Douglas Timmerman - Ally Financial President of Dealer Financial Services

ALLY Stock  USD 39.44  0.68  1.69%   

President

Mr. Douglas R. Timmerman is President of Auto Finance of the company. In this role, Mr. Timmerman is responsible for developing strategy and driving performance for the companys automotive business, which offers a full suite of innovative automotive finance products and services. He is also charged with leading the effort to diversify and expand the companys dealer network and drive digital innovation. Previously, Mr. Timmerman had been the president of Ally Insurance since 2014. Mr. Timmerman had responsibility for all insurance operations, which included consumer products such as vehicle service contracts, maintenance contracts, and GAP coverage, as well as commercial property and casualty products for dealers. Mr. Timmermans thirtyone years at Ally, spanning leadership positions across the automotive finance and insurance business, make his understanding of this dynamic industry unparalleled. Prior to leading the insurance business, Mr. Timmerman was Vice President of Automotive Finance for the southeast region in Atlanta. In that capacity, he was responsible for sales, risk management, and portfolio management for more than 4, 000 dealer relationships across 11 states. Since joining Ally in 1986, he has held a variety of leadership roles in different areas including commercial lending, consumer lending, collections, sales, and marketing. His experience also includes a broad geographical reach, holding assignments that have touched nearly every state. The Nebraska native began his career with Ally shortly after earning his masters degree in business administration from the University of Nebraska. He also holds a bachelors degree from the University of Nebraska. Mr. Timmerman supports several organizations and research efforts associated with finding a cure for Type 1 diabetes. He is an active volunteer and supporter of Childrens Hospital of Atlanta and the Juvenile Diabetes Research Foundation. since 2021.
Age 61
Tenure 3 years
Address Ally Detroit Center, Detroit, MI, United States, 48226
Phone866 710 4623
Webhttps://www.ally.com

Ally Financial Management Efficiency

At this time, Ally Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.01 in 2024. At this time, Ally Financial's Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 11.4 B in 2024, whereas Total Assets are likely to drop slightly above 160.3 B in 2024. Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Ally Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ally Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ally Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ally to invest in growth at high rates of return. When we think about Ally Financial's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

PRESIDENT Age

Paul FabaraVisa Class A
58
Aaron KarczmerPayPal Holdings
52
Sripada ShivanandaPayPal Holdings
51
William SheedyVisa Class A
51
Ling HaiMastercard
N/A
Raghu MalhotraMastercard
N/A
Paul StoddartMastercard
N/A
Hai LingMastercard
N/A
Ann CairnsMastercard
63
Javier PerezMastercard
N/A
Edward McLaughlinMastercard
58
Dimitrios DosisMastercard
47
Carlo EnricoMastercard
N/A
Rajat TanejaVisa Class A
60
Ajay BhallaMastercard
54
Lynne BiggarVisa Class A
58
Andrea ScerchMastercard
N/A
Jonathan AuerbachPayPal Holdings
61
Ari SarkerMastercard
N/A
Raj SeshadriMastercard
55
Craig VosburgMastercard
57
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people. Ally Financial (ALLY) is traded on New York Stock Exchange in USA. It is located in Ally Detroit Center, Detroit, MI, United States, 48226 and employs 11,100 people. Ally Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Ally Financial Leadership Team

Elected by the shareholders, the Ally Financial's board of directors comprises two types of representatives: Ally Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Ally. The board's role is to monitor Ally Financial's management team and ensure that shareholders' interests are well served. Ally Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Ally Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Stack, Independent Director
Kenneth Bacon, Independent Director
Diane Morais, President - Consumer and Commercial Banking Products
Katryn Blake, Independent Director
David DeBrunner, Chief Accounting Officer, Vice President Corporate Controller
Jeffrey Brown, Chief Executive Officer, Director
Mayree Clark, Independent Director
Michael Steib, Independent Director
Stephanie Richard, Chief Executive
Bradley Brown, Corporate Treasurer
Andrea Brimmer, Chief Officer
Daniel Eller, President Insurance
Franklin Hobbs, Non executive Independent Chairman of the Board
Daniel Soto, Chief Officer
Jennifer LaClair, Chief Financial Officer
Maureen BreakironEvans, Independent Director
William Cary, Independent Director
Kathleen Patterson, Chief Officer
David Reilly, Independent Director
Scott Stengel, General Counsel
Sean Leary, Head FPA
Douglas Timmerman, President of Dealer Financial Services
Sathish Muthukrishnan, Chief Information, Data and Digital Officer
Russell Hutchinson, Chief Officer
Melissa Goldman, Independent Director
Marjorie Magner, Independent Director
Brian Sharples, Independent Director
Jason Schugel, Chief Risk Officer
Kim Fennebresque, Independent Director
Jim Babcock, Senior Capital
Isvara Wilson, Acting Securities

Ally Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Ally Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Ally Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ally Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ally Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ally Financial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Complementary Tools for Ally Stock analysis

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
Efficient Frontier
Plot and analyze your portfolio and positions against risk-return landscape of the market.
FinTech Suite
Use AI to screen and filter profitable investment opportunities
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Fundamental Analysis
View fundamental data based on most recent published financial statements
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Options Analysis
Analyze and evaluate options and option chains as a potential hedge for your portfolios
Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.56)
Dividend Share
1.2
Earnings Share
2.45
Revenue Per Share
22.683
Quarterly Revenue Growth
(0.10)
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.