Lendingclub Corp Stock Net Asset
| LC Stock | USD 9.47 0.22 2.38% |
LendingClub Corp fundamentals help investors to digest information that contributes to LendingClub Corp's financial success or failures. It also enables traders to predict the movement of LendingClub Stock. The fundamental analysis module provides a way to measure LendingClub Corp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to LendingClub Corp stock.
LendingClub | Net Asset |
LendingClub Corp Company Net Asset Analysis
LendingClub Corp's Net Asset is the current market value of a fund less its liabilities. In a nutshell, if the fund is liquidated or all of the assets is sold out, the net asset will be the amount that the shareholders would demand back from the fund.
Current LendingClub Corp Net Asset | 8.83 B |
Most of LendingClub Corp's fundamental indicators, such as Net Asset, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, LendingClub Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
LendingClub Net Asset Driver Correlations
Understanding the fundamental principles of building solid financial models for LendingClub Corp is extremely important. It helps to project a fair market value of LendingClub Stock properly, considering its historical fundamentals such as Net Asset. Since LendingClub Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of LendingClub Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of LendingClub Corp's interrelated accounts and indicators.
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Net Asset is the value used in calculating NAV of a fund. NAV (or Net Asset Value) is computed once a day based on the formula that uses closing prices of all positions in the fund's portfolio.
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LendingClub Total Assets
Total Assets |
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Based on the recorded statements, LendingClub Corp has a Net Asset of 8.83 B. This is much higher than that of the Consumer Finance sector and significantly higher than that of the Financials industry. The net asset for all United States stocks is notably lower than that of the firm.
LendingClub Net Asset Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses LendingClub Corp's direct or indirect competition against its Net Asset to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of LendingClub Corp could also be used in its relative valuation, which is a method of valuing LendingClub Corp by comparing valuation metrics of similar companies.LendingClub Corp is currently under evaluation in net asset category among related companies.
LendingClub Corp Current Valuation Drivers
We derive many important indicators used in calculating different scores of LendingClub Corp from analyzing LendingClub Corp's financial statements. These drivers represent accounts that assess LendingClub Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of LendingClub Corp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.1B | 955.0M | 2.4B | 911.2M | 948.0M | 900.6M | |
| Enterprise Value | 2.7B | 1.4B | 2.1B | (2.4M) | (288.9M) | (274.5M) |
LendingClub Corp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, LendingClub Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to LendingClub Corp's managers, analysts, and investors.Environmental | Governance | Social |
LendingClub Corp Institutional Holders
Institutional Holdings refers to the ownership stake in LendingClub Corp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of LendingClub Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing LendingClub Corp's value.| Shares | Wellington Management Company Llp | 2023-12-31 | 1.3 M | Two Sigma Advisers, Llc | 2023-12-31 | 1.3 M | Northern Trust Corp | 2023-12-31 | 980.6 K | Renaissance Technologies Corp | 2023-12-31 | 965.7 K | American Century Companies Inc | 2023-12-31 | 894.3 K | Goldman Sachs Group Inc | 2023-12-31 | 883.6 K | Millennium Management Llc | 2023-12-31 | 851.9 K | Charles Schwab Investment Management Inc | 2023-12-31 | 848.3 K | State Of Wisconsin Investment Board | 2023-12-31 | 846.9 K | Vanguard Group Inc | 2023-12-31 | 11.3 M | Jackson Square Partners, Llc | 2023-12-31 | 9.7 M |
LendingClub Fundamentals
| Return On Equity | 0.0305 | ||||
| Return On Asset | 0.0039 | ||||
| Profit Margin | 0.03 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | 259.27 M | ||||
| Shares Outstanding | 111.12 M | ||||
| Shares Owned By Insiders | 2.94 % | ||||
| Shares Owned By Institutions | 77.51 % | ||||
| Number Of Shares Shorted | 2.05 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 0.71 X | ||||
| Price To Sales | 0.79 X | ||||
| Revenue | 1.27 B | ||||
| Gross Profit | 536.37 M | ||||
| EBITDA | 350.61 M | ||||
| Net Income | 38.94 M | ||||
| Cash And Equivalents | 1.03 B | ||||
| Cash Per Share | 9.07 X | ||||
| Total Debt | 57.22 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 11.40 X | ||||
| Cash Flow From Operations | (1.14 B) | ||||
| Short Ratio | 1.68 X | ||||
| Earnings Per Share | 0.34 X | ||||
| Price To Earnings To Growth | (18.14) X | ||||
| Target Price | 10.64 | ||||
| Number Of Employees | 1.02 K | ||||
| Beta | 2.01 | ||||
| Market Capitalization | 1.03 B | ||||
| Total Asset | 8.83 B | ||||
| Retained Earnings | (388.81 M) | ||||
| Net Asset | 8.83 B |
About LendingClub Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze LendingClub Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of LendingClub Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of LendingClub Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LendingClub Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LendingClub Corp's short interest history, or implied volatility extrapolated from LendingClub Corp options trading.
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Try AI Portfolio ArchitectCheck out LendingClub Corp Piotroski F Score and LendingClub Corp Altman Z Score analysis. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Earnings Share 0.34 | Revenue Per Share 10.046 | Quarterly Revenue Growth (0.12) | Return On Assets 0.0039 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.