Steven Zabel - Unum Chief Financial Officer, Executive Vice President

UNM Stock  USD 52.89  0.31  0.59%   

President

Mr. Steven A. Zabel is appointed as Chief Financial Officer, Executive Vice President of the Company, effective July 1, 2019. Mr. Zabel has served as Senior Vice President and President, Closed Block Operations since July 2015. In this capacity, he is responsible for the management of the longterm care and individual disability income product lines no longer marketed by the Company, including financial management, customer service, benefits operations and government relations activities. Prior to this role, he served as Senior Vice President, Chief Risk Officer after joining the Company in August 2013. Before joining the Company, Mr. Zabel served in various senior roles at Genworth Financial, Inc., including as Chief Financial Officer for Insurance Products and Senior Vice President of Corporationrationrate Audit Services. since 2019.
Age 55
Tenure 5 years
Address 1 Fountain Square, Chattanooga, TN, United States, 37402
Phone423 294 1011
Webhttps://www.unum.com

Steven Zabel Latest Insider Activity

Tracking and analyzing the buying and selling activities of Steven Zabel against Unum stock is an integral part of due diligence when investing in Unum. Steven Zabel insider activity provides valuable insight into whether Unum is net buyers or sellers over its current business cycle. Note, Unum insiders must abide by specific rules, including filing SEC forms every time they buy or sell Unum'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Unum Management Efficiency

The company has Return on Asset of 0.0188 % which means that on every $100 spent on assets, it made $0.0188 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1357 %, implying that it generated $0.1357 on every 100 dollars invested. Unum's management efficiency ratios could be used to measure how well Unum manages its routine affairs as well as how well it operates its assets and liabilities. As of the 9th of May 2024, Return On Capital Employed is likely to grow to 0.03, while Return On Tangible Assets are likely to drop 0.01. At this time, Unum's Other Assets are very stable compared to the past year. As of the 9th of May 2024, Intangibles To Total Assets is likely to grow to 0.01, while Non Current Assets Total are likely to drop about 112.2 M.
The company has 3.43 B in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Unum Group has a current ratio of 19.85, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist Unum until it has trouble settling it off, either with new capital or with free cash flow. So, Unum's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Unum Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Unum to invest in growth at high rates of return. When we think about Unum's use of debt, we should always consider it together with cash and equity.

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Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. The company was founded in 1848 and is based in Chattanooga, Tennessee. Unumprovident Corp operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 10100 people. Unum Group (UNM) is traded on New York Stock Exchange in USA. It is located in 1 Fountain Square, Chattanooga, TN, United States, 37402 and employs 10,553 people. Unum is listed under Life & Health Insurance category by Fama And French industry classification.

Management Performance

Unum Group Leadership Team

Elected by the shareholders, the Unum's board of directors comprises two types of representatives: Unum inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unum. The board's role is to monitor Unum's management team and ensure that shareholders' interests are well served. Unum's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unum's outside directors are responsible for providing unbiased perspectives on the board's policies.
Christopher Pyne, Executive Vice President - Group Benefits
Polly Nicholas, Senior Vice President - Unum Solutions
Timothy Arnold, Executive Vice President, President and Chief Executive Officer - Colonial Life
CFA CFA, Ex Officer
Puneet Bhasin, Executive Vice President, Chief Information and Digital Officer
Breege Farrell, Executive Vice President, Chief Investment Officer
Mark Till, Executive Vice President and CEO Designate, Unum International
Francis Shammo, Independent Director
Daniel Waxenberg, Senior Vice President Chief Accounting Officer, Principal Accounting Officer
Ericka DeBruce, Chief Inclusion and Diversity Officer
Martha Leiper, Executive Vice President Chief Investment Officer
Joseph Foley, Senior Relations
Cynthia Egan, Independent Director
Peter ODonnell, Executive Vice President, Chief Executive Officer, Unum International
Richard McKenney, President, Chief Executive Officer, Director
Kevin Kabat, Non-Executive Independent Chairman of the Board
JD CPA, Executive Counsel
Gloria Larson, Independent Director
Theodore Bunting, Independent Director
Lisa Iglesias, Executive Vice President General Counsel
Timothy Keaney, Independent Director
Cherie Pashley, Senior Vice President Chief Accounting Officer, Principal Accounting Officer
Walter Rice, Senior Officer
Steven Zabel, Chief Financial Officer, Executive Vice President
Gale King, Director
Susan Cross, Independent Director
Matthew Royal, Senior Treasury
Martha CFA, Executive Officer
Michael Simonds, Executive Vice President, President and Chief Executive Officer, Unum US
Elizabeth Ahmed, Executive Vice President People and Communications
Joseph Echevarria, Independent Director
Ronald Hanley, Independent Director
Marco Forato, Senior Officer
Susan DeVore, Independent Director

Unum Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Unum a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Unum Investors Sentiment

The influence of Unum's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Unum. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Unum's public news can be used to forecast risks associated with an investment in Unum. The trend in average sentiment can be used to explain how an investor holding Unum can time the market purely based on public headlines and social activities around Unum Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Unum's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Unum's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Unum's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Unum.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Unum in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Unum's short interest history, or implied volatility extrapolated from Unum options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Unum Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unum's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unum Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unum Group Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

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When running Unum's price analysis, check to measure Unum's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unum is operating at the current time. Most of Unum's value examination focuses on studying past and present price action to predict the probability of Unum's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unum's price. Additionally, you may evaluate how the addition of Unum to your portfolios can decrease your overall portfolio volatility.
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Is Unum's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.133
Dividend Share
1.425
Earnings Share
6.74
Revenue Per Share
64.271
Quarterly Revenue Growth
0.054
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.