David Rainer - Southern California CEO Chairman

BCAL Stock  USD 13.92  0.02  0.14%   

Insider

David Rainer is CEO Chairman of Southern California Bancorp
Age 67
Address 12265 El Camino Real, San Diego, CA, United States, 92130
Phone(844) 265-7622
Webhttps://www.banksocal.com

Southern California Management Efficiency

The value of Return On Tangible Assets is estimated to slide to 0.01. The value of Return On Capital Employed is expected to slide to -0.0015. At this time, Southern California's Net Tangible Assets are quite stable compared to the past year. Debt To Assets is expected to rise to 0.05 this year, although the value of Intangible Assets will most likely fall to about 1.1 M. Southern California's management efficiency ratios could be used to measure how well Southern California manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 114.98 M in liabilities. Debt can assist Southern California until it has trouble settling it off, either with new capital or with free cash flow. So, Southern California's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Southern California sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Southern to invest in growth at high rates of return. When we think about Southern California's use of debt, we should always consider it together with cash and equity.

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Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to-medium sized businesses. The company was founded in 2001 and is headquartered in San Diego, California. Bank Of Southern operates under BanksRegional classification in the United States and is traded on OTC Exchange. Southern California Bancorp (BCAL) is traded on NASDAQ Exchange in USA. It is located in 12265 El Camino Real, San Diego, CA, United States, 92130 and employs 204 people. Southern California is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Southern California Leadership Team

Elected by the shareholders, the Southern California's board of directors comprises two types of representatives: Southern California inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Southern. The board's role is to monitor Southern California's management team and ensure that shareholders' interests are well served. Southern California's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Southern California's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jeffery Hurtik, Executive Officer
Peter Nutz, Executive Officer
Anne Williams, Ex Officer
Thomas Dolan, Ex COO
Frank Tomaso, Executive Director
Manisha Merchant, General VP
Christopher Maggio, Senior Manager
Martin Liska, Executive Officer
David Rainer, CEO Chairman
Richard Hernandez, President
Nicole Swain, Ex Banking
Pamela Isaacson, COO VP
Joann Yeung, Principal Officer

Southern Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Southern California a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the Southern California information on this page should be used as a complementary analysis to other Southern California's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

Complementary Tools for Southern Stock analysis

When running Southern California's price analysis, check to measure Southern California's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern California is operating at the current time. Most of Southern California's value examination focuses on studying past and present price action to predict the probability of Southern California's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern California's price. Additionally, you may evaluate how the addition of Southern California to your portfolios can decrease your overall portfolio volatility.
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Is Southern California's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.41)
Earnings Share
1.21
Revenue Per Share
5.048
Quarterly Revenue Growth
(0.15)
Return On Assets
0.0099
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.