AmeriServ Net Interest Income from 2010 to 2024

ASRV Stock  USD 2.36  0.01  0.42%   
AmeriServ Financial Net Interest Income yearly trend continues to be fairly stable with very little volatility. Net Interest Income is likely to outpace its year average in 2024. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
8.6 M
Current Value
8.7 M
Quarterly Volatility
598.7 K
 
Covid
Check AmeriServ Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among AmeriServ Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.6 M, Interest Expense of 23.6 M or Other Operating Expenses of 85.7 M, as well as many indicators such as Price To Sales Ratio of 1.19, Dividend Yield of 0.0521 or PTB Ratio of 0.73. AmeriServ financial statements analysis is a perfect complement when working with AmeriServ Financial Valuation or Volatility modules.
  
Check out the analysis of AmeriServ Financial Correlation against competitors.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.

Latest AmeriServ Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of AmeriServ Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. AmeriServ Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in AmeriServ Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

AmeriServ Net Interest Income Regression Statistics

Arithmetic Mean36,328,130
Geometric Mean36,282,220
Coefficient Of Variation5.32
Mean Deviation1,438,990
Median35,442,000
Standard Deviation1,932,465
Sample Variance3.7T
Range6.4M
R-Value0.68
Mean Square Error2.2T
R-Squared0.47
Significance0.01
Slope294,674
Total Sum of Squares52.3T

AmeriServ Net Interest Income History

202440.1 M
202336 M
202240.6 M
202139.1 M
202036.4 M
201935.4 M
201835.5 M

About AmeriServ Financial Financial Statements

AmeriServ Financial investors use historical fundamental indicators, such as AmeriServ Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in AmeriServ Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income36 M40.1 M

Pair Trading with AmeriServ Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if AmeriServ Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in AmeriServ Financial will appreciate offsetting losses from the drop in the long position's value.

Moving against AmeriServ Stock

  0.37VBNK VersaBank Fiscal Year End 11th of December 2024 PairCorr
The ability to find closely correlated positions to AmeriServ Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace AmeriServ Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back AmeriServ Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling AmeriServ Financial to buy it.
The correlation of AmeriServ Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as AmeriServ Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if AmeriServ Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for AmeriServ Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for AmeriServ Stock Analysis

When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.