Affinity Bancshares Stock Fundamentals
| AFBI Stock | USD 17.08 0.07 0.41% |
Affinity Bancshares fundamentals help investors to digest information that contributes to Affinity Bancshares' financial success or failures. It also enables traders to predict the movement of Affinity Stock. The fundamental analysis module provides a way to measure Affinity Bancshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Affinity Bancshares stock.
As of now, Affinity Bancshares' Selling And Marketing Expenses is increasing as compared to previous years. The Affinity Bancshares' current Total Operating Expenses is estimated to increase to about 6.9 M, while Net Income Applicable To Common Shares is projected to decrease to under 4.3 M. Affinity | Select Account or Indicator |
Affinity Bancshares Company Current Valuation Analysis
Affinity Bancshares' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Affinity Bancshares Current Valuation | 99.59 M |
Most of Affinity Bancshares' fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Affinity Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Affinity Bancshares has a Current Valuation of 99.59 M. This is 99.7% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 99.4% higher than that of the company.
Affinity Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Affinity Bancshares's current stock value. Our valuation model uses many indicators to compare Affinity Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Affinity Bancshares competition to find correlations between indicators driving Affinity Bancshares's intrinsic value. More Info.Affinity Bancshares is rated fourth in return on equity category among related companies. It is rated third in return on asset category among related companies reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Affinity Bancshares is roughly 7.49 . As of now, Affinity Bancshares' Return On Equity is increasing as compared to previous years.Comparative valuation analysis is a catch-all model that can be used if you cannot value Affinity Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Affinity Bancshares' Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Affinity Bancshares' earnings, one of the primary drivers of an investment's value.Affinity Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Affinity Bancshares' direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Affinity Bancshares could also be used in its relative valuation, which is a method of valuing Affinity Bancshares by comparing valuation metrics of similar companies.Affinity Bancshares is currently under evaluation in current valuation category among related companies.
Affinity Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Affinity Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Affinity Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
Affinity Fundamentals
| Return On Equity | 0.0502 | ||||
| Return On Asset | 0.0067 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.24 % | ||||
| Current Valuation | 99.59 M | ||||
| Shares Outstanding | 6.42 M | ||||
| Shares Owned By Insiders | 28.76 % | ||||
| Shares Owned By Institutions | 17.76 % | ||||
| Number Of Shares Shorted | 3.73 K | ||||
| Price To Earning | 13.04 X | ||||
| Price To Book | 0.88 X | ||||
| Price To Sales | 3.61 X | ||||
| Revenue | 45.17 M | ||||
| Gross Profit | 31.45 M | ||||
| EBITDA | (8.39 M) | ||||
| Net Income | 6.45 M | ||||
| Cash And Equivalents | 55.4 M | ||||
| Cash Per Share | 8.30 X | ||||
| Total Debt | 40 M | ||||
| Book Value Per Share | 19.22 X | ||||
| Cash Flow From Operations | 7.87 M | ||||
| Short Ratio | 0.71 X | ||||
| Earnings Per Share | 0.92 X | ||||
| Number Of Employees | 91 | ||||
| Beta | 0.45 | ||||
| Market Capitalization | 109.15 M | ||||
| Total Asset | 843.26 M | ||||
| Retained Earnings | 71.34 M | ||||
| Net Asset | 843.26 M |
About Affinity Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Affinity Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Affinity Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Affinity Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 45.2 M | 33.2 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.01 | |
| Sales General And Administrative To Revenue | 0.27 | 0.44 | |
| Research And Ddevelopement To Revenue | 0.00 | 0.00 | |
| Capex To Revenue | (0.01) | (0.01) | |
| Revenue Per Share | 6.97 | 3.63 | |
| Ebit Per Revenue | 0.19 | 0.16 |
Currently Active Assets on Macroaxis
| VWITX | Vanguard Intermediate Term Tax Exempt | |
| VGSTX | Vanguard Star Fund | |
| VFIAX | Vanguard 500 Index | |
| VTCLX | Vanguard Tax Managed Capital | |
| VTSAX | Vanguard Total Stock |
Check out Affinity Bancshares Piotroski F Score and Affinity Bancshares Altman Z Score analysis. For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.Note that the Affinity Bancshares information on this page should be used as a complementary analysis to other Affinity Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Complementary Tools for Affinity Stock analysis
When running Affinity Bancshares' price analysis, check to measure Affinity Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Affinity Bancshares is operating at the current time. Most of Affinity Bancshares' value examination focuses on studying past and present price action to predict the probability of Affinity Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Affinity Bancshares' price. Additionally, you may evaluate how the addition of Affinity Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Affinity Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Earnings Share 0.92 | Revenue Per Share 4.602 | Quarterly Revenue Growth (0.01) | Return On Assets 0.0067 |
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.