Teresa Roseborough - Hartford Financial Independent Director

HIG Stock  USD 97.90  0.41  0.42%   

Director

Ms. Teresa Wynn Roseborough is Independent Director of the Company. Ms. Roseborough is Executive Vice President, General Counsel and Corporationrationrate Secretary, The Home Depot since 2011. She served as Senior Chief Counsel Compliance Litigation and Deputy General Counsel, MetLife, Inc. . She was Partner of Sutherland, Asbill Brennan LLP . She was Deputy Assistant Attorney General, Office of Legal Counsel, U.S. Department of Justice . She has over two decades of experience as a senior legal advisor in government, law firm and corporate settings. She has experience as a senior leader responsible for corporate compliance matters at largecap publiclytraded companies and as an attorney focused on complex litigation matters, including before the U.S. Supreme Court. She brings to the Board extensive regulatory experience acquired as a government attorney providing legal counsel to the White House and all executive branch agencies, as well as corporate governance expertise from service as General Counsel and Corporationrationrate Secretary of a publiclytraded company. Ms. Roseborough also has in depth knowledge of the financial services industry gained through senior legal positions at MetLife, Inc., a major provider of insurance and employee benefits. since 2015.
Age 62
Tenure 9 years
Address One Hartford Plaza, Hartford, CT, United States, 06155
Phone860 547 5000
Webhttps://www.thehartford.com

Hartford Financial Management Efficiency

The company has Return on Asset of 0.0293 % which means that on every $100 spent on assets, it made $0.0293 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1826 %, implying that it generated $0.1826 on every 100 dollars invested. Hartford Financial's management efficiency ratios could be used to measure how well Hartford Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hartford Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hartford Financial's Intangible Assets are most likely to decrease significantly in the upcoming years. The Hartford Financial's current Net Tangible Assets is estimated to increase to about 12.4 B, while Other Assets are forecasted to increase to (25 B).
The company has 4.36 B in debt with debt to equity (D/E) ratio of 0.31, which is OK given its current industry classification. Hartford Financial has a current ratio of 1.87, which is typical for the industry and considered as normal. Debt can assist Hartford Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Hartford Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hartford Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hartford to invest in growth at high rates of return. When we think about Hartford Financial's use of debt, we should always consider it together with cash and equity.

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The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. The company was founded in 1810 and is headquartered in Hartford, Connecticut. Hartford Financial operates under InsuranceDiversified classification in the United States and is traded on New York Stock Exchange. It employs 18100 people. Hartford Financial Services (HIG) is traded on New York Stock Exchange in USA. It is located in One Hartford Plaza, Hartford, CT, United States, 06155 and employs 18,700 people. Hartford Financial is listed under Multi-line Insurance category by Fama And French industry classification.

Management Performance

Hartford Financial Leadership Team

Elected by the shareholders, the Hartford Financial's board of directors comprises two types of representatives: Hartford Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hartford. The board's role is to monitor Hartford Financial's management team and ensure that shareholders' interests are well served. Hartford Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hartford Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Allardice, Independent Director
Douglas Elliot, President
Donald Hunt, Executive Counsel
Donna James, Independent Director
Brion Johnson, Executive Vice President, Chief Investment Officer, President of HIMCO
Jonathan Bennett, Executive Vice President Head of Group Benefits
Claire Burns, Chief Marketing and Communications Officer
John Kinney, Executive Operations
Michael Fisher, EVP Officer
Scott Lewis, Senior Vice President Principal Accounting Officer, Controller
Christopher CPA, Chairman CEO
Allison Niderno, Controller VP
Greig Woodring, Independent Director
William Bloom, Executive Vice President - Claims, Operations, Technology, and Data & Analytics
Trevor Fetter, Lead Director, Independent Director
Larry Shon, Independent Director
Lori Rodden, Chief Human Resource Officer, Executive Vice President
Adin Tooker, Global Distribution
Deepa Soni, Chief Information Officer, Head - Technology, Data, Analytics & Information Security
Kathleen Bromage, Chief Marketing and Communications Officer
Tracey Ant, Head Commercial
Carlos Dominguez, Independent Director
Susan Bernstein, Investor Officer
Amy Stepnowski, Chief Investment Officer and Presidentident of HIMCO
Matthew Winter, Independent Director
Kathryn Mikells, Independent Director
Robert Paiano, Executive Vice President, Chief Risk Officer
Matt Winter, Independent Director
Christopher Swift, Chairman of the Board, Chief Executive Officer
Virginia Ruesterholz, Independent Director
David Robinson, Executive Vice President General Counsel
Beth Costello, Chief Financial Officer, Executive Vice President
Teresa Roseborough, Independent Director
Jonathan CPA, Executive Benefits
Michael Morris, Independent Director

Hartford Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hartford Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Hartford Financial Investors Sentiment

The influence of Hartford Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Hartford. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Hartford Financial's public news can be used to forecast risks associated with an investment in Hartford. The trend in average sentiment can be used to explain how an investor holding Hartford can time the market purely based on public headlines and social activities around Hartford Financial Services. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Hartford Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Hartford Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Hartford Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Hartford Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Hartford Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Hartford Financial's short interest history, or implied volatility extrapolated from Hartford Financial options trading.

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When determining whether Hartford Financial is a strong investment it is important to analyze Hartford Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hartford Financial's future performance. For an informed investment choice regarding Hartford Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hartford Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

Complementary Tools for Hartford Stock analysis

When running Hartford Financial's price analysis, check to measure Hartford Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hartford Financial is operating at the current time. Most of Hartford Financial's value examination focuses on studying past and present price action to predict the probability of Hartford Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hartford Financial's price. Additionally, you may evaluate how the addition of Hartford Financial to your portfolios can decrease your overall portfolio volatility.
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Is Hartford Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hartford Financial. If investors know Hartford will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hartford Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.488
Dividend Share
1.79
Earnings Share
8.78
Revenue Per Share
82.675
Quarterly Revenue Growth
0.086
The market value of Hartford Financial is measured differently than its book value, which is the value of Hartford that is recorded on the company's balance sheet. Investors also form their own opinion of Hartford Financial's value that differs from its market value or its book value, called intrinsic value, which is Hartford Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hartford Financial's market value can be influenced by many factors that don't directly affect Hartford Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hartford Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hartford Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hartford Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.