William Penn Bancorp Stock Buy Hold or Sell Recommendation
| WMPN Stock | USD 12.13 0.13 1.08% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding William Penn Bancorp is 'Strong Sell'. Macroaxis provides William Penn buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding WMPN positions. The advice algorithm takes into account all of William Penn's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting William Penn's buy or sell advice are summarized below:
Real Value 12.11 | Target Price 14 | Hype Value 12.13 | Market Value 12.13 | Naive Value 12.03 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell William Penn Bancorp given historical horizon and risk tolerance towards William Penn. When Macroaxis issues a 'buy' or 'sell' recommendation for William Penn Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
William |
Execute William Penn Buy or Sell Advice
The William recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on William Penn Bancorp. Macroaxis does not own or have any residual interests in William Penn Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute William Penn's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
William Penn Trading Alerts and Improvement Suggestions
| William Penn Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 20.0% of the company outstanding shares are owned by insiders | |
| On 9th of May 2024 William Penn paid $ 0.03 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 25280 shares by Kenneth Stephon of William Penn subject to Rule 16b-3 |
William Penn Returns Distribution Density
The distribution of William Penn's historical returns is an attempt to chart the uncertainty of William Penn's future price movements. The chart of the probability distribution of William Penn daily returns describes the distribution of returns around its average expected value. We use William Penn Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of William Penn returns is essential to provide solid investment advice for William Penn.
| Mean Return | 0.02 | Value At Risk | -1.31 | Potential Upside | 1.63 | Standard Deviation | 0.87 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of William Penn historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
William Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as William Penn is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading William Penn Bancorp backward and forwards among themselves. William Penn's institutional investor refers to the entity that pools money to purchase William Penn's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Qube Research & Technologies | 2023-12-31 | 27.7 K | Advisor Group Holdings, Inc. | 2023-12-31 | 27.3 K | Raymond James & Associates | 2023-12-31 | 27.2 K | Man Group Plc | 2023-12-31 | 22.6 K | Citigroup Inc | 2024-03-31 | 22.2 K | Northern Trust Corp | 2023-12-31 | 20 K | Gsa Capital Partners Llp | 2024-03-31 | 19.9 K | Susquehanna International Group, Llp | 2023-12-31 | 19.5 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 18.8 K | Vanguard Group Inc | 2024-03-31 | 501.1 K | Deprince Race & Zollo Inc | 2024-03-31 | 261.1 K |
William Penn Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 56.7M | 85.8M | (132.6M) | (15.4M) | (13.8M) | (13.1M) | |
| Free Cash Flow | (1.7M) | (1.1M) | 4.0M | 4.7M | 4.2M | 4.5M | |
| Depreciation | 824K | 1.2M | 1.2M | 1.2M | 1.4M | 1.5M | |
| Other Non Cash Items | (4.2M) | (3.9M) | 1.1M | (23.4M) | (21.1M) | (20.0M) | |
| Capital Expenditures | 1.8M | 890K | 855K | 344K | 395.6K | 493.1K | |
| Net Income | 1.3M | 3.8M | 4.2M | 2.8M | 3.2M | 2.8M | |
| End Period Cash Flow | 82.9M | 168.7M | 36.2M | 20.8M | 23.9M | 33.5M | |
| Investments | (59.2M) | (34.3M) | (195.0M) | 10.5M | 9.4M | 9.9M | |
| Net Borrowings | (2.0M) | (23.2M) | 24M | (31M) | (27.9M) | (26.5M) | |
| Change To Netincome | (4.7M) | (2.5M) | (13K) | 1.0M | 932.4K | 979.0K | |
| Dividends Paid | (2.0M) | (1.9M) | (5.1M) | (1.6M) | (1.4M) | (1.4M) |
William Penn Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to William Penn or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that William Penn's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a William stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.02 | |
β | Beta against NYSE Composite | -0.15 | |
σ | Overall volatility | 0.85 | |
Ir | Information ratio | -0.07 |
William Penn Volatility Alert
William Penn Bancorp has low volatility with Treynor Ratio of -0.08, Maximum Drawdown of 3.67 and kurtosis of -0.29. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure William Penn's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact William Penn's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.William Penn Fundamentals Vs Peers
Comparing William Penn's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze William Penn's direct or indirect competition across all of the common fundamentals between William Penn and the related equities. This way, we can detect undervalued stocks with similar characteristics as William Penn or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of William Penn's fundamental indicators could also be used in its relative valuation, which is a method of valuing William Penn by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare William Penn to competition |
| Fundamentals | William Penn | Peer Average |
| Return On Equity | 0.0057 | -0.31 |
| Return On Asset | 0.001 | -0.14 |
| Profit Margin | 0.04 % | (1.27) % |
| Operating Margin | (0.01) % | (5.51) % |
| Current Valuation | 169.13 M | 16.62 B |
| Shares Outstanding | 9.44 M | 571.82 M |
| Shares Owned By Insiders | 20.43 % | 10.09 % |
| Shares Owned By Institutions | 19.84 % | 39.21 % |
| Number Of Shares Shorted | 116.05 K | 4.71 M |
| Price To Earning | 92.88 X | 28.72 X |
| Price To Book | 0.91 X | 9.51 X |
| Price To Sales | 5.33 X | 11.42 X |
| Revenue | 24.62 M | 9.43 B |
| Gross Profit | 25.08 M | 27.38 B |
| EBITDA | 3.2 M | 3.9 B |
| Net Income | 2.8 M | 570.98 M |
| Cash And Equivalents | 19.72 M | 2.7 B |
| Cash Per Share | 1.47 X | 5.01 X |
| Total Debt | 43.11 M | 5.32 B |
| Book Value Per Share | 13.30 X | 1.93 K |
| Cash Flow From Operations | 5.06 M | 971.22 M |
| Short Ratio | 12.27 X | 4.00 X |
| Earnings Per Share | 0.08 X | 3.12 X |
| Target Price | 14.0 | |
| Number Of Employees | 93 | 18.84 K |
| Beta | 0.48 | -0.15 |
| Market Capitalization | 113.23 M | 19.03 B |
| Total Asset | 847.58 M | 29.47 B |
| Retained Earnings | 58.8 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Net Asset | 847.58 M | |
| Last Dividend Paid | 0.12 |
Note: Disposition of 25280 shares by Kenneth Stephon of William Penn subject to Rule 16b-3 [view details]
William Penn Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as William . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About William Penn Buy or Sell Advice
When is the right time to buy or sell William Penn Bancorp? Buying financial instruments such as William Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 192.3M | 160.7M | 184.9M | 194.1M | Total Assets | 880.0M | 847.6M | 974.7M | 1.0B |
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Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Insurance theme has 61 constituents at this time.
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Check out William Penn Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Complementary Tools for William Stock analysis
When running William Penn's price analysis, check to measure William Penn's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy William Penn is operating at the current time. Most of William Penn's value examination focuses on studying past and present price action to predict the probability of William Penn's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move William Penn's price. Additionally, you may evaluate how the addition of William Penn to your portfolios can decrease your overall portfolio volatility.
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Is William Penn's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of William Penn. If investors know William will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about William Penn listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.631 | Dividend Share 0.12 | Earnings Share 0.08 | Revenue Per Share 2.185 | Quarterly Revenue Growth (0.08) |
The market value of William Penn Bancorp is measured differently than its book value, which is the value of William that is recorded on the company's balance sheet. Investors also form their own opinion of William Penn's value that differs from its market value or its book value, called intrinsic value, which is William Penn's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because William Penn's market value can be influenced by many factors that don't directly affect William Penn's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between William Penn's value and its price as these two are different measures arrived at by different means. Investors typically determine if William Penn is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, William Penn's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.