Zhaoyin Lai - Chang Hwa Deputy General Manager

2801 Stock  TWD 18.25  0.05  0.27%   

Executive

Lai Zhaoyin is serving as Deputy General Manager in Chang Hwa Commercial Bank Ltd. Lai is Director of Taipei Forex Inc. and CHB Insurance Brokerage Company Ltd. Lai holds a Bachelor degree in Business from National Taiwan University.
Phone886 4 2222 2001
Webhttps://www.bankchb.com

Chang Hwa Management Efficiency

Chang Hwa's management efficiency ratios could be used to measure how well Chang Hwa manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 153.06 B in total debt. Debt can assist Chang Hwa until it has trouble settling it off, either with new capital or with free cash flow. So, Chang Hwa's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Chang Hwa Commercial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Chang to invest in growth at high rates of return. When we think about Chang Hwa's use of debt, we should always consider it together with cash and equity.

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Chang Hwa Commercial Bank, Ltd., together with its subsidiaries, provides commercial banking products and services in Taiwan and internationally. The company was founded in 1905 and is headquartered in Taichung, Taiwan. CHANG HWA operates under BanksRegional classification in Taiwan and is traded on Taiwan Stock Exchange. Chang Hwa Commercial (2801) is traded on Taiwan Stock Exchange in Taiwan and employs 46 people.

Management Performance

Chang Hwa Commercial Leadership Team

Elected by the shareholders, the Chang Hwa's board of directors comprises two types of representatives: Chang Hwa inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Chang. The board's role is to monitor Chang Hwa's management team and ensure that shareholders' interests are well served. Chang Hwa's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Chang Hwa's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jianan Shi, Deputy General Manager
ChingHwa Juan, Director
Shangcheng Chen, Independent Director
ChiaChi Hsiao, Director
RueihHwa Cheng, VP Division
HomGang Wang, Deputy General Manager
JongYuan Ling, Chairman of the Board
Huaixin Liang, Director
KuoYuan Liang, Managing Director, Independent Director
HorngYao Tu, Deputy General Manager
JihCheng Yang, Chief Compliance Officer
Qinghua Ruan, Director
ChinYing Chen, Deputy General Manager
MeiFang Wu, Chief VP
Mingdao Zhang, General Manager
KueiMei Hsu, VP Division
ChengChing Wu, Managing Director
Bin Chen, Deputy General Manager
James Shih, President
ChaoChung Chou, MD Pres
FuJinn Chiou, Accounting VP
ShwuFang Wang, Ex VP
JuiChun Wu, VP Division
Zhicheng Xu, Head of Finance
Zhaoyin Lai, Deputy General Manager
Hongyao Tu, Deputy General Manager
HsiangChun Wu, Sr Officer
Yingwei Peng, Director
MingDaw Chang, Chairman of the Board
Hanqing Huang, Deputy General Manager
ChienYi Chang, Director
Louisa Liu, Head Section
ShihTsung Lee, Director
IngWei Peng, Director
JuiMu Huang, General Manager
Jinying Chen, Deputy General Manager
HwaiHsin Liang, Director
JungChun Pan, Independent Director
ShangChen Chen, Independent Director
Carol Sun, Deputy General Manager
TsaiFeng Lin, Head of Finance
Julius Chen, Director
ChiChang Yu, Independent Director
Rongchuan Pan, Independent Director
YuHsueh Liu, VP Division
Chengqing Wu, Managing Director

Chang Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Chang Hwa a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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Please note, there is a significant difference between Chang Hwa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chang Hwa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chang Hwa's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.