Clark Nelson - Affinity Bancshares Executive Officer

AFBI Stock  USD 16.81  0.07  0.42%   

Executive

Clark Nelson is Executive Officer of Affinity Bancshares
Age 59
Address 3175 Highway 278, Covington, GA, United States, 30014
Phone770 786 7088
Webhttps://myaffinitybank.com

Affinity Bancshares Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.01. As of now, Affinity Bancshares' Intangibles To Total Assets are increasing as compared to previous years. The Affinity Bancshares' current Fixed Asset Turnover is estimated to increase to 12.49, while Net Tangible Assets are projected to decrease to under 91.6 M. Affinity Bancshares' management efficiency ratios could be used to measure how well Affinity Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 40 M in liabilities. Debt can assist Affinity Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, Affinity Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Affinity Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Affinity to invest in growth at high rates of return. When we think about Affinity Bancshares' use of debt, we should always consider it together with cash and equity.

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Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 90 people. Affinity Bancshares (AFBI) is traded on NASDAQ Exchange in USA. It is located in 3175 Highway 278, Covington, GA, United States, 30014 and employs 91 people. Affinity Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Affinity Bancshares Leadership Team

Elected by the shareholders, the Affinity Bancshares' board of directors comprises two types of representatives: Affinity Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Affinity. The board's role is to monitor Affinity Bancshares' management team and ensure that shareholders' interests are well served. Affinity Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Affinity Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
CPA CPA, CEO Director
Robert Vickers, Senior Officer
Nancy Mask, VP Eastside
Clark Nelson, Executive Officer
Jacqueline Lyle, Vice Compliance
Elizabeth Galazka, Executive Lending

Affinity Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Affinity Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Affinity Bancshares in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Affinity Bancshares' short interest history, or implied volatility extrapolated from Affinity Bancshares options trading.

Pair Trading with Affinity Bancshares

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Affinity Bancshares position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Affinity Bancshares will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Affinity Bancshares could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Affinity Bancshares when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Affinity Bancshares - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Affinity Bancshares to buy it.
The correlation of Affinity Bancshares is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Affinity Bancshares moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Affinity Bancshares moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Affinity Bancshares can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
Note that the Affinity Bancshares information on this page should be used as a complementary analysis to other Affinity Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.

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When running Affinity Bancshares' price analysis, check to measure Affinity Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Affinity Bancshares is operating at the current time. Most of Affinity Bancshares' value examination focuses on studying past and present price action to predict the probability of Affinity Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Affinity Bancshares' price. Additionally, you may evaluate how the addition of Affinity Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Affinity Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Earnings Share
0.98
Revenue Per Share
4.587
Quarterly Revenue Growth
(0.06)
Return On Assets
0.0079
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.