Yacov Elinav - Sapiens International Independent Director

SPNS Stock  USD 31.30  0.18  0.58%   

Director

Mr. Yacov Elinav is an Independent Director of Sapiens International CorporationrationNV. For over 30 years Mr. Elinav served in various positions at Bank Hapoalim B.M., which is listed on the London and Tel Aviv Stock Exchanges, including over 10 years as a member of the Board of Management, responsible for subsidiary and related companies. From 1992 through 2006, Mr. Elinav served as Chairman of the Board of Directors of Diur B.P. Ltd., the real estate subsidiary of Bank Hapoalim. From August 2004 until 2009, Mr. Elinav has served as Chairman of the Board of Directors of DS Securities and Investments, Ltd. From August 2004 through 2008, Mr. Elinav served as Chairman of the Board of Directors of DS Provident Funds Ltd. and Golden Pages Ltd. Mr. Elinav also serves on the Board of Directors of several other public and private companies. since 2005.
Age 72
Tenure 19 years
Address Azrieli Center, Holon, Israel, 5885800
Phone972 3 790 2000
Webhttps://www.sapiens.com

Sapiens International Management Efficiency

The company has return on total asset (ROA) of 0.0729 % which means that it generated a profit of $0.0729 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1474 %, meaning that it created $0.1474 on every $100 dollars invested by stockholders. Sapiens International's management efficiency ratios could be used to measure how well Sapiens International manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.18 in 2024. Return On Capital Employed is likely to gain to 0.16 in 2024. At this time, Sapiens International's Return On Assets are comparatively stable compared to the past year. Asset Turnover is likely to gain to 0.87 in 2024, whereas Other Assets are likely to drop slightly above 8.6 M in 2024.
The company currently holds 87.05 M in liabilities with Debt to Equity (D/E) ratio of 0.31, which is about average as compared to similar companies. Sapiens International has a current ratio of 1.78, which is within standard range for the sector. Debt can assist Sapiens International until it has trouble settling it off, either with new capital or with free cash flow. So, Sapiens International's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Sapiens International sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Sapiens to invest in growth at high rates of return. When we think about Sapiens International's use of debt, we should always consider it together with cash and equity.

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Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel. Sapiens Intl operates under SoftwareApplication classification in the United States and is traded on NASDAQ Exchange. It employs 4044 people. Sapiens International (SPNS) is traded on NASDAQ Exchange in USA. It is located in Azrieli Center, Holon, Israel, 5885800 and employs 5,000 people. Sapiens International is listed under Application Software category by Fama And French industry classification.

Management Performance

Sapiens International Leadership Team

Elected by the shareholders, the Sapiens International's board of directors comprises two types of representatives: Sapiens International inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Sapiens. The board's role is to monitor Sapiens International's management team and ensure that shareholders' interests are well served. Sapiens International's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Sapiens International's outside directors are responsible for providing unbiased perspectives on the board's policies.
Hagit Ashkenazi, Executive Services
Scott Palmer, Executive Vice President - Retirement Services
Roni Giladi, Chief Officer
Uzi Netanel, Independent Director
Gary Sherne, EVP America
Naamit Salomon, Director
Osnat SegevHarel, Head Development
Steve Rooney, Executive Vice President-Global Sales
Dina Vince, Head Relations
Yaffa CohenIfrah, Chief Marketing Officer, Head of Corporate Communications
Yacov Elinav, Independent Director
Noa Brummer, Chief Officer
Ilan Buganim, Chief Officer
Roni AlDor, CEO President
Eyal BenChelouche, Independent Director
Rodrigo Rueda, Sales Director
Guy Bernstein, Chairman of the Board
Liana Gelikas, President Division
Raj Ghuman, Senior APAC
Roni Dor, CEO and President and Director

Sapiens Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Sapiens International a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Sapiens International Investors Sentiment

The influence of Sapiens International's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Sapiens. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Sapiens International's public news can be used to forecast risks associated with an investment in Sapiens. The trend in average sentiment can be used to explain how an investor holding Sapiens can time the market purely based on public headlines and social activities around Sapiens International. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Sapiens International's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Sapiens International's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Sapiens International's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Sapiens International.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Sapiens International in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Sapiens International's short interest history, or implied volatility extrapolated from Sapiens International options trading.

Currently Active Assets on Macroaxis

When determining whether Sapiens International is a strong investment it is important to analyze Sapiens International's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Sapiens International's future performance. For an informed investment choice regarding Sapiens Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sapiens International. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Sapiens Stock please use our How to Invest in Sapiens International guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.

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Is Sapiens International's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sapiens International. If investors know Sapiens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sapiens International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Dividend Share
0.54
Earnings Share
1.12
Revenue Per Share
9.293
Quarterly Revenue Growth
0.095
The market value of Sapiens International is measured differently than its book value, which is the value of Sapiens that is recorded on the company's balance sheet. Investors also form their own opinion of Sapiens International's value that differs from its market value or its book value, called intrinsic value, which is Sapiens International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sapiens International's market value can be influenced by many factors that don't directly affect Sapiens International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Sapiens International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sapiens International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sapiens International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.