Michelle Hickox - First Financial CFO, EVP

FFIN Stock  USD 31.13  0.33  1.05%   

CFO

Michelle Hickox is CFO, EVP of First Financial Bankshares
Age 56
Address 400 Pine Street, Abilene, TX, United States, 79601
Phone325 627 7155
Webhttps://www.ffin.com

Michelle Hickox Latest Insider Activity

Tracking and analyzing the buying and selling activities of Michelle Hickox against First Financial stock is an integral part of due diligence when investing in First Financial. Michelle Hickox insider activity provides valuable insight into whether First Financial is net buyers or sellers over its current business cycle. Note, First Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell First Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

First Financial Management Efficiency

The company has return on total asset (ROA) of 0.0153 % which means that it generated a profit of $0.0153 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1395 %, meaning that it created $0.1395 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 22nd of May 2024, Return On Equity is likely to grow to 0.15, while Return On Tangible Assets are likely to drop 0.01. At this time, First Financial's Asset Turnover is very stable compared to the past year.
The company currently holds 404.08 M in liabilities with Debt to Equity (D/E) ratio of 7.28, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist First Financial until it has trouble settling it off, either with new capital or with free cash flow. So, First Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Financial Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Financial's use of debt, we should always consider it together with cash and equity.

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First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1400 people. First Financial Bankshares (FFIN) is traded on NASDAQ Exchange in USA. It is located in 400 Pine Street, Abilene, TX, United States, 79601 and employs 1,400 people. First Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Financial Bank Leadership Team

Elected by the shareholders, the First Financial's board of directors comprises two types of representatives: First Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Financial's management team and ensure that shareholders' interests are well served. First Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kirk Thaxton, Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company
CPA CPA, Ex Officer
Michelle Hickox, CFO, EVP
John Ruzicka, Executive Officer
Bob Goodner, Senior Compliance
Josh CPL, Senior Resources
Lawrence Kentz, Chief Officer
Chris Cook, Ex Marketing
Kyle CPA, Executive Officer
Scott Dueser, Chairman, CEO and President and Chairman of Executive Committee
Patricia Schulz, Ex HR
Mike Parker, Executive Officer
Tommy Barrow, VP Lending
Timothy Longhofer, Executive Officer
Ronald II, Executive Officer
James Gordon, CFO, VP
Megan Dobbs, Executive Advertising
Courtney Jordan, Senior Education

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in First Stock, please use our How to Invest in First Financial guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.

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When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.004
Dividend Share
0.72
Earnings Share
1.39
Revenue Per Share
3.423
Quarterly Revenue Growth
0.06
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.