Bayfirst Financial Corp Stock Beta
| BAFN Stock | USD 12.35 0.04 0.32% |
Bayfirst Financial Corp fundamentals help investors to digest information that contributes to Bayfirst Financial's financial success or failures. It also enables traders to predict the movement of Bayfirst Stock. The fundamental analysis module provides a way to measure Bayfirst Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Bayfirst Financial stock.
Bayfirst | Beta |
Bayfirst Financial Corp Company Beta Analysis
Bayfirst Financial's Beta is one of the most important measures of equity market volatility. Beta can be thought of as asset elasticity or sensitivity to market. In other words, it is a number that shows the relationship of an equity instrument to the financial market in which this instrument is traded. For example, if Beta of equity is 2, it is expected to significantly outperform market when the market is going up and significantly underperform when the market is going down. Similarly, Beta of 1 indicates that an asset and market will generate similar returns over time.
Current Bayfirst Financial Beta | 1.04 |
Most of Bayfirst Financial's fundamental indicators, such as Beta, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Bayfirst Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Bayfirst Beta Driver Correlations
Understanding the fundamental principles of building solid financial models for Bayfirst Financial is extremely important. It helps to project a fair market value of Bayfirst Stock properly, considering its historical fundamentals such as Beta. Since Bayfirst Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bayfirst Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bayfirst Financial's interrelated accounts and indicators.
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In a nutshell, Beta is a measure of individual stock risk relative to the overall volatility of the stock market. and is calculated based on very sound finance theory - Capital Assets Pricing Model (CAPM).However, since Beta is calculated based on historical price movements it may not predict how a firm's stock is going to perform in the future.
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In accordance with the recently published financial statements, Bayfirst Financial Corp has a Beta of 1.038. This is 26.59% higher than that of the Banks sector and significantly higher than that of the Financials industry. The beta for all United States stocks is notably lower than that of the firm.
Bayfirst Beta Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bayfirst Financial's direct or indirect competition against its Beta to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bayfirst Financial could also be used in its relative valuation, which is a method of valuing Bayfirst Financial by comparing valuation metrics of similar companies.Bayfirst Financial is currently under evaluation in beta category among related companies.
Bayfirst Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Bayfirst Financial from analyzing Bayfirst Financial's financial statements. These drivers represent accounts that assess Bayfirst Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Bayfirst Financial's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 49.7M | 53.8M | 86.6M | 67.2M | 53.5M | 97.4M | |
| Enterprise Value | (38.8M) | 9.6M | (11.5M) | 33.7M | 11.4M | 10.9M |
Bayfirst Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bayfirst Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bayfirst Financial's managers, analysts, and investors.Environmental | Governance | Social |
Bayfirst Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Bayfirst Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Bayfirst Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bayfirst Financial's value.| Shares | Royal Bank Of Canada | 2023-12-31 | 161 | Wells Fargo & Co | 2023-12-31 | 27.0 | Creative Planning Inc | 2023-12-31 | 0.0 | Ubs Group Ag | 2023-12-31 | 0.0 | Qube Research & Technologies | 2023-12-31 | 0.0 | First Manhattan Co. Llc | 2023-12-31 | 139 K | Banc Funds Co Llc | 2023-12-31 | 138.8 K | Vanguard Group Inc | 2023-12-31 | 123.3 K | Gator Capital Management, Llc | 2023-12-31 | 62 K | Honkamp Krueger Financial Services Inc | 2023-12-31 | 56.1 K | Salzhauer Michael | 2023-12-31 | 55.1 K |
Bayfirst Financial returns are very sensitive to returns on the market. As the market goes up or down, Bayfirst Financial is expected to follow.
Bayfirst Fundamentals
| Return On Equity | 0.0621 | ||||
| Return On Asset | 0.0054 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.08 % | ||||
| Current Valuation | 32.19 M | ||||
| Shares Outstanding | 4.13 M | ||||
| Shares Owned By Insiders | 16.16 % | ||||
| Shares Owned By Institutions | 19.30 % | ||||
| Number Of Shares Shorted | 15.55 K | ||||
| Price To Earning | 2.61 X | ||||
| Price To Book | 0.62 X | ||||
| Price To Sales | 0.70 X | ||||
| Revenue | 102.55 M | ||||
| Gross Profit | 62.25 M | ||||
| EBITDA | (213 K) | ||||
| Net Income | 5.92 M | ||||
| Cash And Equivalents | 74.35 M | ||||
| Cash Per Share | 18.45 X | ||||
| Total Debt | 20.96 M | ||||
| Book Value Per Share | 20.53 X | ||||
| Cash Flow From Operations | (24.95 M) | ||||
| Short Ratio | 2.57 X | ||||
| Earnings Per Share | 1.17 X | ||||
| Number Of Employees | 313 | ||||
| Beta | 1.04 | ||||
| Market Capitalization | 51.06 M | ||||
| Total Asset | 1.12 B | ||||
| Retained Earnings | 34.4 M | ||||
| Annual Yield | 0.03 % | ||||
| Net Asset | 1.12 B | ||||
| Last Dividend Paid | 0.32 |
About Bayfirst Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bayfirst Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bayfirst Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bayfirst Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ArchitectCheck out Bayfirst Financial Piotroski F Score and Bayfirst Financial Altman Z Score analysis. Note that the Bayfirst Financial Corp information on this page should be used as a complementary analysis to other Bayfirst Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Complementary Tools for Bayfirst Stock analysis
When running Bayfirst Financial's price analysis, check to measure Bayfirst Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bayfirst Financial is operating at the current time. Most of Bayfirst Financial's value examination focuses on studying past and present price action to predict the probability of Bayfirst Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bayfirst Financial's price. Additionally, you may evaluate how the addition of Bayfirst Financial to your portfolios can decrease your overall portfolio volatility.
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Is Bayfirst Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Dividend Share 0.32 | Earnings Share 1.17 | Revenue Per Share 19.166 | Quarterly Revenue Growth 0.145 |
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.