Universal Insurance Financials

UVE Stock  USD 19.10  0.51  2.60%   
Based on the measurements of operating efficiency obtained from Universal Insurance's historical financial statements, Universal Insurance Holdings is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in July.
  
Understanding current and past Universal Insurance Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Universal Insurance's financial statements are interrelated, with each one affecting the others. For example, an increase in Universal Insurance's assets may result in an increase in income on the income statement.
The data published in Universal Insurance's official financial statements typically reflect Universal Insurance's business processes, product offerings, services, and other fundamental events. However, there are additional fundamental indicators that are easier to understand and visualize along the underlying realities that are driving Universal Insurance's quantitative information. For example, before you start analyzing numbers published by Universal accountants, it’s essential to understand Universal Insurance's liquidity, profitability, and earnings quality within the context of the Insurance space in which it operates.
Please note, the presentation of Universal Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Universal Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Universal Insurance's management manipulating its earnings.

Universal Insurance Stock Summary

Universal Insurance competes with HCI, Kingstone Companies, Horace Mann, Heritage Insurance, and Donegal Group. Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. Universal Insurance operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1047 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS91359V1070
CUSIP91359V107 91359C307
LocationFlorida; U.S.A
Business Address1110 West Commercial
SectorInsurance
IndustryFinancials
BenchmarkNYSE Composite
Websitewww.universalinsuranceholdings.com
Phone954 958 1200
CurrencyUSD - US Dollar

Universal Insurance Key Financial Ratios

There are many critical financial ratios that Universal Insurance's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Universal Insurance reports annually and quarterly.

Universal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Universal Insurance's current stock value. Our valuation model uses many indicators to compare Universal Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Universal Insurance competition to find correlations between indicators driving Universal Insurance's intrinsic value. More Info.
Universal Insurance Holdings is rated third in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Universal Insurance Holdings is roughly  7.59 . Comparative valuation analysis is a catch-all technique that is used if you cannot value Universal Insurance by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Universal Insurance Systematic Risk

Universal Insurance's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Universal Insurance volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Universal Insurance correlated with the market. If Beta is less than 0 Universal Insurance generally moves in the opposite direction as compared to the market. If Universal Insurance Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Universal Insurance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Universal Insurance is generally in the same direction as the market. If Beta > 1 Universal Insurance moves generally in the same direction as, but more than the movement of the benchmark.

About Universal Insurance Financials

What exactly are Universal Insurance Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Universal Insurance's income statement, its balance sheet, and the statement of cash flows. Potential Universal Insurance investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may use each financial statement separately, they are all related. The changes in Universal Insurance's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Universal Insurance's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Universal Insurance June 4, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Universal Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Universal Insurance Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of Universal Insurance Holdings based on widely used predictive technical indicators. In general, we focus on analyzing Universal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Universal Insurance's daily price indicators and compare them against related drivers.

Complementary Tools for Universal Stock analysis

When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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