Steven Barnette - Regional Management Insider

RM Stock  USD 27.32  2.03  8.03%   

Insider

Steven Barnette is Principal Accounting Officer, Vice President Corporate Controller of Regional Management Corp since 2021.
Age 43
Tenure 3 years
Address 979 Batesville Road, Greer, SC, United States, 29651
Phone864 448 7000
Webhttps://www.regionalmanagement.com

Regional Management Management Efficiency

The company has Return on Asset (ROA) of 0.0313 % which means that for every $100 of assets, it generated a profit of $0.0313. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0506 %, which means that it produced $0.0506 on every 100 dollars invested by current stockholders. Regional Management's management efficiency ratios could be used to measure how well Regional Management manages its routine affairs as well as how well it operates its assets and liabilities. As of the 3rd of May 2024, Return On Capital Employed is likely to grow to 0.21, while Return On Tangible Assets are likely to drop 0.01. At this time, Regional Management's Total Current Assets are very stable compared to the past year. As of the 3rd of May 2024, Intangible Assets is likely to grow to about 16.6 M, while Non Current Assets Total are likely to drop about 30.2 M.
The company reports 1.43 B of total liabilities with total debt to equity ratio (D/E) of 4.07, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Regional Management Corp has a current ratio of 41.68, indicating that it is in good position to pay out its debt commitments in time. Debt can assist Regional Management until it has trouble settling it off, either with new capital or with free cash flow. So, Regional Management's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Regional Management Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Regional to invest in growth at high rates of return. When we think about Regional Management's use of debt, we should always consider it together with cash and equity.

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Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. Regional Managment operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1691 people. Regional Management Corp (RM) is traded on New York Stock Exchange in USA. It is located in 979 Batesville Road, Greer, SC, United States, 29651 and employs 2,081 people. Regional Management is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Regional Management Corp Leadership Team

Elected by the shareholders, the Regional Management's board of directors comprises two types of representatives: Regional Management inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Regional. The board's role is to monitor Regional Management's management team and ensure that shareholders' interests are well served. Regional Management's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Regional Management's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jonathan Brown, Independent Director
Glynn Quattlebaum, Vice Chairman and President and COO
Chris Peterson, Chief Data and Analytics Officer
Richard Godley, Founder and Director
Carlos Palomares, Independent Chairman of the Board
Jody Anderson, Pres and COO
Steven Freiberg, Independent Director
John Schachtel, Chief Operating Officer, Executive Vice President
Garrett Edson, IR Contact Officer
Maria ContrerasSweet, Independent Director
Roel Campos, Independent Director
Sandra Johnson, Independent Director
Donald Thomas, CFO, Executive Vice President
Philip Bancroft, Independent Director
Daniel Taggart, Executive Vice President, Chief Credit Risk Officer
Harpreet Rana, Chief Financial Officer, Executive Vice President
Michael Dunn, Independent Director
Peter Knitzer, President, Chief Executive Officer, Director
Alvaro Molina, Independent Chairman of the Board
Brian Fisher, Executive Vice President, Chief Strategy and Development Officer
Robert Beck, Chief Financial Officer, Executive Vice President
Manish Parmar, Executive Vice President, Chief Credit Risk Officer
Michael Dymski, Interim Chief Financial Officer, Chief Accounting Officer, Vice President
Catherine Atwood, Senior Vice President General Counsel, Secretary
Steven Barnette, Principal Accounting Officer, Vice President Corporate Controller

Regional Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Regional Management a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Regional Management Corp is a strong investment it is important to analyze Regional Management's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regional Management's future performance. For an informed investment choice regarding Regional Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.

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When running Regional Management's price analysis, check to measure Regional Management's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regional Management is operating at the current time. Most of Regional Management's value examination focuses on studying past and present price action to predict the probability of Regional Management's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regional Management's price. Additionally, you may evaluate how the addition of Regional Management to your portfolios can decrease your overall portfolio volatility.
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Is Regional Management's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1.2
Earnings Share
1.66
Revenue Per Share
56.845
Quarterly Revenue Growth
0.07
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.