Lawrence Savarese - New York Independent Director

NYCB Stock  USD 2.65  0.14  5.02%   

Director

Mr. Lawrence J. Savarese is an Independent Director of New York Community Bancorp, Inc since 2013.
Age 63
Tenure 11 years
Address 102 Duffy Avenue, Hicksville, NY, United States, 11801
Phone516 683 4100
Webhttps://www.flagstar.com
Savarese was a member of the Boards of Directors of the Company, the Community Bank, and the former Commercial Bank since March 4, 2013. From 1978 through 2012, Mr. Savarese was with the independent public accounting firm KPMG LLP. For 19 years, he was an Audit Partner in KPMG’s Financial Services Practice, serving as partner in charge of audits of both community banks and international banks with branches and agencies in the United States. During this time, Mr. Savarese served as KPMG’s representative to the New York Bankers Association and The Institute of International Bankers. From 2008 to 2012, Mr

New York Management Efficiency

At present, New York's Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.23, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, New York's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 105 B, whereas Non Currrent Assets Other are projected to grow to (91.2 B). New York's management efficiency ratios could be used to measure how well New York manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 21.27 B in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. Debt can assist New York until it has trouble settling it off, either with new capital or with free cash flow. So, New York's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like New York Community sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for New to invest in growth at high rates of return. When we think about New York's use of debt, we should always consider it together with cash and equity.

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New York Community Bancorp, Inc. operates as the bank holding company for New York Community Bank that provides banking products and services in Metro New York, New Jersey, Ohio, Florida, and Arizona. New York Community Bancorp, Inc. was founded in 1859 and is based in Hicksville, New York. New York operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2815 people. New York Community (NYCB) is traded on New York Stock Exchange in USA. It is located in 102 Duffy Avenue, Hicksville, NY, United States, 11801 and employs 8,766 people. New York is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

New York Community Leadership Team

Elected by the shareholders, the New York's board of directors comprises two types of representatives: New York inside directors who are chosen from within the company, and outside directors, selected externally and held independent of New. The board's role is to monitor New York's management team and ensure that shareholders' interests are well served. New York's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, New York's outside directors are responsible for providing unbiased perspectives on the board's policies.
Thomas CPA, CEO President
James Carpenter, Chief Lending Officer, Sr. Executive VP, Chief Lending Officer of New York Community Bank, Sr. Executive VP of New York Community Bank and Sr. Executive VP of the New York Commercial Bank
John Adams, Executive Vice President Chief Lending Officer
Leslie Dunn, Independent Director
Thomas Cangemi, CFO, Senior Executive Vice President of the Company and the Community Bank
Salvatore DiMartino, Ex Relations
Bryan Marx, Chief VP
Hanif Dahya, Independent Presiding Director
Alessandro DiNello, Executive Chairman
Maureen Clancy, Independent Director
Reginald Davis, Senior Banking
Eric Kracov, Chief VP
Ross Marrazzo, Ex Officer
Robert Brown, Chief VP
Michael Levine, Independent Non-Executive Chairman of the Board
Anthony Donatelli, Director VP
Ronald Rosenfeld, Independent Director
JD Esq, General VP
Robert Wann, COO, Sr. Executive VP, Director, COO of the New York Community Bank, COO of the New York Commercial Bank, Sr. Executive VP of New York Community Bank, Sr. Executive VP of New York Commercial Bank, Director of New York Community Bank and Director of New York Commercial Bank
Ilene Angarola, IR Contact
Joseph Ficalora, CEO and President Director, Member of Audit Committee, Member of Nominating and Corporate Governance Committee and President of New York Community Bank, CEO of New York Community Bank and Director of New York Community Bank
Marshall Lux, Independent Director
Joseph Otting, CEO President
Lee Smith, Senior Mortgage
Julie Signorillebrowne, Executive Vice President Chief Administrative Officer
Jennifer Charters, Executive Officer
James ODonovan, Independent Director
Lawrence Savarese, Independent Director
John Tsimbinos, Independent Director
John Pinto, Chief Financial Officer, Senior Executive Vice President of the Company and Community Bank
Dominick Ciampa, Non-Executive Chairman of the Board of the Company and the Community Bank
Lawrence Rosano, Independent Director
John CPA, EVP CFO

New Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is New York a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

New York Investors Sentiment

The influence of New York's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in New. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to New York's public news can be used to forecast risks associated with an investment in New. The trend in average sentiment can be used to explain how an investor holding New can time the market purely based on public headlines and social activities around New York Community. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
New York's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for New York's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average New York's news discussions. The higher the estimated score, the more favorable is the investor's outlook on New York.

New York Implied Volatility

    
  210.71  
New York's implied volatility exposes the market's sentiment of New York Community stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if New York's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that New York stock will not fluctuate a lot when New York's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards New York in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, New York's short interest history, or implied volatility extrapolated from New York options trading.

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When determining whether New York Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of New York's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of New York Community Stock. Outlined below are crucial reports that will aid in making a well-informed decision on New York Community Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in New York Community. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
Note that the New York Community information on this page should be used as a complementary analysis to other New York's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

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When running New York's price analysis, check to measure New York's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy New York is operating at the current time. Most of New York's value examination focuses on studying past and present price action to predict the probability of New York's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move New York's price. Additionally, you may evaluate how the addition of New York to your portfolios can decrease your overall portfolio volatility.
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Is New York's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of New York. If investors know New will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about New York listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Dividend Share
0.68
Earnings Share
(0.16)
Revenue Per Share
3.924
Quarterly Revenue Growth
0.109
The market value of New York Community is measured differently than its book value, which is the value of New that is recorded on the company's balance sheet. Investors also form their own opinion of New York's value that differs from its market value or its book value, called intrinsic value, which is New York's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because New York's market value can be influenced by many factors that don't directly affect New York's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between New York's value and its price as these two are different measures arrived at by different means. Investors typically determine if New York is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, New York's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.