shore's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Lake Shore stock.
| Last Reported | Projected for Next Year | ||
| Net Income | 4.8 M | 3.7 M | |
| Net Income Applicable To Common Shares | 6.6 M | 3.6 M | |
| Net Income From Continuing Ops | 5.3 M | 4.6 M | |
| Net Income Per Share | 0.82 | 0.43 | |
| Net Income Per E B T | 0.78 | 0.62 |
Lake | Net Income |
Lake Shore Bancorp Company Net Income Analysis
Lake Shore's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Lake Shore Net Income | 4.82 M |
Most of Lake Shore's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Lake Shore Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Lake Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Lake Shore is extremely important. It helps to project a fair market value of Lake Stock properly, considering its historical fundamentals such as Net Income. Since Lake Shore's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Lake Shore's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Lake Shore's interrelated accounts and indicators.
Lake Net Income Historical Pattern
Today, most investors in Lake Shore Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Lake Shore's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's net income growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Lake Shore net income as a starting point in their analysis.
Lake Shore Net Income |
| Timeline |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Lake Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Lake Shore Bancorp reported net income of 4.82 M. This is 99.62% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.16% higher than that of the company.
Lake Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lake Shore's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lake Shore could also be used in its relative valuation, which is a method of valuing Lake Shore by comparing valuation metrics of similar companies.Lake Shore is currently under evaluation in net income category among related companies.
Lake Shore Current Valuation Drivers
We derive many important indicators used in calculating different scores of Lake Shore from analyzing Lake Shore's financial statements. These drivers represent accounts that assess Lake Shore's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Lake Shore's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 78.3M | 81.4M | 87.7M | 71.0M | 68.6M | 55.9M | |
| Enterprise Value | 90.9M | 85.7M | 41.7M | 98.9M | 50.8M | 80.9M |
Lake Shore ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Lake Shore's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Lake Shore's managers, analysts, and investors.Environmental | Governance | Social |
Lake Shore Institutional Holders
Institutional Holdings refers to the ownership stake in Lake Shore that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Lake Shore's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lake Shore's value.| Shares | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 9.1 K | Blackrock Inc | 2023-12-31 | 4.8 K | Bank Of America Corp | 2023-12-31 | 4.5 K | Tower Research Capital Llc | 2023-12-31 | 261 | Royal Bank Of Canada | 2023-12-31 | 127 | Wells Fargo & Co | 2023-12-31 | 14.0 | Capital Advisors, Ltd. Llc | 2024-03-31 | 6.0 | Advisor Group Holdings, Inc. | 2023-12-31 | 0.0 | M3f, Inc. | 2023-12-31 | 102.3 K | Stilwell Value Llc | 2023-12-31 | 100 K | Hbk Sorce Advisory Llc | 2023-12-31 | 62.5 K |
Lake Fundamentals
| Return On Equity | 0.0489 | |||
| Return On Asset | 0.0057 | |||
| Profit Margin | 0.16 % | |||
| Operating Margin | 0.19 % | |||
| Current Valuation | 37.28 M | |||
| Shares Outstanding | 5.68 M | |||
| Shares Owned By Insiders | 66.75 % | |||
| Shares Owned By Institutions | 8.99 % | |||
| Number Of Shares Shorted | 2.22 K | |||
| Price To Earning | 13.34 X | |||
| Price To Book | 0.69 X | |||
| Price To Sales | 2.17 X | |||
| Revenue | 36.45 M | |||
| Gross Profit | 26.32 M | |||
| EBITDA | 807 K | |||
| Net Income | 4.82 M | |||
| Cash And Equivalents | 19.68 M | |||
| Cash Per Share | 3.33 X | |||
| Total Debt | 35.97 M | |||
| Debt To Equity | 5.41 % | |||
| Book Value Per Share | 15.50 X | |||
| Cash Flow From Operations | 6.21 M | |||
| Short Ratio | 0.96 X | |||
| Earnings Per Share | 0.70 X | |||
| Number Of Employees | 115 | |||
| Beta | 0.49 | |||
| Market Capitalization | 68.22 M | |||
| Total Asset | 725.12 M | |||
| Retained Earnings | 78.96 M | |||
| Annual Yield | 0.06 % | |||
| Five Year Return | 3.21 % | |||
| Net Asset | 725.12 M |
About Lake Shore Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lake Shore Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lake Shore using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lake Shore Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ArchitectCheck out Lake Shore Piotroski F Score and Lake Shore Altman Z Score analysis. Note that the Lake Shore Bancorp information on this page should be used as a complementary analysis to other Lake Shore's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Complementary Tools for Lake Stock analysis
When running Lake Shore's price analysis, check to measure Lake Shore's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lake Shore is operating at the current time. Most of Lake Shore's value examination focuses on studying past and present price action to predict the probability of Lake Shore's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lake Shore's price. Additionally, you may evaluate how the addition of Lake Shore to your portfolios can decrease your overall portfolio volatility.
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Is Lake Shore's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.41) | Earnings Share 0.7 | Revenue Per Share 4.539 | Quarterly Revenue Growth (0.17) | Return On Assets 0.0057 |
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.