ICICI Bank Net Income vs. Profit Margin

IBN Stock  USD 26.39  0.29  1.09%   
Taking into consideration ICICI Bank's profitability measurements, ICICI Bank's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess ICICI Bank's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1999-06-30
Previous Quarter
110.5 B
Current Value
116.7 B
Quarterly Volatility
269 B
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, ICICI Bank's Days Sales Outstanding is very stable compared to the past year. As of the 11th of June 2024, Sales General And Administrative To Revenue is likely to grow to 2,058, while Price To Sales Ratio is likely to drop 6.22. At this time, ICICI Bank's Net Income Per Share is very stable compared to the past year. As of the 11th of June 2024, Net Income Per E B T is likely to grow to 0.83, while Accumulated Other Comprehensive Income is likely to drop about 13.4 B.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.1875
Sufficiently Down
Slightly volatile
Operating Profit Margin0.240.256
Notably Down
Slightly volatile
Pretax Profit Margin0.250.2606
Sufficiently Down
Slightly volatile
Return On Assets0.01970.0187
Sufficiently Up
Pretty Stable
Return On Equity0.180.1728
Sufficiently Up
Very volatile
For ICICI Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of ICICI Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well ICICI Bank Limited utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between ICICI Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of ICICI Bank Limited over time as well as its relative position and ranking within its peers.
  
Check out Risk vs Return Analysis.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ICICI Bank. If investors know ICICI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ICICI Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.185
Dividend Share
10
Earnings Share
1.49
Revenue Per Share
451.81
Quarterly Revenue Growth
0.776
The market value of ICICI Bank Limited is measured differently than its book value, which is the value of ICICI that is recorded on the company's balance sheet. Investors also form their own opinion of ICICI Bank's value that differs from its market value or its book value, called intrinsic value, which is ICICI Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ICICI Bank's market value can be influenced by many factors that don't directly affect ICICI Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ICICI Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if ICICI Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ICICI Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

ICICI Bank Limited Profit Margin vs. Net Income Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining ICICI Bank's current stock value. Our valuation model uses many indicators to compare ICICI Bank value to that of its competitors to determine the firm's financial worth.
ICICI Bank Limited is rated below average in net income category among its peers. It is rated below average in profit margin category among its peers . The ratio of Net Income to Profit Margin for ICICI Bank Limited is about  1,582,279,942,796 . At this time, ICICI Bank's Net Income is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ICICI Bank's earnings, one of the primary drivers of an investment's value.

ICICI Profit Margin vs. Net Income

Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

ICICI Bank

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
442.56 B
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

ICICI Bank

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.28 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.

ICICI Profit Margin Comparison

ICICI Bank is currently under evaluation in profit margin category among its peers.

ICICI Bank Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in ICICI Bank, profitability is also one of the essential criteria for including it into their portfolios because, without profit, ICICI Bank will eventually generate negative long term returns. The profitability progress is the general direction of ICICI Bank's change in net profit over the period of time. It can combine multiple indicators of ICICI Bank, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income14.1 B13.4 B
Operating Income604.3 B320.1 B
Net Income From Continuing Ops407.8 B428.2 B
Income Before Tax615.1 B645.8 B
Total Other Income Expense Net615.1 B645.8 B
Net Income Applicable To Common Shares391.4 B411 B
Net Income442.6 B464.7 B
Income Tax Expense154.3 B162 B
Net Interest Income811 B444.9 B
Interest Income1.4 T886.7 B
Change To Netincome110.8 B78.3 B
Net Income Per Share 61.96  65.06 
Income Quality 1.94  1.15 
Net Income Per E B T 0.72  0.83 

ICICI Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on ICICI Bank. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of ICICI Bank position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the ICICI Bank's important profitability drivers and their relationship over time.

Use ICICI Bank in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if ICICI Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in ICICI Bank will appreciate offsetting losses from the drop in the long position's value.

ICICI Bank Pair Trading

ICICI Bank Limited Pair Trading Analysis

The ability to find closely correlated positions to ICICI Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace ICICI Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back ICICI Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling ICICI Bank Limited to buy it.
The correlation of ICICI Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as ICICI Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if ICICI Bank Limited moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for ICICI Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your ICICI Bank position

In addition to having ICICI Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Education
Education Theme
Companies involved in apprenticeship, education, tutoring, schooling, online universities, and other learning services. The Education theme has 41 constituents at this time.
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Additional Information and Resources on Investing in ICICI Stock

When determining whether ICICI Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ICICI Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Icici Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Icici Bank Limited Stock:
Check out Risk vs Return Analysis.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
To fully project ICICI Bank's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of ICICI Bank Limited at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include ICICI Bank's income statement, its balance sheet, and the statement of cash flows.
Potential ICICI Bank investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although ICICI Bank investors may work on each financial statement separately, they are all related. The changes in ICICI Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on ICICI Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.