Industrial Alliance Insurance Stock Buy Hold or Sell Recommendation
| IAF-PB Stock | CAD 21.85 0.10 0.46% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Industrial Alliance Insurance is 'Cautious Hold'. Macroaxis provides Industrial Alliance buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding IAF-PB positions. The advice algorithm takes into account all of Industrial Alliance's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Industrial Alliance's buy or sell advice are summarized below:
Real Value 21.81 | Hype Value 21.74 | Market Value 21.85 | Naive Value 21.75 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Industrial Alliance Insurance given historical horizon and risk tolerance towards Industrial Alliance. When Macroaxis issues a 'buy' or 'sell' recommendation for Industrial Alliance Insurance, the advice is generated through an automated system that utilizes algorithms and statistical models.
Industrial |
Execute Industrial Alliance Buy or Sell Advice
The Industrial recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Industrial Alliance Insurance. Macroaxis does not own or have any residual interests in Industrial Alliance Insurance or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Industrial Alliance's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Industrial Alliance Trading Alerts and Improvement Suggestions
| Industrial Alliance Insurance has accumulated 2.07 B in total debt with debt to equity ratio (D/E) of 0.45, which is about average as compared to similar companies. Industrial Alliance has a current ratio of 0.6, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Industrial Alliance until it has trouble settling it off, either with new capital or with free cash flow. So, Industrial Alliance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Industrial Alliance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Industrial to invest in growth at high rates of return. When we think about Industrial Alliance's use of debt, we should always consider it together with cash and equity. | |
| Latest headline from news.google.com: Industrial Alliance Cl A Pref Ser B Quote - Press Release - The Globe and Mail |
Industrial Alliance Returns Distribution Density
The distribution of Industrial Alliance's historical returns is an attempt to chart the uncertainty of Industrial Alliance's future price movements. The chart of the probability distribution of Industrial Alliance daily returns describes the distribution of returns around its average expected value. We use Industrial Alliance Insurance price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Industrial Alliance returns is essential to provide solid investment advice for Industrial Alliance.
| Mean Return | -0.01 | Value At Risk | -2.27 | Potential Upside | 1.73 | Standard Deviation | 1.12 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Industrial Alliance historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Industrial Alliance Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 62M | 841M | (403M) | (188M) | 23M | 43.7M | |
| Free Cash Flow | 268M | 1.7B | (63M) | 326M | 931M | 558.5M | |
| Other Non Cash Items | (5.4B) | (4.2B) | (1.2B) | 5.6B | 5.0B | 5.2B | |
| Dividends Paid | 210M | 230M | 246M | 304M | 325M | 341.3M | |
| Net Income | 887M | 762M | 1.1B | 956M | 789M | 462.9M | |
| End Period Cash Flow | 1.1B | 1.9B | 1.5B | 1.4B | 1.2B | 778.7M | |
| Depreciation | 210M | 287M | 415M | 503M | 525M | 551.3M | |
| Investments | (156M) | (1.1B) | (294M) | (287M) | (317M) | (332.9M) | |
| Net Borrowings | 133M | 379M | (22M) | 29M | 33.4M | 54.5M | |
| Change To Netincome | (5.2B) | (4.1B) | (900M) | 5.8B | 6.6B | 7.0B |
Industrial Alliance Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Industrial Alliance or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Industrial Alliance's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Industrial stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.02 | |
β | Beta against NYSE Composite | 0.16 | |
σ | Overall volatility | 1.11 | |
Ir | Information ratio | -0.03 |
Industrial Alliance Volatility Alert
Industrial Alliance Insurance exhibits very low volatility with skewness of -0.82 and kurtosis of 1.88. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Industrial Alliance's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Industrial Alliance's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Industrial Alliance Fundamentals Vs Peers
Comparing Industrial Alliance's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Industrial Alliance's direct or indirect competition across all of the common fundamentals between Industrial Alliance and the related equities. This way, we can detect undervalued stocks with similar characteristics as Industrial Alliance or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Industrial Alliance's fundamental indicators could also be used in its relative valuation, which is a method of valuing Industrial Alliance by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Industrial Alliance to competition |
| Fundamentals | Industrial Alliance | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0068 | -0.14 |
| Profit Margin | 0.09 % | (1.27) % |
| Operating Margin | 0.15 % | (5.51) % |
| Current Valuation | 3.97 B | 16.62 B |
| Shares Outstanding | 109.66 M | 571.82 M |
| Shares Owned By Institutions | 16.70 % | 39.21 % |
| Number Of Shares Shorted | 8.02 K | 4.71 M |
| Price To Earning | 4.41 X | 28.72 X |
| Price To Sales | 0.74 X | 11.42 X |
| Revenue | 5.26 B | 9.43 B |
| Gross Profit | 3.31 B | 27.38 B |
| EBITDA | 1.21 B | 3.9 B |
| Net Income | 789 M | 570.98 M |
| Cash And Equivalents | 3.2 B | 2.7 B |
| Cash Per Share | 29.90 X | 5.01 X |
| Total Debt | 2.07 B | 5.32 B |
| Debt To Equity | 0.45 % | 48.70 % |
| Current Ratio | 0.61 X | 2.16 X |
| Book Value Per Share | 68.97 X | 1.93 K |
| Cash Flow From Operations | 1.22 B | 971.22 M |
| Short Ratio | 12.22 X | 4.00 X |
| Earnings Per Share | 7.49 X | 3.12 X |
| Beta | 1.11 | -0.15 |
| Market Capitalization | 5.82 B | 19.03 B |
| Total Asset | 93.85 B | 29.47 B |
| Retained Earnings | 5.06 B | 9.33 B |
| Annual Yield | 0.05 % | |
| Five Year Return | 5.14 % | |
| Net Asset | 93.85 B | |
| Last Dividend Paid | 3.17 |
Industrial Alliance Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Industrial . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Industrial Alliance Buy or Sell Advice
When is the right time to buy or sell Industrial Alliance Insurance? Buying financial instruments such as Industrial Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 1.6B | 2.1B | 2.4B | 2.5B | Total Assets | 94.7B | 87.4B | 93.8B | 48.4B |
Use Investing Ideas to Build Portfolios
In addition to having Industrial Alliance in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Retail Thematic Idea Now
Retail
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Retail theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Retail Theme or any other thematic opportunities.
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Other Information on Investing in Industrial Stock
Industrial Alliance financial ratios help investors to determine whether Industrial Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Industrial with respect to the benefits of owning Industrial Alliance security.