Stephen Whatley - Southern States Chairman CEO

SSBK Stock  USD 25.95  0.25  0.95%   

Insider

Stephen Whatley is Chairman CEO of Southern States Bancshares
Age 71
Address 615 Quintard Avenue, Anniston, AL, United States, 36201
Phone256 241 1092
Webhttps://southernstatesbank.net

Stephen Whatley Latest Insider Activity

Tracking and analyzing the buying and selling activities of Stephen Whatley against Southern States stock is an integral part of due diligence when investing in Southern States. Stephen Whatley insider activity provides valuable insight into whether Southern States is net buyers or sellers over its current business cycle. Note, Southern States insiders must abide by specific rules, including filing SEC forms every time they buy or sell Southern States'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Southern States Management Efficiency

The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1571 %, meaning that it created $0.1571 on every $100 dollars invested by stockholders. Southern States' management efficiency ratios could be used to measure how well Southern States manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is expected to rise to 0.27 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Southern States' Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 286.7 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 1.9 B.
Southern States Bancshares currently holds 184.22 M in liabilities. Note, when we think about Southern States' use of debt, we should always consider it together with its cash and equity.

Similar Executives

Showing other executives

INSIDER Age

Jeffrey DeVineAmerican Riviera Bank
54
Lori MurrayAmerican Riviera Bank
N/A
William OBrienPathfinder Bancorp
58
Rechelle CFMPAmerican Riviera Bank
N/A
Eusebio CordovaAmerican Riviera Bank
41
Tim TophamMountain Commerce Bancorp
64
Samuel CPA1st Capital Bank
59
CPA CPAMountain Commerce Bancorp
52
Michelle CPAAmerican Riviera Bank
48
CPA CPACommunity West Bancshares
60
Danelle Thomsen1st Capital Bank
N/A
Susan TurnerPrime Meridian Holding
56
Kaloski CPAVillage Bank and
40
Paul AbramsonAmerican Riviera Bank
43
Kevin HorneMountain Commerce Bancorp
52
Glenna Datta1st Capital Bank
N/A
Regenia EllisMountain Commerce Bancorp
N/A
Mont WardPrime Meridian Holding
41
Kyle PhelpsPrime Meridian Holding
43
Yatzie AcostaAmerican Riviera Bank
N/A
Vida Villanueva1st Capital Bank
49
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. Southern States Bancshares, Inc. was founded in 2007 and is headquartered in Anniston, Alabama. Southern States operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 196 people. Southern States Bancshares (SSBK) is traded on NASDAQ Exchange in USA. It is located in 615 Quintard Avenue, Anniston, AL, United States, 36201 and employs 181 people. Southern States is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Southern States Banc Leadership Team

Elected by the shareholders, the Southern States' board of directors comprises two types of representatives: Southern States inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Southern. The board's role is to monitor Southern States' management team and ensure that shareholders' interests are well served. Southern States' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Southern States' outside directors are responsible for providing unbiased perspectives on the board's policies.
Gregory Smith, Senior Officer
Mark Chambers, Pres Director
Lynn Joyce, Senior CFO
Kelly Parkinson, Corporate Secretary
Garnet Reynolds, GA Counties
Stephen Whatley, Chairman CEO
Jack Swift, Senior COO
Sheila Wells, Corporate Secretary

Southern Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Southern States a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Southern States Banc using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations

Additional Information and Resources on Investing in Southern Stock

When determining whether Southern States Banc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Southern Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Southern States Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Southern States Bancshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Southern States Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.058
Dividend Share
0.36
Earnings Share
3.58
Revenue Per Share
9.451
Quarterly Revenue Growth
0.036
The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.