Chemung Financial Corp Stock Fundamentals
| CHMG Stock | USD 43.20 0.20 0.47% |
Chemung Financial Corp fundamentals help investors to digest information that contributes to Chemung Financial's financial success or failures. It also enables traders to predict the movement of Chemung Stock. The fundamental analysis module provides a way to measure Chemung Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Chemung Financial stock.
At this time, Chemung Financial's Gross Profit is most likely to increase significantly in the upcoming years. The Chemung Financial's current Total Other Income Expense Net is estimated to increase to about 33.1 M, while Selling General Administrative is projected to decrease to roughly 21.5 M. Chemung | Select Account or Indicator |
Chemung Financial Corp Company Operating Margin Analysis
Chemung Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Chemung Financial Operating Margin | 0.38 % |
Most of Chemung Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Chemung Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Chemung Operating Margin Historical Pattern
Today, most investors in Chemung Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Chemung Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Chemung Financial operating margin as a starting point in their analysis.
Chemung Financial Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Chemung Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Chemung Financial Corp has an Operating Margin of 0.3767%. This is 97.96% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 106.84% lower than that of the firm.
Chemung Financial Corp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Chemung Financial's current stock value. Our valuation model uses many indicators to compare Chemung Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Chemung Financial competition to find correlations between indicators driving Chemung Financial's intrinsic value. More Info.Chemung Financial Corp is rated fourth in return on equity category among related companies. It is rated fifth in return on asset category among related companies reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Chemung Financial Corp is roughly 14.55 . At this time, Chemung Financial's Return On Equity is most likely to increase slightly in the upcoming years.Comparative valuation analysis is a catch-all model that can be used if you cannot value Chemung Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Chemung Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Chemung Financial's earnings, one of the primary drivers of an investment's value.Chemung Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Chemung Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Chemung Financial could also be used in its relative valuation, which is a method of valuing Chemung Financial by comparing valuation metrics of similar companies.Chemung Financial is currently under evaluation in operating margin category among related companies.
Chemung Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Chemung Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Chemung Financial's managers, analysts, and investors.Environmental | Governance | Social |
Chemung Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.38 % | ||||
| Current Valuation | 170.57 M | ||||
| Shares Outstanding | 4.75 M | ||||
| Shares Owned By Insiders | 18.60 % | ||||
| Shares Owned By Institutions | 41.00 % | ||||
| Number Of Shares Shorted | 16.64 K | ||||
| Price To Earning | 9.66 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 1.96 X | ||||
| Revenue | 113.07 M | ||||
| Gross Profit | 96.17 M | ||||
| EBITDA | 31.5 M | ||||
| Net Income | 25 M | ||||
| Cash And Equivalents | 42.42 M | ||||
| Cash Per Share | 9.04 X | ||||
| Total Debt | 40.8 M | ||||
| Debt To Equity | 10.80 % | ||||
| Book Value Per Share | 41.49 X | ||||
| Cash Flow From Operations | 30.85 M | ||||
| Short Ratio | 2.13 X | ||||
| Earnings Per Share | 5.22 X | ||||
| Target Price | 48.0 | ||||
| Number Of Employees | 339 | ||||
| Beta | 0.21 | ||||
| Market Capitalization | 206.25 M | ||||
| Total Asset | 2.71 B | ||||
| Retained Earnings | 229.93 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.64 % | ||||
| Net Asset | 2.71 B | ||||
| Last Dividend Paid | 1.24 |
About Chemung Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Chemung Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Chemung Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Chemung Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -16.3 M | -15.5 M | |
| Total Revenue | 113.1 M | 118.7 M | |
| Cost Of Revenue | 22 M | 20.9 M | |
| Stock Based Compensation To Revenue | 0.01 | 0 | |
| Sales General And Administrative To Revenue | 0.26 | 0.25 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0) | (0) | |
| Revenue Per Share | 29.06 | 30.52 | |
| Ebit Per Revenue | 0.23 | 0.22 |
Currently Active Assets on Macroaxis
When determining whether Chemung Financial Corp is a strong investment it is important to analyze Chemung Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chemung Financial's future performance. For an informed investment choice regarding Chemung Stock, refer to the following important reports:Check out Chemung Financial Piotroski F Score and Chemung Financial Altman Z Score analysis. You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Complementary Tools for Chemung Stock analysis
When running Chemung Financial's price analysis, check to measure Chemung Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Chemung Financial is operating at the current time. Most of Chemung Financial's value examination focuses on studying past and present price action to predict the probability of Chemung Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Chemung Financial's price. Additionally, you may evaluate how the addition of Chemung Financial to your portfolios can decrease your overall portfolio volatility.
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Is Chemung Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chemung Financial. If investors know Chemung will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chemung Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.24 | Earnings Share 5.22 | Revenue Per Share 20.334 | Quarterly Revenue Growth 0.028 |
The market value of Chemung Financial Corp is measured differently than its book value, which is the value of Chemung that is recorded on the company's balance sheet. Investors also form their own opinion of Chemung Financial's value that differs from its market value or its book value, called intrinsic value, which is Chemung Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chemung Financial's market value can be influenced by many factors that don't directly affect Chemung Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chemung Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chemung Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chemung Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.