Robert Severns - Heritage Financial Director
| HFWA Stock | USD 18.89 0.05 0.27% |
Director
Mr. Robert T. Severns is a Director of Heritage Financial Corporationrationration. From 1999 until his retirement to parttime status in 2011, he was the President of Chicago Title Insurance Company Island Division, Oak Harbor. He served on the Island Title Company Board of Directors for 15 years and served on the Board for Land Title of Kitsap and Mason Counties for four years. Mr. Severns currently serves as an Oak Harbor City Council member and a Director of the Economic Development Council of Island County. He holds a Bachelor of Arts Degree in Administrative Management from Central Washington University, and has varied experience in board and committee memberships at local and state levels. Mr. Severns brings to the Board a specialized knowledge of the title insurance industry, extensive community involvement, and a considerable amount of experience as a director. since 2014.
| Age | 63 |
| Tenure | 10 years |
| Address | 201 Fifth Avenue SW, Olympia, WA, United States, 98501 |
| Phone | 360 943 1500 |
| Web | https://www.hf-wa.com |
Heritage Financial Management Efficiency
At present, Heritage Financial's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Heritage Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 7.3 B, whereas Total Current Assets are forecasted to decline to about 232.3 M. Heritage Financial's management efficiency ratios could be used to measure how well Heritage Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0562 | |||
| Return On Asset | 0.0066 |
Heritage Financial Leadership Team
Elected by the shareholders, the Heritage Financial's board of directors comprises two types of representatives: Heritage Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Heritage. The board's role is to monitor Heritage Financial's management team and ensure that shareholders' interests are well served. Heritage Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Heritage Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| David Spurling, Chief Credit Officer, Executive VP, Chief Credit Officer of Heritage Bank and Executive VP of Heritage Bank | ||
| Rhoda Altom, Director | ||
| Gragg Miller, Director | ||
| Anthony Pickering, Chairman of the Board | ||
| David Brown, Director | ||
| Gary Christensen, Independent Director | ||
| Michael Broadhead, President of Central Valley Bank | ||
| Mark Crawford, Director | ||
| Ann Watson, Independent Director | ||
| Kimberly Ellwanger, Independent Director | ||
| Deborah Gavin, Director | ||
| Anthony Chalfant, Executive Officer | ||
| Donald CPA, Executive CFO | ||
| Jeffrey Deuel, Executive VP and President of Heritage Bank and COO of Heritage Bank | ||
| Kaylene Lahn, Senior Secretary | ||
| Robert Severns, Director | ||
| Bryan McDonald, Chief Lending Officer and Executive VP | ||
| Cindy Hirman, Executive Bank | ||
| Brian Vance, CEO and President Executive Director, Vice Chairman of Central Valley Bank, CEO of Heritage Bank and CEO of Central Valley Bank | ||
| Cindy Huntley, Ex Bank | ||
| William Glasby, Executive CTO | ||
| Donald Hinson, CFO, Executive Vice President of Heritage and Heritage Bank | ||
| Stephen Dennis, Independent Director | ||
| Brian Charneski, Independent Vice Chairman of the Board | ||
| Sabrina Robison, Senior Officer | ||
| Matthew Ray, Executive Officer | ||
| Jeffrey Lyon, Independent Director | ||
| John Clees, Lead Independent Director |
Heritage Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Heritage Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0562 | |||
| Return On Asset | 0.0066 | |||
| Profit Margin | 0.21 % | |||
| Operating Margin | 0.17 % | |||
| Current Valuation | 985.75 M | |||
| Shares Outstanding | 34.69 M | |||
| Shares Owned By Insiders | 1.81 % | |||
| Shares Owned By Institutions | 80.82 % | |||
| Number Of Shares Shorted | 503.63 K | |||
| Price To Earning | 19.94 X |
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Complementary Tools for Heritage Stock analysis
When running Heritage Financial's price analysis, check to measure Heritage Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heritage Financial is operating at the current time. Most of Heritage Financial's value examination focuses on studying past and present price action to predict the probability of Heritage Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heritage Financial's price. Additionally, you may evaluate how the addition of Heritage Financial to your portfolios can decrease your overall portfolio volatility.
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Is Heritage Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Financial. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.72) | Dividend Share 0.89 | Earnings Share 1.33 | Revenue Per Share 6.309 | Quarterly Revenue Growth (0.29) |
The market value of Heritage Financial is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Financial's value that differs from its market value or its book value, called intrinsic value, which is Heritage Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Financial's market value can be influenced by many factors that don't directly affect Heritage Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.